2525 W Cardinal St, Springfield, MO 65810 Property Records

Greene County property record for 2525 W Cardinal St, Springfield, MO 65810

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,862 sqft · built 1972
Lot Size	0.349 acres (15,202 sqft)
Owner	Individual Name on Record
Last Sale	$116,000 (Jul 2014)
Tax Bill	$1,357 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Mar 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`88-18-15-201-050`

Property Details

APN / Parcel Number

Primary APN	`88-18-15-201-050`
Alternative APN	`1815201050`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,862 sqft Living Area
1st Floor Area	1,862 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Ranch
Foundation Type	No Foundation
Lot Area	15,202 sqft (0.349 acres)
Lot Dimensions	146 ft deep x 104 ft wide
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Water Source	Commercial

Location & Zoning

Account Number	881815201050
Street Address	2525 W CARDINAL ST
City	SPRINGFIELD
State	MO
Zip	65810-3602
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	GLENDALE TERRACE FIRST ADD LOT 19
Legal Range	22W
Legal Township	28N
Legal Section	15
Legal Subdivision	GLENDALE
Legal Block	201
Legal Lot Number	19
Jurisdiction	GREENE MO
Township / Civil Division	WILSON CW
Census Block Group	2
Census Block	2004
Census Tract	4107

Owner

Source: Greene County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2525 W CARDINAL ST, SPRINGFIELD, MO 65810-3602
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2026	Deed of Trust, Mortgage · Conventional Mortgage UNION CREDIT UNION
Mar 9, 2018	Deed of Trust, Mortgage STEWARD MORTGAGE FUNDING LLC
Jul 7, 2020	Deed of Trust, Construction Loan · Construction Mortgage STEWARD MTG FNDG LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 11, 2014 · Amount on Record
Deed Sale	Jul 11, 2014 · Amount on Record
Deed Document Number	201423219
Deed Book / Page	2014 / 2321914
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENE MO
Recording Date	Aug 10, 2026
Property Address	2525 W CARDINAL ST, SPRINGFIELD, MO 65810-3602
Document Number	0000028609
Book / Page	2026 / 28609
Instrument Date	Aug 5, 2026
Instrument	202628609
Transaction Type	Mortgage
Record Updated	Aug 20, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2525 W CARDINAL ST, SPRINGFIELD, MO 65810-3602

Mortgage

Document Number	0000028609,
Date	Aug 10, 2026
Book Page	2026/28609
Instrument	202628609

Lender

Name	UNION CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.49%
Initial Type	Fixed Rate
Max Rate	-1%

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENE MO
Property Address	2525 W CARDINAL ST, SPRINGFIELD, MO 65810-3602
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007987
Date	Mar 9, 2018
Book Page	2018/007987-18
Instrument	007987-18

Lender

Name	STEWARD MORTGAGE FUNDING LLC
Type	Non-Lending Institution
Address	SPRINGFIELD, MO 65807

Agreement

Amount	Amount Recorded

July 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	GREENE MO
Recording Date	Jul 7, 2020
Property Address	2525 W CARDINAL ST, SPRINGFIELD, MO 65810-3602
Document Number	0000025024
Instrument Date	Jun 29, 2020
Instrument	25024
Transaction Type	Construction Loan
Record Updated	Aug 5, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2525 W CARDINAL ST SPRINGFIELD MO 658103602, SPRINGFIELD, MO 65810-3602

Mortgage

Document Number	0000025024
Date	Jul 7, 2020
Instrument	25024

Lender

Name	STEWARD MTG FNDG LLC
Address	3900 S OVERLAND AVE, SPRINGFIELD, MO 65807-8766

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jul 6, 2021

Interest

Rate Type	Adjustable Rate
Rate	0.18%

Tax Assessment & Valuation

Source: Greene County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Greene County
Unified School District	Springfield R-XII School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$26,340 (-) Land $7,130 Building $19,210
2025	$1,357.00 (+8.47%)	$26,340 (+15.98%) Land $7,130 Building $19,210	$138,600 (+15.98%) Land $37,500 Building $101,100
2023	$1,251.00 (+11%)	$22,710 (+8.25%) Land $4,750 Building $17,960	$119,500 (+8.24%) Land $25,000 Building $94,500
2022	$1,127.00	$20,980 Land $4,750 Building $16,230
2021			$110,400 Land $25,000 Building $85,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY UTILITIES OF SPRINGFIELD serves 210,898 people · EPA ID MO5010754
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Brightspeed Fiber	940 / 940
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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