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2528 Cross Gate Dr, Hernando, MS 38632 Property Records

DeSoto County property record for 2528 Cross Gate Dr, Hernando, MS 38632 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Year BuiltBuilt 2004
Square Footage2,684 sqft Adjusted Area
Lot Size55,988 sqft (1.28 acres)
Pool512 sqft
OccupancyOwner Occupied
Last Sale$199,500 (2023)
Tax Bill$1,253.00 (2025)

Property Details

APN / Parcel Number

Primary APN3-07-2-09-01-0-00027-00

Interior

Building Area2,684 sqft Adjusted Area
1st Floor1,593 sqft 1st Floor
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Exterior MaterialBrick Veneer Exterior
Construction TypeBrick Construction
Roof ConstructionHip Roof Construction
Roof MaterialShingle Roof
Lot Area55,988 sqft (1.28 acres)
Pool Area512 sqft Pool
Patio Area448 sqft Patio

Location & Zoning

Street Address2528 CROSS GATE DR
CityHERNANDO
StateMS
Zip38632-9462
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionFOUNTAIN GATE LOT 27
Legal Range007
Legal Township03S
Legal Section09
Legal SubdivisionFOUNTAIN GATE
Legal Lot Number27
JurisdictionDESOTO MS
Minor Civil Division5
Census Blockgroup2
Census Block2028
Census Tract71001

Owner

Source: DeSoto County records · APN 3-07-2-09-01-0-00027-00

Assessment roll updated December 15, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address2528 CROSS GATE DR, HERNANDO, MS 38632-9462
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingEt Ux (and Wife) - Vendor Data Only

Deeds, Mortgages & Sale History

DateDocument
Oct 11, 2023Intrafamily Transfer, Transfer · Conventional Mortgage
INDEPENDENT BANK
Jun 16, 2023Intrafamily Transfer, Transfer
Nov 04, 2020Warranty Deed, Transfer
TRINITY TITLE COMPANY, REALTY TITLE & ESCROW CO INC
Aug 30, 2017Quit Claim Deed, Transfer
Quitclaim Document

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 11, 2023 · Amount on Record
Deed SaleOct 11, 2023 · Amount on Record
Prior SaleNov 04, 2020
Deed Book / Page1023 / 19017
Prior Transfer DateJun 15, 2023
Prior Transfer Doc1023/10275
Record RefreshedSep 20, 2026

October 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionDESOTO MS
Recording DateOct 11, 2023
Property Address2528 CROSS GATE DR, HERNANDO, MS 38632-9462
Document Number1023/19017
Book / Page1023 / 19017
Map ReferenceMB 79 PG 33-38
Instrument DateOct 09, 2023
Transaction TypeTransfer
Record UpdatedOct 26, 2023

Transaction

Tax$0.00
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address1301 COATES BLUFF DR # DR126, DR126, SHREVEPORT, LA 71104-2841

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address2528 CROSS GATE DR, HERNANDO, MS 38632-9462

Mortgage

Document Number0566094761
DateOct 11, 2023
Instrument5660/94761
Lender
NameINDEPENDENT BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2053

June 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionDESOTO MS
Recording DateJun 16, 2023
Property Address2528 CROSS GATE DR, HERNANDO, MS 38632-9462
Document Number1023/10275
Book / Page1023 / 10275
Map ReferenceMB 79 PG 33-38
Instrument DateJun 15, 2023
Transaction TypeTransfer
Record UpdatedAug 04, 2023

Transaction

Tax$0.00
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address2528 CROSS GATE DR, HERNANDO, MS 38632-9462

Transferred To (Grantee/Buyer)

NameVerified Name
Address2528 CROSS GATE DR, HERNANDO, MS 38632-9462

November 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDESOTO MS
Recording DateNov 04, 2020
Property Address2528 CROSS GATE DR, HERNANDO, MS 38632-9462
Document Number000937/739
Book / Page937 / 739
Map ReferenceMB 79 PG 33-38
Instrument DateNov 04, 2020
Transaction TypeTransfer
Record UpdatedAug 04, 2023
Title CompanyTRINITY TITLE COMPANY, REALTY TITLE & ESCROW CO INC

Transaction

Tax$0.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address380 WHITE GROSS CV, HERNANDO, MS 38632

Transferred To (Grantee/Buyer)

NameVerified Name
Address2528 CROSS GATE DR, HERNANDO, MS 38632-9462

August 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionDESOTO MS
Recording DateAug 30, 2017
Property Address2528 CROSS GATE DR, HERNANDO, MS 38632-9462
Document Number20170830010249580
Map ReferencePL 79 PG 33-38
Instrument DateAug 04, 2017
Instrument20170830010249580
Transaction TypeTransfer
Record UpdatedAug 04, 2023

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address2528 CROSS GATE DR, HERNANDO, MS 38632-9462

Transferred To (Grantee/Buyer)

NameVerified Name
Address2528 CROSS GATE DR, HERNANDO, MS 38632-9462
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: DeSoto County records · Assessment roll updated December 15, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateMississippi
CountyDeSoto County
Unified School DistrictDeSoto County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,253.00 (-35.61%)$22,569 (+16.53%) Land $4,000 Building $18,569$225,691 (+16.53%) Land $40,000 Building $185,691
2023$1,946.00$19,367 (-)$193,669 (-) Land $40,000 Building $153,669
2022$1,946.00$19,367 Land $4,000 Building $15,367$193,669 Land $40,000 Building $153,669

Flood & Wildfire

2528 Cross Gate Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · DeSoto County (28033C), updated June 5, 2026

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

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