2528 Davis Cir, Sebring, FL 33870 Property Records

Highlands County property record for 2528 Davis Cir, Sebring, FL 33870

Property Summary

Property Type	Duplex
Details	2 bd · 2 ba · 1,503 sqft · built 1989
Lot Size	0.111 acres (4,837 sqft)
Owner	Individual Name on File
Tax Bill	$2,384 (2024)
Deeds & Mortgages	Sep 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`S244806000000590`

Property Details

APN / Parcel Number

Primary APN	`S244806000000590`
Alternative APN	`S-24-34-28-060-0000-0590`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,503 sqft Living Area
1st Floor Area	1,311 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1989
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	4,837 sqft (0.111 acres)
Garage Type	Finished
Garage Area	285 sqft
Driveway	Driveway
Driveway Area	228 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	70 sqft
Patio Area	132 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Old Parcel Number	S244806000000590
Street Address	2528 DAVIS CIR
City	SEBRING
State	FL
Zip	33870-2235
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R3
Legal Description	EDGEWATER VILLAGE PB15 PG7 LOT 59
Legal Range	28E
Legal Township	34S
Legal Section	24
Legal Subdivision	EDGEWATER VILLAGE
Legal Lot Number	59
Jurisdiction	HIGHLANDS FL
Township / Civil Division	SEBRING
Census Block Group	1
Census Block	1038
Census Tract	960700

Owner

2528 Davis Cir, a duplex, is owned and occupied by an individual who acquired it in September 2023.

Source: Highlands County records, as of December 12, 2025

Owner of Record	Individual Name on File
Mailing Address	PO BOX 29, AVON PARK, FL 33826-0029
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 5, 2023
Deed Sale	Sep 5, 2023
Prior Sale	Oct 30, 2012 · Amount on File
Deed Document Number	0030921133
Deed Book / Page	2930 / 658
Prior Transfer Date	Sep 12, 2022
Prior Transfer Doc	2114393
Record Updated	Jun 8, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Sep 12, 2022
Property Address	2528 DAVIS CIR, SEBRING, FL 33870-2235
Document Number	0002114393
Book / Page	2930 / 658
Map Reference	MB 15 PG 7
Instrument Date	Sep 7, 2022
Instrument	2114393
Transaction Type	Transfer
Record Updated	Sep 29, 2022
Title Company	SOUTH RIDGE ABSTRACT AND TITLE, SOUTH RIDGE ABSTRACT & TTL C

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,253.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	517 HIGH ST, 517, FREEPORT, PA 16229-1221

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2528 DAVIS CIR, SEBRING, FL 33870-2235

Mortgage

Document Number	0002930659
Date	Sep 12, 2022
Instrument	2930/659

Lender

Name	PREMIER PROCESSING LLC
Type	Non-Lending Institution

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Municipality	Sebring City
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$149,645	$162,698 Land $7,000 Building $155,698
2024	$2,384.00 (+3.79%)
2023	$2,297.00 (-14.16%) Homeowner's exemption	$141,192 (+8.25%) Land $5,500 Building $135,692	$141,192 (+8.25%) Land $5,500 Building $135,692
2022	$2,676.00	$130,428 Land $5,500 Building $124,928	$130,428 Land $5,500 Building $124,928

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2528 Davis Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2528 Davis Cir is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	1,200 / 35
Verizon Fixed Wireless	300 / 20