2525 Sandy Beach Ln, Clearwater, FL 33763 Property Records

Pinellas County property record for 2525 Sandy Beach Ln, Clearwater, FL 33763

Property Summary

Property Type	Planned Unit Development
Details	2 bd · 3 ba · 1,146 sqft · built 2008
Lot Size	0.021 acres (929 sqft)
Owner	Individual Name on Record
Last Sale	$279,000 (Feb 2024)
Tax Bill	$4,253 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Jul 2022 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`C62-000-960-3615-7`

Property Details

APN / Parcel Number

Primary APN	`C62-000-960-3615-7`
Alternative APNs	`06-29-16-88147-001-0040` `291606881470010040` `R428118`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	1,146 sqft Living Area
1st Floor Area	1,146 sqft

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2010
Exterior Material	Brick/Stone
Construction Type	Wood
Lot Area	929 sqft (0.021 acres)
View / Lot	Interior
Porch	Slab

Location & Zoning

Account Number	R428118
Street Address	2525 SANDY BEACH LN
City	CLEARWATER
State	FL
Zip	33763-2147
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Planned Unit Development
Legal Description	SUNSET POINTE TOWNHOMES BLK 1, LOT 4
Legal Range	16E
Legal Township	29S
Legal Section	6
Legal Subdivision	SUNSET POINTE TOWNHOMES
Legal Tract	88147
Legal Block	1
Legal Lot Number	4
Jurisdiction	PINELLAS FL
Township / Civil Division	CLEARWATER
Census Block Group	1
Census Block	1010
Census Tract	26912

Owner

Source: Pinellas County records, as of September 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2525 SANDY BEACH LN, CLEARWATER, FL 33763-2147
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Woman, Separate Property

Deeds, Mortgages & Sale History

Date	Document
Jul 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE RESEARCH CENTER LLC
Jul 29, 2022	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF VETERANS AFFAIRS
Feb 13, 2024	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Sep 12, 2023	Warranty Deed, Transfer MARINA TITLE LLC
Jun 2, 2020	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS
Feb 5, 2020	Warranty Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE/FL INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 13, 2024 · Amount on Record
Deed Sale	Feb 13, 2024 · Amount on Record
Prior Sale	Sep 12, 2023 · Amount on Record
Deed Document Number	202436584
Deed Book / Page	22703 / 2647
Last Transfer Date	Aug 6, 2025
Transfer Doc	0232571013
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	2525 SANDY BEACH LN, CLEARWATER, FL 33763-2147
Transaction Type	Mortgage
Record Updated	Mar 21, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2525 SANDY BEACH LN, CLEARWATER, FL 33763-2147

Mortgage

Document Number	0216301220
Date	Jul 19, 2021
Book Page	21630/1220
Instrument	2021234513

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	COLUMBIA, MO 65203

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	2525 SANDY BEACH LN, CLEARWATER, FL 33763-2147
Transaction Type	Mortgage
Record Updated	Mar 21, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2525 SANDY BEACH LN, CLEARWATER, FL 33763-2147

Mortgage

Document Number	0221492322
Date	Jul 29, 2022
Book Page	22149/2322
Instrument	2022232117

Lender

Name	DEPARTMENT OF VETERANS AFFAIRS
Type	Government Agency
Address	NASHVILLE, TN 37203

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	349 Months
Due	Aug 12, 2051

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Feb 13, 2024
Property Address	2525 SANDY BEACH LN, CLEARWATER, FL 33763-2147
Document Number	0227032647
Book / Page	22703 / 2647
Map Reference	MB 131 PG 37
Instrument Date	Feb 6, 2024
Instrument	2024036584
Transaction Type	Transfer
Record Updated	Mar 21, 2024
Title Company	MARINA TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,953.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7000 W PALMETTO PARK RD, BOCA RATON, FL 33433-3424

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2525 SANDY BEACH LN, CLEARWATER, FL 33763-2147

Mortgage

Document Number	0227032650
Date	Feb 13, 2024
Instrument	22703/2650

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2054

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Sep 12, 2023
Property Address	2525 SANDY BEACH LN, CLEARWATER, FL 33763-2147
Document Number	0225610056
Book / Page	22561 / 56
Map Reference	MB 131 PG 37
Instrument Date	Aug 31, 2023
Instrument	2023233967
Transaction Type	Transfer
Record Updated	Mar 21, 2024
Title Company	MARINA TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$1,414.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1616 22ND AVE N, SAINT PETERSBURG, FL 33713-5044

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	7000 W PALMETTO PARK RD, BOCA RATON, FL 33433-3424
Investor	Possibly a Property Investor

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Jun 2, 2020
Property Address	2525 SANDY BEACH LN, CLEARWATER, FL 33763-2147
Document Number	0210220890
Book / Page	021022 / 000890
Instrument Date	May 29, 2020
Instrument	166880
Transaction Type	Transfer
Record Updated	Jun 18, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE/FL INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,260.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2525 SANDY BEACH LN CLEARWATER FL 337632147, CLEARWATER, FL 33763-2147

Mortgage

Document Number	210220893
Date	Jun 2, 2020
Book Page	021022/000893
Instrument	166881

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2050

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Feb 5, 2020
Property Address	2525 SANDY BEACH LN, CLEARWATER, FL 33763-2147
Document Number	0208720239
Book / Page	020872 / 000239
Instrument Date	Feb 5, 2020
Instrument	39476
Transaction Type	Transfer
Record Updated	Feb 25, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE/FL INC

Transaction

Amount	Amount Recorded
Tax	$903.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1701 LAKE CYPRESS DR SAFETY HARBOR FL 346954505, SAFETY HARBOR, FL 34695-4505

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Municipality	Clearwater City
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,253.00 (-3.87%)	$219,790 (+31.16%) Building $219,790	$219,790 (-4.02%) Building $219,790
2024	$4,424.00 (+83.26%)
2023	$2,414.00 (+3.43%) Homeowner's exemption	$167,569 (+3%)	$228,989 (+14.77%) Building $228,989
2022	$2,334.00 Homeowner's exemption	$162,688	$199,523 Building $199,523

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEARWATER WATER SYSTEM serves 115,000 people · EPA ID FL6520336
Water Source	Groundwater
Last State Inspection	May 2023
Lead	3 ppb (2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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