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2528 W Gardner Ave, Spokane, WA 99201 Property Records

Spokane County property record for 2528 W Gardner Ave, Spokane, WA 99201

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,508 sqft · built 1910
Lot Size0.11 acres (4,800 sqft)
Owner2 Individual Names on File
Last Sale$360,000 (Apr 2024)
Tax Bill$3,145 (2026)
Deeds & MortgagesApr 2024 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN25132.2520

Property Details

APN / Parcel Number

Primary APN25132.2520

Interior

Bedrooms3 Beds
Full Baths1 Bath
Plumbing Fixtures4 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,508 sqft Living Area
Gross Area2,204 sqft
1st Floor Area1,108 sqft
Upper Floors Area976 sqft
Basement Area120 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 2008
Architectural StyleConventional
Exterior MaterialMetal
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area4,800 sqft (0.11 acres)
Lot Dimensions120 ft deep x 40 ft wide

Exterior Amenities

PorchEnclosed Frame Porch
Porch Area132 sqft
Deck Area60 sqft
Patio Area208 sqft
Canopy268 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address2528 W GARDNER AVE
CitySPOKANE
StateWA
Zip99201-1531
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF
Legal DescriptionNETTLETONS 2ND L22 B18
Legal Range42E
Legal Township25N
Legal Section13
Legal SubdivisionNETTLETONS 2ND
Legal Block18
Legal Lot Number22
JurisdictionSPOKANE WA
Township / Civil DivisionSPOKANE
Census Block Group3
Census Block3015
Census Tract2300

Owner

2528 W Gardner Ave is owned and occupied by two individuals who bought it in April 2024.

Source: Spokane County records, as of September 16, 2026

Owner of Record2 Individual Names on File
Mailing Address2528 W GARDNER AVE, SPOKANE, WA 99201-1531
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 18, 2024 · Amount on File
Deed SaleApr 18, 2024 · Amount on File
Prior SaleJan 11, 2012 · Amount on File
Deed Document Number20247344178
Prior Transfer DateJun 21, 2003
Prior Transfer Doc0004915372
Record UpdatedOct 29, 2026

April 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSPOKANE WA
Recording DateApr 18, 2024
Property Address2528 W GARDNER AVE, SPOKANE, WA 99201-1531
Document Number0007344178
Map ReferenceVOL A PG 118
Instrument DateApr 12, 2024
Instrument7344178
Transaction TypeTransfer
Record UpdatedApr 24, 2024
Title CompanyNOT AVAILABLE, SPOKANE COUNTY TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$5,765.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2528 W GARDNER AVE, SPOKANE, WA 99201-1531

Mortgage

Document Number0007344179
DateApr 18, 2024
Instrument7344179
Lender
NameCMG MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2054

Tax Assessment & Valuation

The 2026 property tax bill for 2528 W Gardner Ave was $3,145, up 3.8% from the year before.

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

TypeName
StateWashington
CountySpokane County
MunicipalitySpokane City
Unified School DistrictSpokane Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,145.00 (+3.8%)$307,200 Land $90,000 Building $217,200$307,200 Land $90,000 Building $217,200
2025$3,030.00
2024$259,400 (+45.08%) Land $65,000 Building $194,400$259,400 (+45.08%) Land $65,000 Building $194,400
2023$2,541.00 (+21.23%)$178,800 Land $30,000 Building $148,800$178,800 Land $30,000 Building $148,800
2022$2,096.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 2528 W Gardner Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2528 W Gardner Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF SPOKANE
serves 346,138 people · EPA ID WA5383100
Water SourceGroundwater
Last State InspectionSep 2024
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 552 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber · DSL in parts of the area		2,000 / 1,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		1,000 / 75
Wind Wireless
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Intermax Networks.

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