2528 Hemlock St, Cincinnati, OH 45206 Property Records

Hamilton County property record for 2528 Hemlock St, Cincinnati, OH 45206

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,984 sqft · built 1899
Lot Size	0.078 acres (3,398 sqft)
Owner	Company Name on Record
Last Sale	$364,000 (Apr 2026)
Tax Bill	$957 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Jun 2021 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`070-0002-0101-00`

Property Details

APN / Parcel Number

Primary APN	`070-0002-0101-00`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,984 sqft Living Area
Gross Area	2,784 sqft
1st Floor Area	800 sqft
2nd Floor Area	800 sqft
Attic	Attic
Attic Area	384 sqft
Basement Area	800 sqft

Exterior

Year Built	Built 1899
Effective Year Built	Effective 1899
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Asphalt
Lot Area	3,398 sqft (0.078 acres)
Lot Dimensions	135 ft deep x 25 ft wide
Porch	Open Frame Porch
Porch Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	2528 HEMLOCK ST
City	CINCINNATI
State	OH
Zip	45206-1905
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RMX
Legal Description	2528 HEMLOCK ST 25 X 135 PT LOT 7 E A COLVILLES
Legal Subdivision	COLVILLES
Legal Lot Number	7
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	2
Census Block	2012
Census Tract	26700

Owner

Source: Hamilton County records, as of May 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	30 MONTGOMERY ST, 150, JERSEY CITY, NJ 07302-3829
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2026	Warranty Deed, Transfer · Conventional Mortgage TITLE SERVICE AND LIAISON COMPANIES, INDECOMM
Jun 29, 2021	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Feb 2, 2021	Warranty Deed, Transfer · Balloon Mortgage GOLDEN EMPIRE MORTGAGE INC
Dec 5, 2019	Warranty Deed, Transfer · Commercial Mortgage GOLDEN EMPIRE MORTGAGE INC
Nov 19, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 14, 2026 · Amount on Record
Deed Sale	Apr 14, 2026 · Amount on Record
Prior Sale	Jun 29, 2021 · Amount on Record
Deed Document Number	202628107
Deed Book / Page	15644 / 1718
Prior Transfer Date	Dec 5, 2019
Prior Transfer Doc	0000107902
Record Updated	Oct 29, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Apr 14, 2026
Property Address	2528 HEMLOCK ST, CINCINNATI, OH 45206-1905
Document Number	0000028107
Book / Page	15644 / 1718
Instrument Date	Apr 9, 2026
Instrument	2026.28107
Transaction Type	Transfer
Record Updated	May 21, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$73,528.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership

Mortgage

Document Number	0000028108,
Date	Apr 14, 2026
Instrument	2026..28108

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	5.98%
Initial Type	Fixed Rate
Max Rate	-1%

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jun 29, 2021
Property Address	2528 HEMLOCK ST, CINCINNATI, OH 45206-1905
Document Number	0000078951
Book / Page	14448 / 2628
Map Reference	MB 2 PG 91
Instrument Date	Jun 21, 2021
Instrument	2021-0078951
Transaction Type	Transfer
Record Updated	Aug 25, 2022
Title Company	AMERICAN HOMELAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$765.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	2528 HEMLOCK ST, CINCINNATI, OH 45206-1905

Mortgage

Document Number	0000078952
Date	Jun 29, 2021
Instrument	2021-0078952

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Feb 2, 2021
Property Address	2528 HEMLOCK ST, CINCINNATI, OH 45206-1905
Document Number	0000014232
Book / Page	14346 / 1772
Map Reference	MB 2 PG 91
Instrument Date	Jan 18, 2021
Instrument	2021-0014232
Transaction Type	Transfer
Record Updated	Jul 11, 2023

Transaction

Amount	Amount Recorded
Tax	$352.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	936 PUTNAM ST, NEWPORT, KY 41071-1440
Investor	Possibly a Property Investor

Mortgage

Document Number	0000014233
Date	Feb 2, 2021
Instrument	2021-0014233

Lender

Name	GOLDEN EMPIRE MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	11 Months
Due	Jan 21, 2022

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Dec 5, 2019
Property Address	2528 HEMLOCK ST, CINCINNATI, OH 45206-1905
Document Number	0000107902
Book / Page	14057 / 02834
Map Reference	MB 2 PG 91
Instrument Date	Dec 5, 2019
Instrument	2019-0107902
Transaction Type	Transfer
Record Updated	Aug 25, 2022

Transaction

Amount	Amount Recorded
Tax	$160.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX S, LOUISVILLE, KY 40255

Mortgage

Document Number	0000107903
Date	Dec 5, 2019
Instrument	2019-0107903

Lender

Name	GOLDEN EMPIRE MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Dec 5, 2020

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Nov 19, 2019
Property Address	2528 HEMLOCK ST, CINCINNATI, OH 45206-1905
Document Number	0000102213
Book / Page	014047 / 002366
Instrument Date	Nov 19, 2019
Instrument	102213
Transaction Type	Transfer
Record Updated	Dec 30, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$160.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2270 TAGGERT DR BETHEL OH 451068901, BETHEL, OH 45106-8901
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$957.00 (+3.13%)	$89,251 (+%) Land $4,176 Building $85,075	$255,000 (-) Land $11,930 Building $243,070
2024	$928.00 (-2.21%)	$89,249 (-) Land $4,175 Building $85,074
2023	$949.00 (-0.94%)	$89,249 (%) Land $4,175 Building $85,074	$255,000 (-) Land $11,930 Building $243,070
2022	$958.00 Homeowner's exemption	$89,251 Land $2,503 Building $86,748
2020			$255,000 Land $7,150 Building $247,850

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 331 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon, Xiber.

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