2528 Cherry St, Quincy, IL 62301 Property Records

Adams County property record for 2528 Cherry St, Quincy, IL 62301

Property Summary

Property Type	Single Family Home
Lot Size	0.2 acres (8,740 sqft)
Owner	Individual Name on Record
Last Sale	$110,000 (Aug 2021)
Tax Bill	$2,316 (2024)
Deeds & Mortgages	Jul 2017 Mortgage Apr 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`236039700000`

Property Details

APN / Parcel Number

Primary APN	`236039700000`

Exterior

Lot Area	8,740 sqft (0.2 acres)
Lot Dimensions	190 ft deep x 46 ft wide

Location & Zoning

Street Address	2528 CHERRY ST
City	QUINCY
State	IL
Zip	62301-3422
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 8 BLK 10 WALTON HEIGHTS E 6FT LOT 7 & ALL LOT 8
Legal Range	8W
Legal Township	1S
Legal Section	31
Legal Subdivision	WALTON HEIGHTS
Legal Block	10
Legal Lot Number	8,7
Jurisdiction	ADAMS IL
Township / Civil Division	QUINCY
Census Block Group	3
Census Block	3014
Census Tract	100

Owner

Source: Adams County records, as of May 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2528 CHERRY ST, QUINCY, IL 62301-3422
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2017	Deed of Trust, Mortgage · Conventional Mortgage STATE STREET BANK & TRUST CO
Apr 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage FARMERS STATE BANK & TRUST CO
Aug 27, 2021	Warranty Deed, Transfer · Conventional Mortgage LITCHFIELD NATIONAL BANK
Nov 19, 2018	Warranty Deed, Transfer · Conventional Mortgage FARMERS STATE BANK & TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 27, 2021 · Amount on Record
Deed Sale	Aug 27, 2021 · Amount on Record
Prior Sale	Nov 19, 2018 · Amount on Record
Deed Document Number	20218240
Record Updated	Jun 8, 2026

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS IL
Property Address	2528 CHERRY ST, QUINCY, IL 62301-3422
Transaction Type	Mortgage
Record Updated	Oct 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017R05487
Date	Jul 6, 2017
Instrument	2017R-05487

Lender

Name	STATE STREET BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS IL
Property Address	2528 CHERRY ST, QUINCY, IL 62301-3422
Transaction Type	Mortgage
Record Updated	Oct 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020R02713
Date	Apr 17, 2020
Instrument	2020R-02713

Lender

Name	FARMERS STATE BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2050

Interest

Rate Type	Fixed Rate

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADAMS IL
Recording Date	Aug 27, 2021
Property Address	2528 CHERRY ST, QUINCY, IL 62301-3422
Document Number	2021R08240
Instrument Date	Aug 27, 2021
Instrument	2021R-08240
Transaction Type	Transfer
Record Updated	Oct 25, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$165.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2528 CHERRY ST, QUINCY, IL 62301-3422

Mortgage

Document Number	2021R08241
Date	Aug 27, 2021
Instrument	2021R-08241

Lender

Name	LITCHFIELD NATIONAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADAMS IL
Recording Date	Nov 19, 2018
Property Address	2528 CHERRY ST, QUINCY, IL 62301-3422
Document Number	2018R09056
Instrument Date	Nov 15, 2018
Instrument	2018R-09056
Transaction Type	Transfer
Record Updated	Oct 25, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$147.75
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2528 CHERRY ST, QUINCY, IL 62301-3422

Mortgage

Document Number	2018R09057
Date	Nov 19, 2018
Instrument	2018R-09057

Lender

Name	FARMERS STATE BANK & TRUST CO

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate
Rate	4.75%

Tax Assessment & Valuation

Source: Adams County assessment roll, as of May 4, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Adams County
County Subdivision	Quincy Township
Municipality	Quincy City
Unified School District	Quincy School District 172 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$44,020 (+22.38%) Land $3,050 Building $40,970	$132,060 (+22.38%) Land $9,150 Building $122,910
2024	$2,316.00 (+20.88%)
2022		$35,970 Land $2,490 Building $33,480	$107,910 Land $7,470 Building $100,440
2021	$1,916.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 23, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	QUINCY serves 42,000 people · EPA ID IL0010650
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 412 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Adams Telsystems Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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