Charles County property record for 2525 Ryce Dr, Waldorf, MD 20601
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,218 sqft · built 1971 |
| Lot Size | 0.58 acres (25,264 sqft) |
| Owner | Individual Name on File |
| Last Sale | $259,500 (Aug 2015) |
| Tax Bill | $153 (2023) |
| Deeds & Mortgages | Apr 2026 Mortgage Feb 2024 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-029418 |
| Primary APN | 06-029418 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,218 sqft Living Area |
| Gross Area | 2,458 sqft |
| 1st Floor Area | 1,568 sqft |
| Basement Area | 650 sqft |
| Finished Basement | 650 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Architectural Style | Split Foyer |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 25,264 sqft (0.58 acres) |
| Garage Type | Carport |
| Garage Area | 238 sqft |
| Carport | Carport |
| Carport Area | 238 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 147 sqft |
| Patio Area | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Municipal |
| Account Number | 029418 |
|---|---|
| Street Address | 2525 RYCE DR |
| City | WALDORF |
| State | MD |
| Zip | 20601-2608 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RM |
| Legal Description | LOT 19 SEC 4 SPRINGHAVEN SUB |
| Legal Subdivision | SPRINGHAVEN SUB |
| Legal Block | 2 |
| Legal Lot Number | 19 |
| Jurisdiction | CHARLES MD |
| Township / Civil Division | 6, WALDORF |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 850708 |
2525 Ryce Dr is owned and occupied by an individual who bought it in August 2015.
Source: Charles County records, as of September 16, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2525 RYCE DR, WALDORF, MD 20601-2608 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 1, 2026 | Deed of Trust, Mortgage · VA Mortgage PRESIDENTIAL BANK FSB |
| Feb 2, 2024 | Deed of Trust, Mortgage · VA Mortgage PRESIDENTIAL BANK FSB |
| May 18, 2021 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Oct 17, 2017 | Deed of Trust, Mortgage · VA Mortgage FEDERALLY CHRID SAVINGS BANK |
| Oct 30, 2019 | Deed of Trust, Mortgage · VA Mortgage PRESIDENTIAL BANK FSB |
| Aug 19, 2020 | Deed of Trust, Mortgage · VA Mortgage PRESIDENTIAL BANK FSB |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 10, 2015 · Amount on File |
| Deed Sale | Aug 10, 2015 · Amount on File |
| Deed Book / Page | 9028 / 388 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | Apr 1, 2026 |
| Property Address | 2525 RYCE DR, WALDORF, MD 20601-2608 |
| Document Number | 1401000250 |
| Book / Page | 14016 / 250 |
| Instrument Date | Mar 31, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 13, 2026 |
| Title Company | AVENUE 365 LENDER SERVICES |
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner, 167 |
| Address | 2525 RYCE DR, WALDORF, MD 20601-2608 |
| Document Number | 1401000250, |
|---|---|
| Date | Apr 1, 2026 |
| Book Page | 14016/250 |
| Name | PRESIDENTIAL BANK FSB |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 2525 RYCE DR, WALDORF, MD 20601-2608 |
| Transaction Type | Mortgage |
| Record Updated | Apr 30, 2024 |
| Name | Verified Name |
|---|---|
| Address | 2525 RYCE DR, WALDORF, MD 20601-2608 |
| Document Number | 0131900180 |
|---|---|
| Date | Feb 2, 2024 |
| Book Page | 13190/180 |
| Name | PRESIDENTIAL BANK FSB |
|---|---|
| Type | Bank |
| Address | BETHESDA, MD 20814 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 2525 RYCE DR, WALDORF, MD 20601-2608 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0118230097 |
|---|---|
| Date | May 18, 2021 |
| Book Page | 11823/97 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 2525 RYCE DR, WALDORF, MD 20601-2608 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0100300138 |
|---|---|
| Date | Oct 17, 2017 |
| Book Page | 10030/138 |
| Name | FEDERALLY CHRID SAVINGS BANK |
|---|---|
| Type | Non-Lending Institution |
| Address | BETHESDA, MD 20814 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 2525 RYCE DR, WALDORF, MD 20601-2608 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | AMC SETTLEMENT SERVICES |
| Name | Verified Name |
|---|
| Document Number | 0108500455 |
|---|---|
| Date | Oct 30, 2019 |
| Book Page | 10850/455 |
| Name | PRESIDENTIAL BANK FSB |
|---|---|
| Type | Bank |
| Address | BETHESDA, MD 20814 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 2525 RYCE DR, WALDORF, MD 20601-2608 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | AMERICAN HOMELAND TITLE |
| Name | Verified Name |
|---|
| Document Number | 0112810401 |
|---|---|
| Date | Aug 19, 2020 |
| Book Page | 11281/401 |
| Name | PRESIDENTIAL BANK FSB |
|---|---|
| Type | Bank |
| Address | BETHESDA, MD 20814 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2050 |
Source: Charles County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Charles County |
| Unified School District | Charles County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $403,267 (+3.1%) | $415,400 (-) Land $126,900 Building $288,500 | |
| 2025 | Homeowner's exemption | $391,133 | $415,400 Land $126,900 Building $288,500 |
| 2023 | $153.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $351,933 | $379,000 Land $126,900 Building $252,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2525 Ryce Dr in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1984.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 10 (1984–2018) |
| Claims Outside the SFHA | 9 of 10 |
| Most Recent Claim | Apr 2018 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2525 Ryce Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WALDORF - CHARLES COUNTY DPW serves 84,296 people · EPA ID MD0080049 |
|---|---|
| Water Source | Purchased surface water from WASHINGTON SUBURBAN SANITARY COMMISSION |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures