2525 Silver Lake Estates Dr, Pacific, MO 63069 Property Records

Franklin County property record for 2525 Silver Lake Estates Dr, Pacific, MO 63069

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 2,348 sqft · built 2003
Lot Size	0.3 acres (13,068 sqft)
Owner	Individual Name on File
Last Sale	$250,000 (Jul 2005)
Tax Bill	$3,430 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Jun 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`19-5-15.0-0-007-021.840`

Property Details

APN / Parcel Number

Primary APN	`19-5-15.0-0-007-021.840`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,348 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Architectural Style	Other
Construction Type	Frame
Lot Area	13,068 sqft (0.3 acres)
Patio Area	100 sqft

Location & Zoning

Street Address	2525 SILVER LAKE ESTATES DR
City	PACIFIC
State	MO
Zip	63069-5577
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:94 SILVER LAKE ESTATES
Legal Range	02E
Legal Township	43
Legal Section	15
Legal Subdivision	SILVER LAKE ESTATES
Legal Block	7
Legal Lot Number	94
Jurisdiction	FRANKLIN MO
Township / Civil Division	BOLES
Census Block Group	3
Census Block	3028
Census Tract	800703

Owner

2525 Silver Lake Estates Dr is owned and occupied by an individual who bought it in July 2005.

Source: Franklin County records, as of November 10, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	2525 SILVER LAKE ESTATES DR, PACIFIC, MO 63069-5577
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA
Jun 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA
Nov 2, 2019	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Oct 14, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 21, 2005 · Amount on File
Deed Sale	Jul 21, 2005 · Amount on File
Deed Document Number	2005-17200
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	2525 SILVER LAKE ESTATES DR, PACIFIC, MO 63069-5577
Transaction Type	Mortgage
Record Updated	Sep 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002107450
Date	Apr 21, 2021
Instrument	2107450

Lender

Name	BANK OF AMERICA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2051

Interest

Rate Type	Fixed Rate

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	2525 SILVER LAKE ESTATES DR, PACIFIC, MO 63069-5577
Transaction Type	Mortgage
Record Updated	Sep 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002112179
Date	Jun 29, 2021
Instrument	2112179

Lender

Name	BANK OF AMERICA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 12, 2051

Interest

Rate Type	Fixed Rate

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	2525 SILVER LAKE ESTATES DR, PACIFIC, MO 63069-5577
Document Number	0000015629
Instrument Date	Nov 2, 2019
Transaction Type	Mortgage
Record Updated	Nov 22, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2525 SILVER LAKE ESTATES DR PACIFIC MO 630695577, PACIFIC, MO 63069-5577

Mortgage

Document Number	0000015629
Date	Nov 13, 2019
Instrument	15629

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Nov 12, 2049

Interest

Rate Type	Adjustable Rate

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	2525 SILVER LAKE ESTATES DR, PACIFIC, MO 63069-5577
Document Number	0000016245
Instrument Date	Oct 14, 2017
Transaction Type	Mortgage
Record Updated	Aug 27, 2018
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2525 SILVER LAKE ESTATES DR PACIFIC MO 630695577, PACIFIC, MO 63069-5577

Mortgage

Document Number	0000016245
Date	Oct 24, 2017
Instrument	16245

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 23, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 2525 Silver Lake Estates Dr was $3,430.

Source: Franklin County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Franklin County
Municipality	Pacific City
Unified School District	Meramec Valley R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,430.00	$58,072	$305,640 Land $60,000 Building $245,640
2023	$3,319.00 (-3.6%)	$44,447	$233,930 Land $35,000 Building $198,930
2022	$3,443.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2525 Silver Lake Estates Dr in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	8 (2015–2024)
Most Recent Claim	Nov 2024 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds And Flooding, May 2017 · 2 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Dec 2015 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2525 Silver Lake Estates Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 90% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN COUNTY PWSD 3 serves 8,250 people · EPA ID MO6024213
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Bays-ET Highspeed Fixed Wireless	600 / 100
Wave Internet Technologies Fixed Wireless	100 / 100

May also be available: Wisper ISP.

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