2526 Prospect Rd, Toccoa, GA 30577 Property Records

Franklin County property record for 2526 Prospect Rd, Toccoa, GA 30577 · Last verified February 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms2 Baths
Year BuiltBuilt 2001
Square Footage1,664 sqft Heated Area
Lot Size60,113 sqft (1.38 acres)
OccupancyOwner Occupied
Last Sale$177,000 (2025)
Tax Bill$1,700.00 (2025)

Owner

Source: Franklin County records · APN 002-026-A

Assessment roll updated July 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address2526 PROSPECT RD, TOCCOA, GA 30577-5212
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity, Secondary Owner is a Company

Deeds, Mortgages & Sale History

DateDocument
Jul 26, 2021Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
US DEPARTMENT OF HOUSING AND URBAN DEVEL
Dec 04, 2025Limited Warranty Deed, Transfer · Conventional Mortgage
PREMIER MORTGAGE
Feb 11, 2019Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
GUARANTEED RATE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 04, 2025 · Amount on Record
Deed SaleDec 04, 2025 · Amount on Record
Prior SaleFeb 08, 2019 · Amount on Record
Deed Doc Number0001711181
Deed Book / Page1711 / 181
Record RefreshedJun 08, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRANKLIN GA
Property Address2526 PROSPECT RD, TOCCOA, GA 30577-5212
Transaction TypeMortgage
Record UpdatedFeb 18, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address2526 PROSPECT RD, TOCCOA, GA 30577-5212
InvestorPossibly a Property Investor

Mortgage

Document Number0000001465/0000000163
DateJul 26, 2021
Book Page0000001465/0000000163
Lender
NameUS DEPARTMENT OF HOUSING AND URBAN DEVEL
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term336 Months
DueJan 01, 2049

December 2025: Limited Warranty Deed, Transfer

Document TypeLimited Warranty Deed
JurisdictionFRANKLIN GA
Recording DateDec 04, 2025
Property Address2526 PROSPECT RD, TOCCOA, GA 30577-5212
Document Number001711/181
Book / Page1711 / 181
Instrument DateDec 03, 2025
Transaction TypeTransfer
Record UpdatedFeb 18, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1.77
Amount AccuracyFull Amount Stated
Additional
  • Notice of Trustee Sale
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2526 PROSPECT RD, TOCCOA, GA 30577-5212

Mortgage

Document Number0001711211
DateDec 04, 2025
Instrument1711/211
Lender
NamePREMIER MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2056

February 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFRANKLIN GA
Recording DateFeb 11, 2019
Property Address2526 PROSPECT RD, TOCCOA, GA 30577-5212
Document Number0013310243
Book / Page001331 / 000243
Instrument DateFeb 08, 2019
Transaction TypeTransfer
Record UpdatedMar 04, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$137.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2526 PROSPECT RD #2 TOCCOA GA 305775212, 2, TOCCOA, GA 30577-5212

Mortgage

Document Number13310244
DateFeb 11, 2019
Book Page001331/000244
Lender
NameGUARANTEED RATE
AddressCHICAGO, IL 60613
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 10, 2049

Tax Assessment & Valuation

Source: Franklin County records · Assessment roll updated July 1, 2025 · Last verified February 2026

Property Jurisdictions

TypeName
StateGeorgia
CountyFranklin County
Unified School DistrictFranklin County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,700.00 (+13.33%)$73,602 (+26.57%) Land $9,054 Building $64,548$184,003 (+26.57%) Land $22,634 Building $161,369
2023$1,500.00 (+10.78%)$58,150 (+10.78%) Land $3,407 Building $54,743$145,374 (+10.78%) Land $8,517 Building $136,857
2022$1,354.00$52,492 Land $2,645 Building $49,847$131,230 Land $6,613 Building $124,617

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Franklin County (13119C), updated September 26, 2008 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 46% of the US · above 50% of Georgia
Wildfire LikelihoodAbout 1 in 971 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN002-026-A
Alternative APN
  • 1727

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Building Area1,664 sqft Heated Area
1st Floor1,160 sqft 1st Floor
Stories1 Stories
Primary FlooringConcrete/Cement Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2001
Exterior MaterialVinyl Exterior
Foundation TypeMasonry Foundation
Roof ConstructionGable Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area60,113 sqft (1.38 acres)
Parking Spaces2 Parking Spaces
Garage TypeCarport Garage
CarportCarport
Carport Area400 sqft Carport

Exterior Amenities

Deck Area200 sqft Deck
PorchOpen Porch
Porch Area160 sqft Porch
TopographyRolling Topography
Pole Structure1,000 sqft Pole Structure

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating
SewageSeptic Sewage
Water SourceWell Water Source

Location & Zoning

Account Number1727
Street Address2526 PROSPECT RD
CityTOCCOA
StateGA
Zip30577-5212
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description1.38 ACRE PROSPECT RD
JurisdictionFRANKLIN GA
Minor Civil DivisionCARNESVILLE
Census Blockgroup3
Census Block3001
Census Tract890201

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