2528 Morningside Dr, Lancaster, SC 29720 Property Records

Lancaster County property record for 2528 Morningside Dr, Lancaster, SC 29720

Property Summary

Property Type	Single Family Home
Details	2 ba · 3,158 sqft · built 1967
Lot Size	1.1 acres (48,322 sqft)
Owner	Individual Name on Record
Last Sale	$150,000 (Dec 2007)
Tax Bill	$1,502 (2025)
Deeds & Mortgages	Nov 2020 Line of Credit Dec 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`0102I-0A-016.00`

Property Details

APN / Parcel Number

Primary APN	`0102I-0A-016.00`
Alternative APN	`19680`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	3,158 sqft Living Area
Gross Area	3,682 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1982
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Footing
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	48,322 sqft (1.1 acres)
Lot Width	216 ft Width
Garage Area	484 sqft
Porch	Porch
Porch Area	40 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	19680
Street Address	2528 MORNINGSIDE DR
City	LANCASTER
State	SC
Zip	29720-8417
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MDR
Legal Description	172.7X256X255.4X210
Legal Subdivision	COUNTR
Legal Block	19-20
Legal Lot Number	19-20
Jurisdiction	LANCASTER SC
Township / Civil Division	LANCASTER
Census Block Group	2
Census Block	2000
Census Tract	10400

Owner

Source: Lancaster County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2528 MORNINGSIDE DR, LANCASTER, SC 29720-8417
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 2, 2020	Deed of Trust, Mortgage · Line of Credit FOUNDERS FCU
Dec 31, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 11, 2007 · Amount on Record
Deed Sale	Dec 11, 2007 · Amount on Record
Deed Document Number	200718945
Deed Book / Page	438 / 310
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER SC
Property Address	2528 MORNINGSIDE DR, LANCASTER, SC 29720-8417
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000019402
Date	Nov 2, 2020
Book Page	4182/13
Instrument	2020019402

Lender

Name	FOUNDERS FCU
Type	Credit Union
Address	LANCASTER, SC 29720

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Nov 5, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LANCASTER SC
Recording Date	Dec 31, 2020
Property Address	2528 MORNINGSIDE DR, LANCASTER, SC 29720-8417
Document Number	0000023963
Book / Page	001396 / 000054
Instrument Date	Dec 31, 2020
Instrument	23963
Transaction Type	Transfer
Record Updated	Feb 22, 2021
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 1118 LANCASTER SC 297211118, LANCASTER, SC 29721-1118

Tax Assessment & Valuation

Source: Lancaster County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Lancaster County
Unified School District	Lancaster County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,502.00 (+9.4%)	$10,289 (+15%) Land $1,428 Building $8,861	$345,800 (+54.24%) Land $48,000 Building $297,800
2024	$1,373.00 (+0.37%)
2023	$1,368.00	$8,947 Land $1,293 Building $7,654	$224,200 Land $32,400 Building $191,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	10 (2006–2024)
Claims Outside the SFHA	3 of 10
Most Recent Claim	Jan 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · above 43% of South Carolina
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LANCASTER serves 14,074 people · EPA ID SC2910001
Water Source	Purchased surface water from LANCASTER COUNTY W&SD
Last State Inspection	Sep 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Comporium Cable	1,000 / 100

May also be available: RiverNet Connect.

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