Saginaw County property record for 2525 State St, Saginaw, MI 48602
| Property Type | Commercial |
|---|---|
| Details | 10,566 sqft · built 1989 |
| Lot Size | 1.13 acres (49,223 sqft) |
| Owner | Company Name on Record |
| Last Sale | $600,000 (Jul 2002) |
| Tax Bill | $22,309 (2025) |
| Deeds & Mortgages | Sep 2025 Line of Credit Sep 2025 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 92-00-1-09-3000-000 |
| Primary APN | 92-00-1-09-3000-000 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 10,566 sqft Total Area |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Fire Resistance | Masonry Walls, Wood Interior |
| Lot Area | 49,223 sqft (1.13 acres) |
| Lot Dimensions | 288 ft deep x 170 ft wide |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 2525 STATE ST |
|---|---|
| City | SAGINAW |
| State | MI |
| Zip | 48602-3966 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Local Zoning Code | B-1 |
| Legal Description | W. 170 FT.OF E. 240 FT.OF LOT 1,W. 170 FT.OF E. 240 FT. OF LOT 2,EXC.THAT PART TAKEN FOR W.GENESEE AVE., C T BRENNERS SECOND ADDITION |
| Legal Subdivision | C T BRENNERS SECOND ADDITION |
| Legal Lot Number | 1-2 |
| Legal Unit | 1-2,W |
| Jurisdiction | SAGINAW MI |
| Township / Civil Division | SAGINAW |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 2000 |
Source: Saginaw County records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 3599 E SOUTHGATE DR, MIDLAND, MI 48640-8507 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Sep 22, 2025 | Deed of Trust, Mortgage · Line of Credit 1ST STATE BANK |
| Sep 19, 2025 | Quit Claim Deed, Transfer · Line of Credit 1ST STATE BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 25, 2002 · Amount on Record |
| Deed Sale | Jul 25, 2002 · Amount on Record |
| Prior Sale | Jun 5, 2002 · Amount on Record |
| Deed Document Number | 20027092980 |
| Deed Book / Page | 2227 / 1181 |
| Last Transfer Date | Sep 18, 2025 |
| Transfer Doc | 0000022486 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAGINAW MI |
| Property Address | 2525 STATE ST, SAGINAW, MI 48602-3966 |
| Transaction Type | Mortgage |
| Record Updated | Oct 1, 2025 |
| Name | Verified Name |
|---|---|
| Address | 3599 E SOUTHGATE DR, MIDLAND, MI 48640-8507 |
| Document Number | 0000022559 |
|---|---|
| Date | Sep 22, 2025 |
| Instrument | 2025022559 |
| Name | 1ST STATE BANK |
|---|---|
| Type | Bank |
| Address | 4800 FASHION SQUARE BLVD, SAGINAW, MI 48604 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAGINAW MI |
| Recording Date | Sep 19, 2025 |
| Property Address | 2525 STATE ST, SAGINAW, MI 48602-3966 |
| Document Number | 0000022486 |
| Map Reference | MB 76 PG 1 |
| Instrument Date | Sep 18, 2025 |
| Instrument | 2025022486 |
| Transaction Type | Transfer |
| Record Updated | Oct 2, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6360 S FIDDLERS GREEN CIR # 1100, 1100, GREENWOOD VILLAGE, CO 80111-4951 |
| Name | Verified Name |
|---|---|
| Address | 3599 E SOUTHGATE DR, MIDLAND, MI 48640-8507 |
| Document Number | 0000022559 |
|---|---|
| Date | Sep 19, 2025 |
| Instrument | 2025022559 |
| Name | 1ST STATE BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
Source: Saginaw County assessment roll, as of September 9, 2025
| Type | Name |
|---|---|
| State | Michigan |
| County | Saginaw County |
| Municipality | Saginaw City |
| Unified School District | Saginaw City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $475,500 (+16.89%) | $951,000 (+16.89%) | |
| 2025 | $22,309.00 (-16.26%) | $406,800 (+12.78%) | $813,600 (+12.78%) |
| 2024 | $26,640.00 (+9.01%) | ||
| 2023 | $360,700 | $721,400 | |
| 2022 | $24,439.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 29, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SAGINAW CHARTER TOWNSHIP serves 40,840 people · EPA ID MI0005860 |
|---|---|
| Water Source | Purchased surface water from CITY OF SAGINAW |
| Last State Inspection | Oct 2024 |
| Lead | 2 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 684 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fixed Wireless in parts of the area | 100 / 20 |
May also be available: Verizon.
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