2525 Spruce St, Port Huron, MI 48060 Property Records

St. Clair County property record for 2525 Spruce St, Port Huron, MI 48060

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 768 sqft · built 1950
Lot Size	0.143 acres (6,229 sqft)
Owner	Individual Name on Record
Last Sale	$76,900 (Sep 2019)
Tax Bill	$1,558 (2025)
Deeds & Mortgages	Sep 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`74-06-264-0065-000`

Property Details

APN / Parcel Number

Primary APN	`74-06-264-0065-000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	768 sqft Living Area
1st Floor Area	768 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Lot Area	6,229 sqft (0.143 acres)
Lot Dimensions	62.5 ft deep x 50 ft wide
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2525 SPRUCE ST
City	PORT HURON
State	MI
Zip	48060-4127
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 16 BLK 9 INCL S 1/2 VAC ALLEY ADJ BOTSFORD'S LAPEER AVENUE PLAT
Legal Subdivision	BOTSFORDS LAPEER AVENUE PLAT
Legal Block	9
Legal Lot Number	16
Legal Unit	16
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	PORT HURON
Census Block Group	1
Census Block	1009
Census Tract	623000

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	2525 SPRUCE ST, PORT HURON, MI 48060-4127
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 19, 2019 · Amount on Record
Deed Sale	Sep 19, 2019 · Amount on Record
Prior Sale	Sep 19, 2019 · Amount on Record
Deed Document Number	201919279
Deed Book / Page	5098 / 446
Prior Transfer Date	Jun 26, 2014
Prior Transfer Doc	004515/947
Record Updated	Oct 29, 2026

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Sep 19, 2019
Property Address	2525 SPRUCE ST, PORT HURON, MI 48060-4127
Document Number	0050980447
Book / Page	005098 / 000447
Instrument Date	Sep 3, 2019
Transaction Type	Transfer
Record Updated	Oct 14, 2019
Title Company	LIBERTY TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$661.34
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2631 SUSAN CT PORT HURON MI 480606534, PORT HURON, MI 48060-6534

Mortgage

Document Number	50980449
Date	Sep 19, 2019
Book Page	005098/000449

Lender

Name	AMERIFIRST FIN'L CORP
Address	PORTAGE, MI 49002

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 18, 2049

Mortgage

Document Number	50980470,
Date	Sep 19, 2019
Book Page	005098/000470

Lender

Name	MICHIGAN ST HSNG DEV AUTH
Address	LANSING, MI 48912

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
Municipality	Port Huron City
Unified School District	Port Huron Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$53,000 (+11.81%)	$106,000 (+11.81%)
2025	$1,558.00 (+2.84%) Homeowner's exemption	$47,400 (+21.23%)
2024	$1,515.00 (+26.99%)		$94,800 (+21.23%)
2023		$39,100
2022	$1,193.00		$78,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PORT HURON serves 28,983 people · EPA ID MI0005480
Water Source	Surface water
Last State Inspection	Nov 2021
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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