Seminole County property record for 2528 E State Rd 46, Sanford, FL 32771
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,509 sqft · built 2023 |
| Lot Size | 0.275 acres (12,000 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $349,000 (Sep 2023) |
| Tax Bill | $4,620 (2025) |
| Deeds & Mortgages | Sep 2023 Sale & Mortgage Nov 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 32-19-31-505-0C00-0430 |
| Primary APN | 32-19-31-505-0C00-0430 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 1,509 sqft Living Area |
| Upper Floors Area | 1,336 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2023 |
|---|---|
| Exterior Material | Combination |
| Construction Type | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 12,000 sqft (0.275 acres) |
| Lot Dimensions | 240 ft deep x 50 ft wide |
| Garage Type | Mixed |
| Carport | Carport |
| Carport Area | 437 sqft |
| Parking Spaces | 6 Parking Spaces |
| Patio Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 2528 E STATE ROAD 46 |
|---|---|
| City | SANFORD |
| State | FL |
| Zip | 32771-4664 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 43 BLK C A B STEVENS ADD TO MIDWAY PB 7 PG 38 |
| Legal Range | 31E |
| Legal Township | 19S |
| Legal Section | 32 |
| Legal Subdivision | STEVENS ADD TO MIDWAY |
| Legal Tract | 505 |
| Legal Block | C |
| Legal Lot Number | 43 |
| Jurisdiction | SEMINOLE FL |
| Township / Civil Division | SANFORD |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 21100 |
Source: Seminole County records, as of December 5, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2528 E STATE ROAD 46, SANFORD, FL 32771-4664 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 8, 2023 | Warranty Deed, Subdivision Related Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Nov 8, 2021 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 8, 2023 · Amount on Record |
| Deed Sale | Sep 8, 2023 · Amount on Record |
| Prior Sale | Nov 8, 2021 · Amount on Record |
| Deed Document Number | 2023083259 |
| Deed Book / Page | 10504 / 11 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Recording Date | Sep 8, 2023 |
| Property Address | 2528 E STATE ROAD 46, SANFORD, FL 32771-4664 |
| Document Number | 0105040011 |
| Book / Page | 10504 / 11 |
| Map Reference | MB 7 PG 38 |
| Instrument Date | Sep 7, 2023 |
| Instrument | 2023083259 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Sep 25, 2023 |
| Title Company | FIRST SIGNATURE TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,443.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7448 JOHN HANCOCK DR, WINTER GARDEN, FL 34787-5690 |
| Name | Verified Name |
|---|---|
| Address | 2528 E STATE ROAD 46, SANFORD, FL 32771-4664 |
| Document Number | 0001050413 |
|---|---|
| Date | Sep 8, 2023 |
| Instrument | 10504/13 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Recording Date | Nov 8, 2021 |
| Property Address | 2528 E STATE ROAD 46, SANFORD, FL 32771-4664 |
| Document Number | 0100881851 |
| Book / Page | 10088 / 1851 |
| Map Reference | MB 7 PG 38 |
| Instrument Date | Nov 1, 2021 |
| Instrument | 2021145874 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $420.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7448 JOHN HANCOCK DR, WINTER GARDEN, FL 34787-5690 |
| Investor | Possibly a Property Investor |
Source: Seminole County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Seminole County |
| Unified School District | Seminole County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,620.00 (+453.96%) | $339,232 (+750.21%) | $339,232 (+750.21%) Land $49,875 Building $289,357 |
| 2023 | $834.00 (+77.45%) | $39,900 (+2%) | $39,900 (+2%) Land $39,900 |
| 2022 | $470.00 | $33,250 Land $33,250 | $33,250 Land $33,250 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2008–2011) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Apr 2011 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SANFORD, CITY OF (2 WPS) serves 79,715 people · EPA ID FL3590205 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Total trihalomethanes resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
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