2525 Werner Rd, Columbus, MI 48063 Property Records

St. Clair County property record for 2525 Werner Rd, Columbus, MI 48063

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,192 sqft · built 1871
Lot Size	5.64 acres (245,983 sqft)
Owner	2 Individual Names on Record
Last Sale	$270,000 (Nov 2022)
Tax Bill	$2,943 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Oct 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`74-16-034-1014-000`

Property Details

APN / Parcel Number

Primary APN	`74-16-034-1014-000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,192 sqft Living Area
1st Floor Area	1,192 sqft
Basement Area	912 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1871
Effective Year Built	Effective 1871
Lot Area	245,983 sqft (5.64 acres)
Lot Dimensions	820 ft deep x 300 ft wide
Garage Area	660 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	2525 WERNER RD
City	COLUMBUS
State	MI
Zip	48063-4313
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDEN
Legal Description	W 1/2 OF NW 1/4 OF NW 1/4 EXC S 451', EXC N 265' & EXC BEG N 4459.2' FROM SW SEC COR, TH N 181', TH N 89D 55M E 731.64', TH S
Legal Range	15E
Legal Township	05N
Legal Section	34
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	COLUMBUS
Census Block Group	1
Census Block	1032
Census Tract	651600

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2525 WERNER RD, COLUMBUS, MI 48063-4313
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2026	Deed of Trust, Mortgage · Conventional Mortgage FREESTAR FINANCIAL CREDIT UNION
Oct 5, 2022	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Nov 3, 2022	Warranty Deed, Transfer FIDELITY NATIONAL TITLE
Oct 29, 2019	Warranty Deed, Transfer · Conventional Mortgage AMERIFIRST FINANCIAL INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 3, 2022 · Amount on Record
Deed Sale	Nov 3, 2022 · Amount on Record
Prior Sale	Oct 29, 2019 · Amount on Record
Deed Document Number	202224846
Deed Book / Page	5575 / 794
Prior Transfer Date	Jan 7, 2016
Prior Transfer Doc	00004678/8
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	2525 WERNER RD, COLUMBUS, MI 48063-4313
Transaction Type	Mortgage
Record Updated	Apr 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2525 WERNER RD, COLUMBUS, MI 48063-4313

Mortgage

Document Number	0005909127
Date	Mar 26, 2026
Book Page	5909/127
Instrument	2026005497

Lender

Name	FREESTAR FINANCIAL CREDIT UNION
Address	PO BOX 2800, MOUNT CLEMENS, MI 48046

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	2525 WERNER RD, COLUMBUS, MI 48063-4313
Transaction Type	Mortgage
Record Updated	Jun 13, 2023
Title Company	JBN TITLE, JB TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2818 FAIRWAY DR, DORR, MI 49323-9536

Mortgage

Document Number	0005567611
Date	Oct 5, 2022
Book Page	5567/611
Instrument	2022022913

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2052

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Nov 3, 2022
Property Address	2525 WERNER RD, COLUMBUS, MI 48063-4313
Document Number	0005575794
Book / Page	5575 / 794
Instrument Date	Sep 21, 2022
Instrument	2022024846
Transaction Type	Transfer
Record Updated	Nov 17, 2022
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Tax	$2,025.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2525 WERNER RD, 2525, COLUMBUS, MI 48063-4313

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2525 WERNER RD, COLUMBUS, MI 48063-4313

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Oct 29, 2019
Property Address	2525 WERNER RD, COLUMBUS, MI 48063-4313
Document Number	0000511463
Book / Page	5114 / 63
Instrument Date	Oct 7, 2019
Instrument	2019022637
Transaction Type	Transfer
Record Updated	Feb 11, 2022
Title Company	ATA NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,586.70
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 218, RICHMOND, MI 48062-0218

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2560 WERNER RD, COLUMBUS, MI 48063-4312

Mortgage

Document Number	2019022638
Date	Oct 29, 2019
Instrument	2019022638

Lender

Name	AMERIFIRST FINANCIAL INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Columbus Township
Unified School District	Richmond Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$104,700 (+0.77%)	$209,400 (+0.77%)
2025	$2,943.00 (+2.94%) Homeowner's exemption	$103,900 (+12.45%)
2024	$2,859.00 (-24.35%)		$207,800 (+12.45%)
2023		$92,400
2022	$3,779.00		$184,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 83% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	1,200 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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