2525 Sutter Rd, Mckinleyville, CA 95519 Property Records

Humboldt County property record for 2525 Sutter Rd, Mckinleyville, CA 95519

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,811 sqft · built 2006
Lot Size	0.559 acres (24,393 sqft)
Owner	2 Individual Names on File
Last Sale	$90,000 (Aug 2002)
Tax Bill	$5,725 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Jun 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`509-321-048-000`

Property Details

APN / Parcel Number

Primary APN	`509-321-048-000`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	3 Stories
Building Area	3,811 sqft Living Area

Exterior

Year Built	Built 2006
Construction Type	Wood
Lot Area	24,393 sqft (0.559 acres)
Garage Type	Attached
Garage Area	824 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	2525 SUTTER RD
City	MCKINLEYVILLE
State	CA
Zip	95519-4823
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-B-6-S-
Legal Description	LOT 44, TRACT MAP 537, BK.23, PGS.17-21
Legal Subdivision	537 SUTTER RANCH SUB
Legal Tract	537
Legal Lot Number	44
Jurisdiction	HUMBOLDT CA
Township / Civil Division	NORTH COASTAL
Census Block Group	3
Census Block	3001
Census Tract	10502

Owner

2525 Sutter Rd is owned and occupied by two individuals who bought it in August 2002.

Source: Humboldt County records, as of October 13, 2025

Owner of Record	2 Individual Names on File
Mailing Address	2525 SUTTER RD, MCKINLEYVILLE, CA 95519-4823
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 3, 2020	Deed of Trust, Mortgage US BK
Jun 2, 2017	Deed of Trust, Mortgage · Line of Credit US BK TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 15, 2002 · Amount on File
Deed Sale	Aug 15, 2002 · Amount on File
Deed Document Number	2002-026139-02
Record Updated	Jun 8, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUMBOLDT CA
Property Address	2525 SUTTER RD, MCKINLEYVILLE, CA 95519-4823
Document Number	0000011404
Instrument Date	Jul 3, 2020
Transaction Type	Mortgage
Record Updated	Jul 29, 2020
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2525 SUTTER RD MCKINLEYVILLE CA 955194823, MCKINLEYVILLE, CA 95519-4823

Mortgage

Document Number	0000011404
Date	Jul 13, 2020
Instrument	11404

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Amount	Amount on Record
Term	240 Months
Due	Jul 12, 2040

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUMBOLDT CA
Property Address	2525 SUTTER RD, MCKINLEYVILLE, CA 95519-4823
Document Number	0000011983
Instrument Date	Jun 2, 2017
Transaction Type	Mortgage
Record Updated	Jul 21, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	2525 SUTTER RD MCKINLEYVILLE CA 955194823, MCKINLEYVILLE, CA 95519-4823

Mortgage

Document Number	0000011983
Date	Jul 3, 2017
Instrument	11983

Lender

Name	US BK TR
Address	PORTLAND, OR 97204

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 2, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 2525 Sutter Rd was $5,725 with a homeowner's exemption.

Source: Humboldt County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Humboldt County
Secondary School District	Northern Humboldt Union High School District (09 - 12)
Elementary School District	McKinleyville Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$5,725.00 Homeowner's exemption	$500,000 Land $103,658 Building $396,342
2023	$5,510.00 (-2.37%) Homeowner's exemption	$500,000 Land $103,658 Building $396,342
2022	$5,644.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2525 Sutter Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 25, 2022

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2525 Sutter Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCKINLEYVILLE C.S.D. serves 16,900 people · EPA ID CA1210016
Water Source	Purchased groundwater from HUMBOLDT BAY MWD
Last State Inspection	Nov 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
101Netlink Fixed Wireless	100 / 20

May also be available: T-Mobile.

Cell Coverage

5G and 4G LTE (outdoors only)

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