2528 Bluff Dr, Reading, MI 49274 Property Records

Hillsdale County property record for 2528 Bluff Dr, Reading, MI 49274 · Last verified August 2023

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms1 Baths
Square Footage880 sqft Living Area
Last Sale$137,000 (2017)
Tax Bill$1,876.00 (2021)

Property Details

APN / Parcel Number

Primary APN10-050-001-123

Interior

Full Baths1 Baths
Building Area880 sqft Living Area
Basement Area528 sqft Basement
Stories1 Stories

Exterior

Exterior MaterialWood Siding Exterior

Utilities and HVAC

Heating SystemForced Air Heating

Location & Zoning

Street Address2528 BLUFF DR
CityREADING
StateMI
Zip49274-9615
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 162 HEMLOCK BEACH SEC 5 T7S R4W
Legal SubdivisionHEMLOCK BEACH
Legal Lot Number162
JurisdictionHILLSDALE MI
Minor Civil DivisionREADING
Census Blockgroup2
Census Block2037
Census Tract50400

Owner

Source: Hillsdale County records · APN 10-050-001-123

Assessment roll updated March 1, 2023 · Last verified August 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address5129 BELFORT DR, PERRYSBURG, OH 43551-6262
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Oct 11, 2021Deed of Trust, Mortgage · Line of Credit
CITIZENS BANK NA
Jun 19, 2017Warranty Deed, Transfer · Conventional Mortgage
AMERIFIRST FINANCIAL CORP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 19, 2017 · Amount on Record
Deed SaleJun 19, 2017 · Amount on Record
Deed Doc Number0000165977
Deed Book / Page1659 / 77
Record RefreshedJun 07, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSDALE MI
Property Address2528 BLUFF DR, READING, MI 49274-9615
Transaction TypeMortgage
Record UpdatedOct 21, 2021
Title CompanyPARKS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address5129 BELFORT DR, OH 42551

Mortgage

Document Number1808/1062
DateOct 11, 2021
Book Page1808/1062
Lender
NameCITIZENS BANK NA
TypeBank
AddressPROVIDENCE, RI 02903
Agreement
TypeLine of Credit
AmountAmount Recorded
Term299 Months
DueSep 15, 2046
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

June 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHILLSDALE MI
Recording DateJun 19, 2017
Property Address2528 BLUFF DR, READING, MI 49274-9615
Document Number1659/0077
Book / Page1659 / 0077
Map ReferenceLB3 PG4
Instrument DateJun 19, 2017
Transaction TypeTransfer
Record UpdatedAug 17, 2021
Title CompanyPUBLIC TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,178.20
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address6223 LIGHT HOUSE CT, 6223, SAUGATUCK, MI 49453-8430

Transferred To (Grantee/Buyer)

NameVerified Name
Address655 HOLBROOK CT, PERRYSBURG, OH 43551-5211

Mortgage

Document Number16590078
DateJun 19, 2017
Instrument1659/0078
Lender
NameAMERIFIRST FINANCIAL CORP
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2047

Tax Assessment & Valuation

Source: Hillsdale County records · Assessment roll updated March 1, 2023 · Last verified August 2023

Property Jurisdictions

TypeName
StateMichigan
CountyHillsdale County
County SubdivisionReading Township
Unified School DistrictReading Community Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2023$63,800$127,606 Land $39,670 Building $87,936
2021$1,876.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hillsdale County (26059C), updated February 19, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone A, within 100 ft

Wildfire

Wildfire RiskLow
above 20% of the US · above 52% of Michigan
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Bluff Dr

Nearby Streets

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