2528 Acapulco Way, Modesto, CA 95355 Property Records

Stanislaus County property record for 2528 Acapulco Way, Modesto, CA 95355

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,956 sqft · built 2005
Lot Size	0.168 acres (7,302 sqft)
Owner	Individual Name on Record
Last Sale	$715,000 (Dec 2021)
Tax Bill	$9,449 (2026)
Deeds & Mortgages	Dec 2021 Transfer Dec 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`077-062-038-000`

Property Details

APN / Parcel Number

Primary APN	`077-062-038-000`
Alternative APN	`0776238000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,956 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Construction Type	Wood
Lot Area	7,302 sqft (0.168 acres)
Parking Spaces	3 Parking Spaces
Pool Type	Pool with Hot Tub/Spa

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2528 ACAPULCO WAY
City	MODESTO
State	CA
Zip	95355-7896
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HACIENDA DEL SOL BLK 11087 LOT 23
Legal Subdivision	HACIENDA DEL SOL 01
Legal Block	11087
Legal Lot Number	23
Jurisdiction	STANISLAUS CA
Township / Civil Division	MODESTO
Census Block Group	3
Census Block	3020
Census Tract	914

Owner

Source: Stanislaus County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2528 ACAPULCO WAY, MODESTO, CA 95355-7896
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 14, 2021	Intrafamily Transfer, Transfer CYPRESS CRK TITLE CORPORATION, CYPRESS TITLE CORPORATION
Dec 14, 2021	Grant Deed, Transfer · Conventional Mortgage OPTIONWIDE FINANCIAL CORP
Jul 10, 2020	Deed of Trust, Mortgage · Line of Credit VALLEY FIRST CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 14, 2021 · Amount on Record
Deed Sale	Dec 14, 2021 · Amount on Record
Prior Sale	Jul 31, 2015 · Amount on Record
Deed Document Number	2021116311
Prior Transfer Date	Dec 8, 2021
Prior Transfer Doc	0000116312
Record Updated	Oct 29, 2026

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	STANISLAUS CA
Recording Date	Dec 14, 2021
Property Address	2528 ACAPULCO WAY, MODESTO, CA 95355-7896
Document Number	0000116312
Map Reference	MB 42 PG 55
Instrument Date	Dec 8, 2021
Instrument	2021-0116312
Transaction Type	Transfer
Record Updated	Jul 25, 2023
Title Company	CYPRESS CRK TITLE CORPORATION, CYPRESS TITLE CORPORATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2528 ACAPULCO WAY, MODESTO, CA 95355-7896

December 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STANISLAUS CA
Recording Date	Dec 14, 2021
Property Address	2528 ACAPULCO WAY, MODESTO, CA 95355-7896
Document Number	0000116311
Map Reference	MB 42 PG 55
Instrument Date	Dec 8, 2021
Instrument	2021-0116311
Transaction Type	Transfer
Record Updated	Jun 15, 2023
Title Company	CYPRESS CRK TITLE CORPORATION, CYPRESS TITLE CORPORATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2528 ACAPULCO WAY, MODESTO, CA 95355-7896

Mortgage

Document Number	0000116313
Date	Dec 14, 2021
Instrument	2021-0116313

Lender

Name	OPTIONWIDE FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	2528 ACAPULCO WAY, MODESTO, CA 95355-7896
Document Number	0000049620
Instrument Date	Jul 10, 2020
Transaction Type	Mortgage
Record Updated	Jul 29, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	2528 ACAPULCO WAY MODESTO CA 953557896, MODESTO, CA 95355-7896

Mortgage

Document Number	0000049620
Date	Jul 15, 2020
Instrument	49620

Lender

Name	VALLEY FIRST CU
Type	Credit Union
Address	MODESTO, CA 95353-1411

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jul 14, 2045

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Stanislaus County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Stanislaus County
Municipality	Modesto City
Secondary School District	Modesto City High School District (09 - 12)
Elementary School District	Sylvan Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$9,449.00 (-10.27%)	$652,500 (-14%) Land $215,000 Building $437,500
2025	$10,531.00 (+3.77%)	$758,763 (+4.04%) Land $201,629 Building $557,134
2023	$10,148.00 (+3.95%)	$729,300 Land $193,800 Building $535,500
2022	$9,762.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 23, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MODESTO serves 218,915 people · EPA ID CA5010010
Water Source	Purchased surface water from MODESTO IRRIGATION DISTRICT
Last State Inspection	Jan 2025
Lead	12 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 836 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
ezWave Fixed Wireless	1,000 / 200
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Ayera Technologies, Verizon.

Nearby Properties on Acapulco Way

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures