Daviess County property record for 2528 W 3rd St, Owensboro, KY 42301
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 960 sqft · built 1951 |
| Lot Size | 0.38 acres (16,560 sqft) |
| Owner | Trust Name on File |
| Last Sale | $55,000 (Feb 2021) |
| Tax Bill | $183 (2025) |
| Deeds & Mortgages | Aug 2005 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 006-11-05-003-00-000 |
| Primary APN | 006-11-05-003-00-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 960 sqft Living Area |
| Basement Area | 960 sqft |
| Unfinished Basement | 960 sqft |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1951 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 16,560 sqft (0.38 acres) |
| Lot Dimensions | 138 ft deep x 120 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 2528 W 3RD ST |
|---|---|
| City | OWENSBORO |
| State | KY |
| Zip | 42301-0330 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 2528 W 3RD ST |
| Legal Subdivision | DEAN PLACE |
| Legal Lot Number | 25-27 |
| Jurisdiction | DAVIESS KY |
| Township / Civil Division | OWENSBORO |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 100 |
2528 W 3rd St is held in a trust since February 2021.
Source: Daviess County records, as of October 20, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 1311 W 2ND ST, OWENSBORO, KY 42301-0534 |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 26, 2021 · Amount on File |
| Deed Sale | Feb 26, 2021 · Amount on File |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | DAVIESS KY |
| Recording Date | Aug 3, 2005 |
| Property Address | 2528 W 3RD ST, OWENSBORO, KY 42301-0330 |
| Document Number | 000803/186 |
| Book / Page | 0803 / 186 |
| Map Reference | DD82 PG125 |
| Instrument Date | Aug 3, 2005 |
| Instrument | 2005-00013382 |
| Transaction Type | Transfer |
| Record Updated | Mar 13, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $35.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2343 SECRETARIAT DR, OWENSBORO, KY 42301-4178 |
| Name | Verified Name |
|---|---|
| Address | 724 W PARRISH AVE, OWENSBORO, KY 42301-3648 |
The 2025 property tax bill for 2528 W 3rd St was $183.
Source: Daviess County assessment roll, as of May 8, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Daviess County |
| Municipality | Owensboro City |
| Unified School District | Owensboro Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $55,200 (-) | $55,200 (-) | |
| 2025 | $183.00 | $55,200 Land $12,000 Building $43,200 | $55,200 Land $12,000 Building $43,200 |
| 2023 | $55,200 (+0.36%) | $55,200 (+0.36%) | |
| 2022 | $621.00 | $55,000 | $55,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2528 W 3rd St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2020.
Source: FEMA National Flood Hazard Layer, effective July 31, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 3 (2020) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Sep 2020 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 2528 W 3rd St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OWENSBORO MUNICIPAL UTILITIES serves 60,473 people · EPA ID KY0300336 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Watch TV Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
May also be available: Owensboro Municipal Utilities, Verizon.
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