Douglas County property record for 2526 River Road Dr, Waterloo, NE 68069
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 5,588 sqft · built 1994 |
| Lot Size | 9.69 acres (422,096 sqft) |
| Owner | Individual Name on File |
| Last Sale | $293,000 (Jul 2011) |
| Tax Bill | $14,580 (2025) |
| Deeds & Mortgages | Aug 2026 Construction Loan Dec 2018 Mortgage |
| Flood Zone | Zone X (reduced by levee) |
| APN | 0720-0015-01 |
| Primary APN | 0720-0015-01 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 4 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 5,588 sqft Living Area |
| Gross Area | 8,126 sqft |
| Basement Area | 3,657 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 2012 |
| Architectural Style | Bi-Level |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 422,096 sqft (9.69 acres) |
| View / Lot | Lake |
| Garage Type | Attached |
| Garage Area | 2,052 sqft |
| Parking Spaces | 7 Parking Spaces |
| Pool Type | Above-Ground Pool |
|---|---|
| Porch | Covered Slab |
| Porch Area | 2,482 sqft |
| Deck Area | 900 sqft |
| Patio Area | 300 sqft |
| Outdoor Kitchen / BBQ | Outdoor Kitchen / BBQ |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R0107200015 |
|---|---|
| Street Address | 2526 RIVER ROAD DR |
| City | WATERLOO |
| State | NE |
| Zip | 68069-2034 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LANDS SEC-TWN-RGE 10-15-10 S 388 E 503.5 FT NE 1/4 SW 1/4 & N 211.46 E 503.5 FT SE 1/4 SW 1/4 W 76.11 N 211.46 FT SW 1/4 SE 1/4 & IRR S 338 W 313 FT NW 1/4 SE 1/4 & ALL BEING W OF CO RD 84 & IRREG STHLY 185 FT TRIA OL 27 NE 1/4 SW 1/4 |
| Legal Range | 10E |
| Legal Township | 15N |
| Legal Section | 10 |
| Legal Subdivision | LANDS |
| Jurisdiction | DOUGLAS NE |
| Township / Civil Division | WATERLOO |
| Census Block Group | 2 |
| Census Block | 2054 |
| Census Tract | 7508 |
2526 River Road Dr is owned by an individual who bought it in July 2011.
Source: Douglas County records, as of September 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 204, WATERLOO, NE 68069-0204 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 10, 2026 | Deed of Trust, Mortgage · Construction Mortgage UNION BANK & TRUST CO |
| Dec 31, 2018 | Deed of Trust, Mortgage · Commercial Mortgage CORE BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 12, 2011 · Amount on File |
| Deed Sale | Jul 12, 2011 · Amount on File |
| Prior Sale | Jun 29, 2011 · Amount on File |
| Deed Document Number | 201158224 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DOUGLAS NE |
| Recording Date | Aug 10, 2026 |
| Property Address | 2526 RIVER ROAD DR, WATERLOO, NE 68069-2034 |
| Document Number | 0000070137 |
| Instrument Date | Aug 5, 2026 |
| Instrument | 202670137 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 2513 RIVER ROAD DR, WATERLOO, NE 68069-2073 |
| Document Number | 0000070137, |
|---|---|
| Date | Aug 10, 2026 |
| Instrument | 202670137 |
| Name | UNION BANK & TRUST CO |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 66 Months |
| Due | Feb 5, 2032 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DOUGLAS NE |
| Property Address | 2526 RIVER ROAD DR, WATERLOO, NE 68069-2034 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000102439 |
|---|---|
| Date | Dec 31, 2018 |
| Instrument | 2018102439 |
| Name | CORE BANK |
|---|---|
| Type | Bank |
| Address | OMAHA, NE 68118 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 2526 River Road Dr was $14,580, up 8.8% from the year before.
Source: Douglas County assessment roll, as of October 14, 2025
| Type | Name |
|---|---|
| State | Nebraska |
| County | Douglas County |
| Municipality | Waterloo Village |
| Unified School District | Douglas County West Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $14,580.00 (+8.83%) | $1,092,800 Land $268,500 Building $824,300 | $1,092,800 Land $268,500 Building $824,300 |
| 2024 | $13,397.00 (-12.73%) | ||
| 2023 | $15,352.00 (+12.16%) | $935,500 Land $268,500 Building $667,000 | $935,500 Land $268,500 Building $667,000 |
| 2022 | $13,687.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2526 River Road Dr in Zone X, where a levee reduces flood risk, though there have been 38 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective March 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X reduced by levee · depends on levee performance |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 57 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 57 in force |
| Nearby Flood Claims | 38 (1978–2024) |
| Claims Outside the SFHA | 2 of 38 |
| Most Recent Claim | May 2024 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2526 River Road Dr is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 71% of Nebraska |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Nextlink Fixed Wireless | 500 / 200 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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