Buchanan County property record for 2527 Carter Ave, Saint Joseph, MO 64503
| Property Type | Single Family Home |
|---|---|
| Details | 1,071 sqft · built 1961 |
| Lot Size | 0.172 acres (7,500 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $48,244 (Mar 2024) |
| Tax Bill | $1,036 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Mar 2024 Line of Credit + 1 more |
| APN | 06-5.0-21-001-003-089.000 |
| Primary APN | 06-5.0-21-001-003-089.000 |
|---|
| Building Area | 1,071 sqft Base Area |
|---|---|
| 1st Floor Area | 1,071 sqft |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1961 |
| Lot Area | 7,500 sqft (0.172 acres) |
| Lot Dimensions | 100 ft deep x 75 ft wide |
| Street Address | 2527 CARTER AVE |
|---|---|
| City | SAINT JOSEPH |
| State | MO |
| Zip | 64503-3154 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CITY |
| Legal Description | SUB:SEWARD ADDITION LOT:1 BLK:LGL DESC:W 1/2 |
| Legal Subdivision | SEWARD ADDITION |
| Legal Lot Number | 1 |
| Jurisdiction | BUCHANAN MO |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 1800 |
Source: Buchanan County records, as of June 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2527 CARTER AVE, SAINT JOSEPH, MO 64503-3154 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 11, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Mar 1, 2024 | Quit Claim Deed, Transfer · Line of Credit FIRST SECURITY BANK |
| Feb 7, 2023 | Warranty Deed, Transfer · Line of Credit FIRST SECURITY BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 1, 2024 · Amount on Record |
| Deed Sale | Mar 1, 2024 · Amount on Record |
| Prior Sale | Feb 7, 2023 · Amount on Record |
| Deed Document Number | 20241449 |
| Deed Book / Page | 3795 / 82 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Recording Date | Jun 11, 2026 |
| Property Address | 2527 CARTER AVE, SAINT JOSEPH, MO 64503-3154 |
| Document Number | 0000004645 |
| Book / Page | 3819 / 402 |
| Instrument Date | Jun 5, 2026 |
| Instrument | 20264645 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | ROCKET CLOSE LLC |
| Name | Verified Name |
|---|---|
| Address | 2527 CARTER AVE, SAINT JOSEPH, MO 64503-3154 |
| Document Number | 0000004645, |
|---|---|
| Date | Jun 11, 2026 |
| Book Page | 3819/402 |
| Instrument | 20264645 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 1, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.72% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Recording Date | Mar 1, 2024 |
| Property Address | 2527 CARTER AVE, SAINT JOSEPH, MO 64503-3154 |
| Document Number | 0003795/82 |
| Book / Page | 3795 / 82 |
| Instrument Date | Mar 1, 2024 |
| Instrument | 2024001449 |
| Transaction Type | Transfer |
| Record Updated | Mar 15, 2024 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TTL INS COMPA |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2527 CARTER AVE, SAINT JOSEPH, MO 64503-3154 |
| Document Number | 2024001450 |
|---|---|
| Date | Mar 1, 2024 |
| Instrument | 2024001450 |
| Name | FIRST SECURITY BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Recording Date | Feb 7, 2023 |
| Property Address | 2527 CARTER AVE, SAINT JOSEPH, MO 64503-3154 |
| Document Number | 003784/408 |
| Book / Page | 3784 / 408 |
| Instrument Date | Feb 3, 2023 |
| Instrument | 2023000890 |
| Transaction Type | Transfer |
| Record Updated | Feb 17, 2023 |
| Title Company | NOT AVAILABLE, ST JOSEPH TITLE LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 3, BROOKFIELD, MO 64628-0003 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2527 CARTER AVE, SAINT JOSEPH, MO 64503-3154 |
| Document Number | 2023000891 |
|---|---|
| Date | Feb 7, 2023 |
| Instrument | 2023000891 |
| Name | FIRST SECURITY BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
Source: Buchanan County assessment roll, as of November 4, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Buchanan County |
| Municipality | St. Joseph City |
| Unified School District | St. Joseph School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,036.00 | $14,420 (+6.03%) Land $2,850 Building $11,570 | $75,890 (+5.99%) Land $15,000 Building $60,890 |
| 2024 | $1,036.00 (+15.63%) | ||
| 2023 | $896.00 (-0.67%) | $13,600 (-) Land $2,850 Building $10,750 | $71,600 (-) Land $15,000 Building $56,600 |
| 2022 | $902.00 | $13,600 Land $2,850 Building $10,750 | |
| 2021 | $71,600 Land $15,000 Building $56,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 94% of Missouri |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 423 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| United Fiber Fiber | 1,000 / 1,000 |
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
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