San Diego County property record for 2528 Wellspring St, Carlsbad, CA 92010
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 5.5 ba · 3,352 sqft · built 2018 |
| Lot Size | 0.182 acres (7,959 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,061,000 (Jun 2018) |
| Tax Bill | $14,555 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage Jul 2021 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 208-191-32-00 |
| Primary APN | 208-191-32-00 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 5.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 3,352 sqft Living Area |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Lot Area | 7,959 sqft (0.182 acres) |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 2528 WELLSPRING ST |
|---|---|
| City | CARLSBAD |
| State | CA |
| Zip | 92010-5604 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | P-C |
| Legal Description | LOT 175 TR 016092 |
| Legal Subdivision | CARLSBAD 13-03-2 |
| Legal Tract | 016092 |
| Legal Block | 4 |
| Legal Lot Number | 175 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 4 |
| Census Block | 4006 |
| Census Tract | 19811 |
Source: San Diego County records, as of July 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2528 WELLSPRING ST, CARLSBAD, CA 92010-5604 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Nov 24, 2021 | Deed of Trust, Mortgage · Conventional Mortgage SAN DIEGO COUNTY CU |
| Jul 8, 2021 | Deed of Trust, Mortgage · Stand-Alone First Mortgage US BANK NA |
| May 27, 2020 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| May 27, 2020 | Deed of Trust, Mortgage · VA Mortgage US BANK NA |
| Jan 26, 2021 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| Jun 7, 2018 | Grant Deed, Transfer · ARM US BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 7, 2018 · Amount on Record |
| Deed Sale | Jun 7, 2018 · Amount on Record |
| Deed Document Number | 2018231202 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 2528 WELLSPRING ST, CARLSBAD, CA 92010-5604 |
| Transaction Type | Mortgage |
| Record Updated | Dec 7, 2021 |
| Title Company | E-PLACER TITLE, PLACER TITLE |
| Name | Verified Name |
|---|---|
| Address | 2528 WELLSPRING ST, CARLSBAD, CA 92010-5604 |
| Document Number | 0000810023 |
|---|---|
| Date | Nov 24, 2021 |
| Instrument | 2021-0810023 |
| Name | SAN DIEGO COUNTY CU |
|---|---|
| Type | Credit Union |
| Address | SAN DIEGO, CA 92121 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 2528 WELLSPRING ST, CARLSBAD, CA 92010-5604 |
| Transaction Type | Mortgage |
| Record Updated | Jul 19, 2021 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|---|
| Address | 2528 WELLSPRING ST, CARLSBAD, CA 92010-5604 |
| Document Number | 0000490644 |
|---|---|
| Date | Jul 8, 2021 |
| Instrument | 2021-0490644 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 339 Months |
| Due | Oct 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 2528 WELLSPRING ST, CARLSBAD, CA 92010-5604 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000265995 |
|---|---|
| Date | May 27, 2020 |
| Instrument | 2020-0265995 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 353 Months |
| Due | Oct 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 2528 WELLSPRING ST, CARLSBAD, CA 92010-5604 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000265996 |
|---|---|
| Date | May 27, 2020 |
| Instrument | 2020-0265996 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 353 Months |
| Due | Oct 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 2528 WELLSPRING ST, CARLSBAD, CA 92010-5604 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 2528 WELLSPRING ST, CARLSBAD, CA 92010-5604 |
| Document Number | 0000061268 |
|---|---|
| Date | Jan 26, 2021 |
| Instrument | 2021-0061268 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 345 Months |
| Due | Oct 1, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jun 7, 2018 |
| Property Address | 2528 WELLSPRING ST, CARLSBAD, CA 92010-5604 |
| Document Number | 0000231202 |
| Map Reference | MAP 16092 |
| Instrument Date | May 1, 2018 |
| Instrument | 2018-0231202 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | WESTMINSTER TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 2528 WELLSPRING ST, CARLSBAD, CA 92010-5604 |
| Document Number | 0000231203 |
|---|---|
| Date | Jun 7, 2018 |
| Instrument | 2018-0231203 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.87% |
| Type Change Date | Jul 1, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 8.87% |
| Index | 1-Year LIBOR |
| Max Rate | 8.87% |
| Document Number | 0000231204 |
|---|---|
| Date | Jun 7, 2018 |
| Instrument | 2018-0231204 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2048 |
Source: San Diego County assessment roll, as of July 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Carlsbad City |
| Unified School District | Carlsbad Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,230,863 (+2%) Land $481,640 Building $749,223 | |
| 2025 | $14,555.00 (+3.75%) Homeowner's exemption | $1,206,730 (+4.04%) Land $472,197 Building $734,533 |
| 2023 | $14,029.00 (+1.45%) Homeowner's exemption | $1,159,873 Land $453,862 Building $706,011 |
| 2022 | $13,829.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CARLSBAD MWD serves 96,371 people · EPA ID CA3710005 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Sep 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 440 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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