2525 Valerie Dr, Fallbrook, CA 92028 Property Records

San Diego County property record for 2525 Valerie Dr, Fallbrook, CA 92028

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,103 sqft · built 1974
Lot Size	1.01 acres (44,431 sqft)
Owner	2 Individual Names on File
Last Sale	$980,000 (May 2023)
Tax Bill	$9,524 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Oct 2025 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`107-240-48-00`

Property Details

APN / Parcel Number

Primary APN	`107-240-48-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	3,103 sqft Living Area

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Lot Area	44,431 sqft
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	2525 VALERIE DR
City	FALLBROOK
State	CA
Zip	92028-9691
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A70
Legal Description	TCT B DOC47702REC72 IN TR PB0001PG108
Legal Subdivision	RANCHO MONSERATE
Legal Tract	B
Legal Block	2
Jurisdiction	SAN DIEGO CA
Township / Civil Division	FALLBROOK
Census Block Group	2
Census Block	2005
Census Tract	18804

Owner

2525 Valerie Dr is owned and occupied by two individuals who bought it in May 2023.

Source: San Diego County records, as of July 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2525 VALERIE DR, FALLBROOK, CA 92028-9691
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2026	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE
Oct 22, 2025	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Aug 30, 2023	Deed of Trust, Mortgage · Line of Credit THE LOAN STORE INC
May 1, 2023	Grant Deed, Transfer · Conventional Mortgage E MORTGAGE CAPITAL INC
Nov 10, 2022	Grant Deed, Transfer STEWART TITLE OF CA INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 1, 2023 · Amount on File
Deed Sale	May 1, 2023 · Amount on File
Prior Sale	Nov 10, 2022 · Amount on File
Deed Document Number	2023112721
Prior Transfer Date	May 6, 2011
Prior Transfer Doc	0000282682
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 28, 2026
Property Address	2525 VALERIE DR, FALLBROOK, CA 92028-9691
Document Number	0000118111
Instrument Date	Apr 22, 2026
Instrument	2026118111
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	TRICO TITLE COMPANY, TICOR TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	2525 VALERIE DR, FALLBROOK, CA 92028-9691
Investor	Possibly a Property Investor

Mortgage

Document Number	0000118111,
Date	Apr 28, 2026
Instrument	2026118111

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.63%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2525 VALERIE DR, FALLBROOK, CA 92028-9691
Transaction Type	Mortgage
Record Updated	Nov 3, 2025
Title Company	TICOR TITLE ORANGE COUNTY BR, TICOR TTL ORANGE CNTY BRANCH

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2525 VALERIE DR, FALLBROOK, CA 92028-9691

Mortgage

Document Number	0000296352
Date	Oct 22, 2025
Instrument	2025-0296352

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	CLEVELAND, OH 44114

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	6.99%
Type Change Date	Nov 1, 2030
Change Frequency	6 Months
Min Rate At Change	6.99%
Max Rate At Change	8.99%
Index	SOFR Average 30-Day
Max Rate	11.9%

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2525 VALERIE DR, FALLBROOK, CA 92028-9691
Transaction Type	Mortgage
Record Updated	Sep 7, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2525 VALERIE DR, FALLBROOK, CA 92028-9691

Mortgage

Document Number	0000235337
Date	Aug 30, 2023
Instrument	2023-0235337

Lender

Name	THE LOAN STORE INC
Type	Mortgage Company
Address	SILVERDALE, WA 98383

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 29, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 1, 2023
Property Address	2525 VALERIE DR, FALLBROOK, CA 92028-9691
Document Number	0000112721
Map Reference	MB 1 PG 108
Instrument Date	Mar 21, 2023
Instrument	2023-0112721
Transaction Type	Transfer
Record Updated	May 10, 2023
Title Company	TICOR TITLE SAN DIEGO BR, TICOR TITLE SAN DIEGO BRANCH

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2525 VALERIE DR, FALLBROOK, CA 92028-9691

Mortgage

Document Number	0000112722
Date	May 1, 2023
Instrument	2023-0112722

Lender

Name	E MORTGAGE CAPITAL INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2053

November 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 10, 2022
Property Address	2525 VALERIE DR, FALLBROOK, CA 92028-9691
Document Number	0000433886
Map Reference	MB 1 PG 108
Instrument Date	Nov 1, 2022
Instrument	2022-0433886
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	STEWART TITLE OF CA INC

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	12982 VIA TESORO DR, RANCHO CUCAMONGA, CA 91739-5985

Tax Assessment & Valuation

The 2025 property tax bill for 2525 Valerie Dr was $9,524, up 2.3% from the year before.

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Elementary School District	Fallbrook Union Elementary School District (KG - 08)
Secondary School District	Fallbrook Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$902,026 (+2%) Land $546,522 Building $355,504
2025	$9,524.00 (+2.27%)	$884,340 Land $535,806 Building $348,534
2024	$9,313.00 (+9.68%)
2023	$8,491.00 (+9.73%)	$800,000 Land $500,000 Building $300,000
2022	$7,738.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2525 Valerie Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2525 Valerie Dr is moderate, ranking above 62% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · lower than 62% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAINBOW MUNICIPAL WD serves 23,536 people · EPA ID CA3710016
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2023
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: Spectrum.

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