Polk County property record for 2528 Boyd Dr, Lakeland, FL 33801
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,637 sqft · built 1965 |
| Lot Size | 0.254 acres (11,051 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $280 (2025) |
| Deeds & Mortgages | Dec 2016 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-28-09-000000-011007 |
| Primary APN | 24-28-09-000000-011007 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,637 sqft Living Area |
| Gross Area | 1,397 sqft |
| 1st Floor Area | 1,133 sqft |
| Flooring | Tile |
| Interior Walls | Wood |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Exterior Material | Other |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 11,051 sqft (0.254 acres) |
| View / Lot | Commercial/Industrial |
| Garage Type | Detached |
| Garage Area | 672 sqft |
| Porch | Florida Room |
|---|---|
| Porch Area | 258 sqft |
| Shed | 1 Shed |
| Utility Building | 84 sqft |
| Street Address | 2528 BOYD DR |
|---|---|
| City | LAKELAND |
| State | FL |
| Zip | 33801-2729 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | W 77.5 FT OF E 350 FT OF S 142.6 FT OF N 302.6 FT OF NE1/4 OF NE1/4 OF NE1/4 |
| Legal Range | 24E |
| Legal Township | 28S |
| Legal Section | 09 |
| Legal Subdivision | BOYD SUBDIVISION |
| Legal Tract | 000000 |
| Legal Block | 1 |
| Jurisdiction | POLK FL |
| Township / Civil Division | LAKELAND |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 11501 |
Source: Polk County records, as of August 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2528 BOYD DR, LAKELAND, FL 33801-2729 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 2528 BOYD DR, LAKELAND, FL 33801-2729 |
| Document Number | 0100340897 |
| Book / Page | 010034 / 000897 |
| Instrument Date | Dec 28, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Jan 25, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2528 BOYD DR LAKELAND FL 338012729, LAKELAND, FL 33801-2729 |
| Document Number | 0100340897 |
|---|---|
| Date | Jan 10, 2017 |
| Book Page | 010034/000897 |
| Instrument | 4912 |
| Name | MIDFLORIDA FCU |
|---|---|
| Type | Credit Union |
| Address | LAKELAND, FL 33802 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jan 9, 2037 |
| Rate Type | Adjustable Rate |
|---|
Source: Polk County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $280.00 (-62.06%) Homeowner's exemption | $45,886 (+5.99%) | $183,009 (+1.27%) Land $24,220 Building $158,789 |
| 2023 | $738.00 (+6.49%) Homeowner's exemption | $43,294 (+3%) | $180,719 (+12.04%) Land $23,120 Building $157,599 |
| 2022 | $693.00 Homeowner's exemption | $42,033 | $161,298 Land $13,841 Building $147,457 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 3 (2017–2024) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 89% of Florida |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LAKELAND serves 193,297 people · EPA ID FL6531014 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2022 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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