2528 E Summit Dr, Coeur D Alene, ID 83815 Property Records

Kootenai County property record for 2528 E Summit Dr, Coeur D Alene, ID 83815

Property Summary

Property Type	Single Family Home
Details	6 bd · 3.5 ba · 4,408 sqft · built 1993
Lot Size	0.39 acres (16,988 sqft)
Owner	2 Individual Names on File
Last Sale	$505,700 (Oct 2020)
Tax Bill	$1,637 (2025)
Deeds & Mortgages	Dec 2020 Line of Credit Oct 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`089440110030`

Property Details

APN / Parcel Number

Primary APN	`089440110030`
Alternative APN	`185038`

Interior

Bedrooms	6 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	17 Rooms
Stories	2 Stories
Building Area	4,408 sqft Living Area
1st Floor Area	1,496 sqft
Basement Area	1,496 sqft
Finished Basement	1,496 sqft
Family Room	Family Room
Great Room	Great Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Construction Type	Frame
Lot Area	16,988 sqft (0.39 acres)
Garage Type	Attached
Garage Area	744 sqft
Parking Spaces	3 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	185038
Street Address	2528 E SUMMIT DR
City	COEUR D ALENE
State	ID
Zip	83815-7075
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AGSUB
Legal Description	WOODLAND HEIGHTS 4TH ADD, LT 3 BLOCK 11 3051N03W
Legal Range	03W
Legal Township	51N
Legal Section	30
Legal Subdivision	WOODLAND HEIGHTS 4TH ADD
Legal Block	11
Legal Lot Number	3
Jurisdiction	KOOTENAI ID
Township / Civil Division	COEUR D'ALENE
Census Block Group	4
Census Block	4023
Census Tract	1802

Owner

2528 E Summit Dr is owned and occupied by two individuals who bought it in October 2020.

Source: Kootenai County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	2528 E SUMMIT DR, COEUR D ALENE, ID 83815-7075
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2020	Deed of Trust, Mortgage · Line of Credit UNITED STATES OF AMERICA
Oct 28, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage FIRST INTERSTATE BANK
Oct 28, 2020	Intrafamily Transfer, Transfer ALLIANCE TITLE-COEUR D' ALENE, ALLIANCE TITLE COEUR D ALEN
Jun 22, 2017	Assignment of Agreement of Sale, Transfer · Conventional Mortgage IDAHO CENTRAL CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 28, 2020 · Amount on File
Deed Sale	Oct 28, 2020 · Amount on File
Deed Document Number	20202787329000
Prior Transfer Date	Oct 20, 2020
Prior Transfer Doc	2787328000
Record Updated	Sep 20, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOOTENAI ID
Property Address	2528 E SUMMIT DR, COEUR D ALENE, ID 83815-7075
Transaction Type	Mortgage
Record Updated	Sep 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2796967000
Date	Dec 9, 2020
Instrument	2796967000

Lender

Name	UNITED STATES OF AMERICA
Type	Government Agency
Address	POCATELLO, ID 83206

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KOOTENAI ID
Recording Date	Oct 28, 2020
Property Address	2528 E SUMMIT DR, COEUR D ALENE, ID 83815-7075
Document Number	2787329000
Map Reference	MB G PG 1
Instrument Date	Oct 20, 2020
Instrument	2787329000
Transaction Type	Transfer
Record Updated	Sep 15, 2022
Title Company	ALLIANCE TITLE-COEUR D' ALENE, ALLIANCE TTL COEUR D ALENE O

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2528 E SUMMIT DR, COEUR D ALENE, ID 83815-7075

Mortgage

Document Number	2787330000
Date	Oct 28, 2020
Instrument	2787330000

Lender

Name	FIRST INTERSTATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

October 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KOOTENAI ID
Recording Date	Oct 28, 2020
Property Address	2528 E SUMMIT DR, COEUR D ALENE, ID 83815-7075
Document Number	2787328000
Map Reference	MB G PG 1
Instrument Date	Oct 20, 2020
Instrument	2787328000
Transaction Type	Transfer
Record Updated	Sep 15, 2022
Title Company	ALLIANCE TITLE-COEUR D' ALENE, ALLIANCE TITLE COEUR D ALEN

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2528 E SUMMIT DR, COEUR D ALENE, ID 83815-7075

June 2017: Assignment of Agreement of Sale, Transfer

Document Type	Assignment of Agreement of Sale
Jurisdiction	KOOTENAI ID
Recording Date	Jun 22, 2017
Property Address	2528 E SUMMIT DR, COEUR D ALENE, ID 83815-7075
Document Number	2599771000
Map Reference	MB G PG 1
Instrument Date	Jun 22, 2017
Instrument	2599771000
Transaction Type	Transfer
Record Updated	Sep 15, 2022
Title Company	KOOTENAI COUNTY TITLE, KOOTENAI COUNTY TITLE COMPAN

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2528 E SUMMIT DR, BONNERS FERRY, ID 83805

Mortgage

Document Number	2599772000
Date	Jun 22, 2017
Instrument	2599772000

Lender

Name	IDAHO CENTRAL CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 2528 E Summit Dr was $1,637 with a homeowner's exemption, down 48.2% from the year before.

Source: Kootenai County assessment roll, as of October 16, 2025

Property Jurisdictions

Type	Name
State	Idaho
County	Kootenai County
Unified School District	Coeur d'Alene School District 271 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,637.00 (-48.23%) Homeowner's exemption	$962,620 Land $250,000 Building $712,620	$962,620 Land $250,000 Building $712,620
2024	$3,162.00 (-6.59%)
2023	$3,385.00 Homeowner's exemption	$1,095,533 (-5.4%) Land $280,000 Building $815,533	$1,095,533 (-5.4%) Land $280,000 Building $815,533
2022	Homeowner's exemption	$1,158,084 Land $300,000 Building $858,084	$1,158,084 Land $300,000 Building $858,084

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2528 E Summit Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2528 E Summit Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Idaho
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COEUR D ALENE serves 54,115 people · EPA ID ID1280053
Water Source	Groundwater
Last State Inspection	Nov 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Intermax Networks Fixed Wireless	100 / 20

May also be available: TDS Telecom, Ziply Fiber.

Cell Coverage

5G (outdoors only) and 4G LTE

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