2528 Coldstream Way, Hayward, CA 94545 Property Records

Alameda County property record for 2528 Coldstream Way, Hayward, CA 94545

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,687 sqft · built 2008
Lot Size	0.086 acres (3,759 sqft)
Owner	2 Individual Names on Record
Last Sale	$830,000 (Apr 2019)
Tax Bill	$12,444 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Jan 2020 Mortgage + 2 more
Flood Zone	Zone X (reduced by levee)
APN	`456-99-72`

Property Details

APN / Parcel Number

Primary APN	`456-99-72`
Alternative APN	`456-0099-072-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,687 sqft Living Area

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2009
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	3,759 sqft (0.086 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	2528 COLDSTREAM WAY
City	HAYWARD
State	CA
Zip	94545-4769
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 00119 BLK: TR: 7489
Legal Subdivision	TRACT NO 7489
Legal Tract	7489
Legal Lot Number	119
Jurisdiction	ALAMEDA CA
Township / Civil Division	HAYWARD
Census Block Group	1
Census Block	1044
Census Tract	437101

Owner

Source: Alameda County records, as of August 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2528 COLDSTREAM WAY, HAYWARD, CA 94545-4769
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage SUMMIT MORTGAGE BANKERS INC
Jan 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage SUMMIT MORTGAGE BANKERS INC
Aug 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage SUMMIT MORTGAGE BANKERS INC
Apr 9, 2019	Grant Deed, Transfer · Conventional Mortgage SUMMIT MORTGAGE BANKERS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 9, 2019 · Amount on Record
Deed Sale	Apr 9, 2019 · Amount on Record
Prior Sale	Jul 14, 2015 · Amount on Record
Deed Document Number	201962786
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	2528 COLDSTREAM WAY, HAYWARD, CA 94545-4769
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG NATIONAL TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2528 COLDSTREAM WAY, HAYWARD, CA 94545-4769

Mortgage

Document Number	0000286157
Date	Oct 26, 2020
Instrument	2020286157

Lender

Name	SUMMIT MORTGAGE BANKERS INC
Type	Mortgage Company
Address	FLUSHING, NY 11354

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Sep 1, 2050

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	2528 COLDSTREAM WAY, HAYWARD, CA 94545-4769
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG NATIONAL TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000020406
Date	Jan 30, 2020
Instrument	2020020406

Lender

Name	SUMMIT MORTGAGE BANKERS INC
Type	Mortgage Company
Address	FLUSHING, NY 11354

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	2528 COLDSTREAM WAY, HAYWARD, CA 94545-4769
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG NATIONAL TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2528 COLDSTREAM WAY, HAYWARD, CA 94545-4769

Mortgage

Document Number	0000204703
Date	Aug 20, 2020
Instrument	2020204703

Lender

Name	SUMMIT MORTGAGE BANKERS INC
Type	Mortgage Company
Address	FLUSHING, NY 11354

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

April 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	Apr 9, 2019
Property Address	2528 COLDSTREAM WAY, HAYWARD, CA 94545-4769
Document Number	0000062786
Map Reference	MB 293 PG 61
Instrument Date	Mar 29, 2019
Instrument	2019062786
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2528 COLDSTREAM WAY, HAYWARD, CA 94545-4769

Mortgage

Document Number	0000062787
Date	Apr 9, 2019
Instrument	2019062787

Lender

Name	SUMMIT MORTGAGE BANKERS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

Tax Assessment & Valuation

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Hayward City
Unified School District	Hayward Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$937,381 (+1.24%) Land $283,314 Building $661,067
2025	$12,444.00 (+2.36%) Homeowner's exemption	$925,864 (+4.04%) Land $277,759 Building $648,105
2023	$12,157.00 Homeowner's exemption	$889,917 Land $266,975 Building $622,942	$965,160

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Nearby Flood Policies	16 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HAYWARD serves 162,954 people · EPA ID CA0110006
Water Source	Purchased surface water from SAN FRANCISCO REGIONAL WATER SYSTEM
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 315 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Tekify Fiber & Wireless Fixed Wireless	1,400 / 1,400
RobinsonHSS Fixed Wireless	1,000 / 1,000
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks.

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