2528 Silvermoss Dr, Wesley Chapel, FL 33544 Property Records

Pasco County property record for 2528 Silvermoss Dr, Wesley Chapel, FL 33544

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,871 sqft · built 2003
Lot Size	0.115 acres (5,035 sqft)
Owner	Individual Name on File
Last Sale	$201,000 (Oct 2015)
Tax Bill	$6,795 (2025)
Deeds & Mortgages	Jan 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25-26-19-0040-00400-0370`

Property Details

APN / Parcel Number

Primary APN	`25-26-19-0040-00400-0370`
Alternative APN	`0806305`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	1,871 sqft Living Area
Gross Area	2,326 sqft
1st Floor Area	812 sqft
Upper Floors Area	1,059 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Exterior Material	Stucco
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	5,035 sqft (0.115 acres)
Garage Area	420 sqft
Driveway	Driveway
Driveway Area	540 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	35 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	0806305
Street Address	2528 SILVERMOSS DR
City	WESLEY CHAPEL
State	FL
Zip	33544-8707
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MPUD
Legal Description	SEVEN OAKS PARCEL S-17D PB 44 PG 079 (G) BLOCK 4 LOT 37 OR 9278 PG 1684
Legal Range	19E
Legal Township	26S
Legal Section	25
Legal Subdivision	SEVEN OAKS
Legal Tract	40
Legal Block	4
Legal Lot Number	37
Jurisdiction	PASCO FL
Township / Civil Division	CENTRAL PASCO
Census Block Group	1
Census Block	1000
Census Tract	32106

Owner

2528 Silvermoss Dr is owned by an individual who bought it in October 2015.

Source: Pasco County records, as of December 19, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	35235 WHISPERING PINES DR, ZEPHYRHILLS, FL 33541-2690
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 29, 2015 · Amount on File
Deed Sale	Oct 29, 2015 · Amount on File
Prior Sale	Apr 1, 2009 · Amount on File
Deed Document Number	2015174964
Deed Book / Page	9278 / 1684
Record Updated	Jun 8, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASCO FL
Property Address	2528 SILVERMOSS DR, WESLEY CHAPEL, FL 33544-8707
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13010 SW KINGSWAY CIR, LAKE SUZY, FL 34269-6778

Mortgage

Document Number	0102550462
Date	Jan 11, 2021
Book Page	10255/462
Instrument	2021005409

Lender

Name	THE MORTGAGE FIRM INC
Type	Mortgage Company
Address	ALTAMONTE SPRINGS, FL 32714

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	300 Months
Due	Jan 1, 2046

Tax Assessment & Valuation

The 2025 property tax bill for 2528 Silvermoss Dr was $6,795.

Source: Pasco County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pasco County
Unified School District	Pasco County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,795.00	$311,215 Land $67,821 Building $243,394	$311,215 Land $67,821 Building $243,394
2023	$6,212.00 (+14.82%)	$314,693 (+13.57%) Land $52,666 Building $262,027	$314,693 (+13.57%) Land $52,666 Building $262,027
2022	$5,410.00	$277,082 Land $43,905 Building $233,177	$277,082 Land $43,905 Building $233,177

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2528 Silvermoss Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 45 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	45 in force
Nearby Flood Claims	3 (2017–2020)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Nov 2020 · Hurricane Eta

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2528 Silvermoss Dr is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 78% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PCUD-PASCO COUNTY REGIONAL PWS serves 214,403 people · EPA ID FL6511361
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Total trihalomethanes not recorded as resolved · Jan 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20