2528 S Spaulding Ave, Chicago, IL 60623 Property Records

Cook County property record for 2528 S Spaulding Ave, Chicago, IL 60623

Property Summary

Property Type	Apartments (5+ Units)
Details	6 bd · 2 ba · 2,058 sqft · built 1896
Lot Size	0.072 acres (3,125 sqft)
Owner	Individual Name on Record
Last Sale	$117,000 (May 2017)
Tax Bill	$3,798 (2023)
Deeds & Mortgages	Aug 2023 Mortgage Aug 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`16-26-229-033`

Property Details

APN / Parcel Number

Primary APN	`16-26-229-033`
Alternative APN	`16-26-229-033-0000`

Interior

Bedrooms	6 Beds
Full Baths	2 Baths
Total Rooms	12 Rooms
Units	2 Units
Stories	1 Story
Building Area	2,058 sqft Living Area

Exterior

Year Built	Built 1896
Effective Year Built	Effective 1898
Architectural Style	Multi-Family
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Foundation Type	No Foundation
Roof Material	Tar & Gravel
Lot Area	3,125 sqft (0.072 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water

Location & Zoning

Street Address	2528 S SPAULDING AVE
City	CHICAGO
State	IL
Zip	60623-4047
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code	RT-4
Legal Range	13E
Legal Township	39N
Legal Section	26
Legal Subdivision	KEDZIE AVE LAND ASSOCIATION
Jurisdiction	COOK IL
Township / Civil Division	CHICAGO
Census Block Group	2
Census Block	2011
Census Tract	300800

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2528 S SPAULDING AVE, CHICAGO, IL 60623-4047
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 2, 2023	Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC
Aug 10, 2019	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Jul 29, 2019	Loan Modification, Mortgage · FHA Mortgage SHELLPOINT MTG SVCNG
May 25, 2017	Warranty Deed, Transfer · FHA Mortgage HOMEBRIDGE FIN'L SVCS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 25, 2017 · Amount on Record
Deed Sale	May 25, 2017 · Amount on Record
Deed Document Number	201755288
Record Updated	Sep 20, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	2528 S SPAULDING AVE, CHICAGO, IL 60623-4047
Transaction Type	Mortgage
Record Updated	Aug 10, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2528 S SPAULDING AVE, CHICAGO, IL 60623-4047

Mortgage

Document Number	0021413031
Date	Aug 2, 2023
Instrument	2321413031

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	TEMPE, AZ 85284

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	479 Months
Due	Jul 1, 2063

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	2528 S SPAULDING AVE, CHICAGO, IL 60623-4047
Document Number	1923306008
Instrument Date	Aug 10, 2019
Transaction Type	Mortgage
Record Updated	Feb 11, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2528 S SPAULDING AVE CHICAGO IL 606234047, CHICAGO, IL 60623-4047

Mortgage

Document Number	1923306008
Date	Aug 21, 2019
Instrument	23306008

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 20, 2049

July 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	COOK IL
Property Address	2528 S SPAULDING AVE, CHICAGO, IL 60623-4047
Document Number	1923306009
Instrument Date	Jul 29, 2019
Transaction Type	Mortgage
Record Updated	Aug 29, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2528 S SPAULDING AVE CHICAGO IL 606234047, CHICAGO, IL 60623-4047

Mortgage

Document Number	1923306009
Date	Aug 21, 2019
Instrument	23306009

Lender

Name	SHELLPOINT MTG SVCNG
Address	GREENVILLE, SC 29601

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 20, 2049

Interest

Rate	4.62%

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	May 25, 2017
Property Address	2528 S SPAULDING AVE, CHICAGO, IL 60623-4047
Document Number	1714555288
Instrument Date	May 23, 2017
Instrument	14555288
Transaction Type	Transfer
Record Updated	Jun 7, 2017
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$117.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2742 S TROY ST CHICAGO IL 606234715, CHICAGO, IL 60623-4715

Mortgage

Document Number	1714555289
Date	May 25, 2017
Instrument	14555289

Lender

Name	HOMEBRIDGE FIN'L SVCS INC
Type	Funding / Finance Company
Address	ISELIN, NJ 08830

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 24, 2047

Interest

Rate Type	Fixed Rate
Rate	4.75%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
Municipality	Chicago City
Unified School District	Chicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$26,000 (+44.45%) Land $4,531 Building $21,469	$260,000 (+44.45%) Land $45,310 Building $214,690
2023	$3,798.00 (+2.59%)
2022	$3,702.00	$17,999 Land $3,671 Building $14,328	$179,990 Land $36,710 Building $143,280

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICAGO serves 2,721,308 people · EPA ID IL0316000
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,112 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000

May also be available: Astound Broadband, AT&T, T-Mobile, Verizon.

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