La Crosse County property record for 2528 Lakeshore Dr, La Crosse, WI 54603
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Individual Name on File |
| Last Sale | $260,000 (Jul 2023) |
| Tax Bill | $2,920 (2025) |
| Deeds & Mortgages | Apr 2020 Mortgage Apr 2023 Line of Credit + 6 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 004-000548-000 |
| Primary APN | 004-000548-000 |
|---|---|
| Alternative APNs |
|
| Lot Area | 8,712 sqft (0.2 acres) |
|---|
| Account Number | 3290 |
|---|---|
| Old Parcel Number | 4 548 0 |
| Street Address | 2528 LAKESHORE DR |
| City | LA CROSSE |
| State | WI |
| Zip | 54603-8538 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECOND ADDITION TO ISLAND PARK ADDITION LOT 15 BLOCK 15 |
| Legal Range | 07 |
| Legal Township | 16 |
| Legal Section | 18 |
| Legal Quarter | SW |
| Quarter-Quarter Section | NW |
| Legal Subdivision | SECOND ADDITION TO ISLAND PARK ADDITION |
| Legal Block | 15 |
| Legal Lot Number | 15 |
| Jurisdiction | LA CROSSE WI |
| Township / Civil Division | CAMPBELL |
| Census Block Group | 2 |
| Census Block | 2029 |
| Census Tract | 10300 |
2528 Lakeshore Dr is owned and occupied by an individual who bought it in July 2023.
Source: La Crosse County records, as of February 16, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 2528 LAKESHORE DR, LA CROSSE, WI 54603-8538 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 23, 2020 | Deed of Trust, Mortgage · Conventional Mortgage ALTRA FCU |
| Apr 11, 2023 | Deed of Trust, Mortgage · Line of Credit ALTRA FCU |
| Aug 19, 2010 | Deed of Trust, Mortgage · Conventional Mortgage ALTRA FCU |
| Jul 30, 2012 | Deed of Trust, Mortgage ALTRA FCU |
| Feb 4, 2014 | Deed of Trust, Mortgage · Conventional Mortgage ALTRA FCU |
| Sep 3, 2010 | Deed of Trust, Mortgage · Line of Credit ALTRA FEDERAL CREDIT UNION |
| Nov 27, 2006 | Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA |
| Jul 5, 2023 | Warranty Deed, Transfer · Conventional Mortgage ALTRA FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 5, 2023 · Amount on File |
| Deed Sale | Jul 5, 2023 · Amount on File |
| Prior Sale | Jul 24, 2015 · Amount on File |
| Deed Document Number | 1809555 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LA CROSSE WI |
| Property Address | 2528 LAKESHORE DR, LA CROSSE, WI 54603-8538 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0001744405 |
|---|---|
| Date | Apr 23, 2020 |
| Instrument | 1744405 |
| Name | ALTRA FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | May 1, 2035 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LA CROSSE WI |
| Property Address | 2528 LAKESHORE DR, LA CROSSE, WI 54603-8538 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0001806475 |
|---|---|
| Date | Apr 11, 2023 |
| Instrument | 1806475 |
| Name | ALTRA FCU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 10, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LA CROSSE WI |
| Property Address | 2528 LAKESHORE DR, LA CROSSE, WI 54603-8538 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0001556021 |
|---|---|
| Date | Aug 19, 2010 |
| Instrument | 1556021 |
| Name | ALTRA FCU |
|---|---|
| Type | Credit Union |
| Address | LA CROSSE, WI 54601 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Sep 1, 2025 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LA CROSSE WI |
| Property Address | 2528 LAKESHORE DR, LA CROSSE, WI 54603-8538 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0001601766 |
|---|---|
| Date | Jul 30, 2012 |
| Instrument | 1601766 |
| Name | ALTRA FCU |
|---|---|
| Type | Credit Union |
| Address | LA CROSSE, WI 54601 |
| Amount | Amount on Record |
|---|---|
| Term | 120 Months |
| Due | Jul 1, 2022 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LA CROSSE WI |
| Property Address | 2528 LAKESHORE DR, LA CROSSE, WI 54603-8538 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0001635371 |
|---|---|
| Date | Feb 4, 2014 |
| Instrument | 1635371 |
| Name | ALTRA FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Oct 1, 2023 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LA CROSSE WI |
| Property Address | 2528 LAKESHORE DR, LA CROSSE, WI 54603-8538 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0001557180 |
|---|---|
| Date | Sep 3, 2010 |
| Instrument | 1557180 |
| Name | ALTRA FEDERAL CREDIT UNION |
|---|---|
| Address | LA CROSSE, WI 54601 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 2, 2040 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LA CROSSE WI |
| Property Address | 2528 LAKESHORE DR, LA CROSSE, WI 54603-8538 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0001463322 |
|---|---|
| Date | Nov 27, 2006 |
| Instrument | 1463322 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | Nov 1, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LA CROSSE WI |
| Recording Date | Jul 5, 2023 |
| Property Address | 2528 LAKESHORE DR, LA CROSSE, WI 54603-8538 |
| Document Number | 0001809555 |
| Instrument Date | Jul 5, 2023 |
| Instrument | 1809555 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Title Company | NEW CASTLE TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $780.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0001809556 |
|---|---|
| Date | Jul 5, 2023 |
| Instrument | 1809556 |
| Name | ALTRA FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2053 |
The 2025 property tax bill for 2528 Lakeshore Dr was $2,920 with a homeowner's exemption.
Source: La Crosse County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Wisconsin |
| County | La Crosse County |
| County Subdivision | Campbell Town |
| Unified School District | La Crosse School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,920.00 Homeowner's exemption | $252,400 Land $56,100 Building $196,300 | $266,800 |
| 2023 | $2,718.00 (-2.82%) Homeowner's exemption | $146,400 (-) Land $28,800 Building $117,600 | $146,400 (-) Land $28,800 Building $117,600 |
| 2022 | $2,797.00 Homeowner's exemption | $146,400 Land $28,800 Building $117,600 | $146,400 Land $28,800 Building $117,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2528 Lakeshore Dr in Zone X, an area of minimal flood risk, though there have been 16 flood claims nearby since 1986.
Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 16 (1986–2023) |
| Claims Outside the SFHA | 6 of 16 |
| Most Recent Claim | Apr 2023 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2528 Lakeshore Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.9% of Wisconsin |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ONALASKA WATERWORKS serves 18,000 people · EPA ID WI6320327 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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