Polk County property record for 2525 Sheffield Rd, Winter Haven, FL 33880
| Property Type | Farm - Irrigated or Dry |
|---|---|
| Details | 3 bd · 2 ba · 2,576 sqft · built 1987 |
| Lot Size | 12.6 acres (551,557 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $440,000 (Nov 2017) |
| Tax Bill | $3,816 (2025) |
| Deeds & Mortgages | May 2019 Line of Credit Nov 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-29-10-000000-024030 |
| Primary APN | 25-29-10-000000-024030 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,576 sqft Gross Area |
| 1st Floor Area | 2,022 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 551,557 sqft |
| View / Lot | Agricultural |
| Garage Type | Attached |
| Garage Area | 554 sqft |
| Pool Type | Enclosed Pool |
|---|---|
| Porch | Finished/Open Porch |
| Porch Area | 2,464 sqft |
| Shed | 1 Shed |
| Shed Area | 2,400 sqft |
| Lean-To | 1,200 sqft |
| Cooling System | Central |
|---|
| Street Address | 2525 SHEFFIELD RD |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33880-4858 |
| Property Category | Agriculture or Farming |
| Property Type | Agriculture / Farming > Farm - Irrigated or Dry |
| Local Zoning Code | XX |
| Legal Description | COM SE COR OF SW1/4 OF SE1/4 RUN WLY ALG S BNDRY OF SW1/4 OF SE1/4 400.0 FT FOR POB NLY PARALLEL WITH E BNDRY OF SAID 1/4-1/4 485 FT WLY PARALLEL WITH S BNDRY OF SAID 1/4-1/4 340.0 FT NLY PARALLEL WITH SAID E BNDRY 178.30 FT WLY 588.13 FT TO NW COR O |
| Legal Range | 25E |
| Legal Township | 29S |
| Legal Section | 10 |
| Legal Subdivision | ALAMEDA HEIGHTS |
| Legal Tract | 000000 |
| Legal Block | 1 |
| Jurisdiction | POLK FL |
| Township / Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 14704 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2525 SHEFFIELD RD, WINTER HAVEN, FL 33880-4858 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| May 24, 2019 | Deed of Trust, Mortgage · Line of Credit CENTERSTATE BK NA |
| Nov 8, 2017 | Warranty Deed, Transfer · Conventional Mortgage CITIZENS BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 8, 2017 · Amount on Record |
| Deed Sale | Nov 8, 2017 · Amount on Record |
| Deed Document Number | 2017214291 |
| Deed Book / Page | 10308 / 1835 |
| Last Transfer Date | Jul 31, 2024 |
| Transfer Doc | 0000178815 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 2525 SHEFFIELD RD, WINTER HAVEN, FL 33880-4858 |
| Document Number | 0108941451 |
| Instrument Date | May 24, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 17, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2525 SHEFFIELD RD WINTER HAVEN FL 338804858, WINTER HAVEN, FL 33880-4858 |
| Document Number | 0108941451 |
|---|---|
| Date | Jul 2, 2019 |
| Book Page | 010894/001451 |
| Instrument | 137822 |
| Name | CENTERSTATE BK NA |
|---|---|
| Type | Bank |
| Address | WINTER HAVEN, FL 33880 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jul 1, 2029 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Nov 8, 2017 |
| Property Address | 2525 SHEFFIELD RD, WINTER HAVEN, FL 33880-4858 |
| Document Number | 0103081835 |
| Book / Page | 010308 / 001835 |
| Instrument Date | Oct 27, 2017 |
| Instrument | 214291 |
| Transaction Type | Transfer |
| Record Updated | Aug 28, 2018 |
| Title Company | INTEGRITY FIRST TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,080.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 912 EAGLE LAKE FL 338390912, EAGLE LAKE, FL 33839-0912 |
| Document Number | 103081836 |
|---|---|
| Date | Nov 8, 2017 |
| Book Page | 010308/001836 |
| Instrument | 214292 |
| Name | CITIZENS BK |
|---|---|
| Type | Bank |
| Address | FROSTPROOF, FL 33843 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 7, 2047 |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $345,176 (+2.91%) | $716,991 (+3.08%) Land $102,169 Building $614,822 | |
| 2025 | $3,816.00 (-7.67%) Homeowner's exemption | $335,422 (+5.67%) | $695,554 (+1.46%) Land $102,169 Building $593,385 |
| 2023 | $4,133.00 (+10.1%) Homeowner's exemption | $317,436 (+10.32%) Land $28,223 Building $289,213 | $685,545 (+13.52%) Land $98,770 Building $586,775 |
| 2022 | $3,754.00 Homeowner's exemption | $287,737 Land $23,021 Building $264,716 | $603,882 Land $82,593 Building $521,289 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 12 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 72% of the US · above 56% of Florida |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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