2527 Central Dr, Lenoir, NC 28645 Property Records

Caldwell County property record for 2527 Central Dr, Lenoir, NC 28645

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,376 sqft · built 1960
Lot Size	0.489 acres (21,280 sqft)
Owner	2 Individual Names on File
Last Sale	$184,000 (Aug 2021)
Tax Bill	$1,002 (2026)
Deeds & Mortgages	Aug 2025 Mortgage Nov 2022 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`03 33 2 1B`

Property Details

APN / Parcel Number

Primary APN	`03 33 2 1B`
Alternative APN	`172344`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,376 sqft Heated Area
Gross Area	3,236 sqft
1st Floor Area	1,376 sqft
Basement Area	1,376 sqft
Unfinished Basement	1,376 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1985
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	21,280 sqft (0.489 acres)
Lot Dimensions	112 ft deep x 190 ft wide
Garage Type	Carport
Garage Area	418 sqft
Carport	Carport
Carport Area	418 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	66 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	172344
Street Address	2527 CENTRAL DR
City	LENOIR
State	NC
Zip	28645-9480
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK 2030 PG 686 YR 2021 ST 368.00
Legal Subdivision	GROVER TURNER PROP
Jurisdiction	CALDWELL NC
Township / Civil Division	HUDSON
Census Block Group	4
Census Block	4006
Census Tract	30400

Owner

2527 Central Dr is owned and occupied by two individuals who bought it in August 2021.

Source: Caldwell County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2527 CENTRAL DR, LENOIR, NC 28645-9480
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 8, 2025	Deed of Trust, Mortgage · FHA Mortgage M & T BANK
Nov 28, 2022	Deed of Trust, Mortgage · FHA Mortgage FLAGSTAR BANK FSB
Aug 10, 2021	Warranty Deed, Transfer · FHA Mortgage CERTAINTY HOME LOANS LLC
Feb 16, 2021	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC
Apr 27, 2020	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS
Jul 14, 2017	Warranty Deed, Transfer · VA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 10, 2021 · Amount on File
Deed Sale	Aug 10, 2021 · Amount on File
Prior Sale	Jul 14, 2017 · Amount on File
Deed Document Number	202110061176
Deed Book / Page	2030 / 686
Record Updated	Oct 29, 2026

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL NC
Property Address	2527 CENTRAL DR, LENOIR, NC 28645-9480
Transaction Type	Mortgage
Record Updated	Oct 2, 2025
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2527 CENTRAL DR, LENOIR, NC 28645-9480

Mortgage

Document Number	0021420043
Date	Aug 8, 2025
Book Page	2142/43
Instrument	10109619

Lender

Name	M & T BANK
Type	Bank
Address	475 CROSSPOINT PKWY, GETZVILLE, NY 14068

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	313 Months
Due	Sep 1, 2051

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL NC
Property Address	2527 CENTRAL DR, LENOIR, NC 28645-9480
Transaction Type	Mortgage
Record Updated	Jan 26, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2527 CENTRAL DR, LENOIR, NC 28645-9480

Mortgage

Document Number	0020711568
Date	Nov 28, 2022
Book Page	2071/1568
Instrument	10079013

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	JACKSONVILLE, FL 32202

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	346 Months
Due	Sep 1, 2051

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALDWELL NC
Recording Date	Aug 10, 2021
Property Address	2527 CENTRAL DR, LENOIR, NC 28645-9480
Document Number	0020300686
Book / Page	2030 / 686
Map Reference	MB 3 PG 67
Instrument Date	Aug 3, 2021
Instrument	10061176
Transaction Type	Transfer
Record Updated	Oct 20, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$368.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2527 CENTRAL DR, LENOIR, NC 28645-9480

Mortgage

Document Number	10061177
Date	Aug 10, 2021
Instrument	10061177

Lender

Name	CERTAINTY HOME LOANS LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL NC
Property Address	2527 CENTRAL DR, LENOIR, NC 28645-9480
Transaction Type	Mortgage
Record Updated	May 12, 2021
Title Company	AMROCK INC, AMROCK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020120524
Date	Feb 16, 2021
Book Page	2012/524
Instrument	10053804

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL NC
Property Address	2527 CENTRAL DR, LENOIR, NC 28645-9480
Document Number	0010043686
Instrument Date	Apr 27, 2020
Transaction Type	Mortgage
Record Updated	Jun 17, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2527 CENTRAL DR LENOIR NC 286459480, LENOIR, NC 28645-9480

Mortgage

Document Number	0010043686
Date	May 4, 2020
Book Page	001987/001188
Instrument	10043686

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 3, 2050

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALDWELL NC
Recording Date	Jul 14, 2017
Property Address	2527 CENTRAL DR, LENOIR, NC 28645-9480
Document Number	0010013195
Book / Page	001922 / 001694
Instrument Date	Jun 17, 2017
Instrument	10013195
Transaction Type	Transfer
Record Updated	Jan 13, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$258.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2527 CENTRAL DR LENOIR NC 286459480, LENOIR, NC 28645-9480

Mortgage

Document Number	10013196
Date	Jul 14, 2017
Book Page	001922/001696
Instrument	10013196

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 13, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 2527 Central Dr was $1,002, down 25.6% from the year before.

Source: Caldwell County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Caldwell County
Municipality	Lenoir City
Unified School District	Caldwell County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,002.00 (-25.56%)	$210,900 (-) Land $18,000 Building $192,900
2025	$1,346.00	$210,900 Land $18,000 Building $192,900	$210,900 Land $18,000 Building $192,900
2023		$125,300 (-) Land $18,000 Building $107,300	$125,300 (-) Land $18,000 Building $107,300
2022	$1,516.00	$125,300 Land $18,000 Building $107,300	$125,300 Land $18,000 Building $107,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2527 Central Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2527 Central Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LENOIR serves 26,388 people · EPA ID NC0114010
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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