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2525 Patterson Ave, Key West, FL 33040 Property Records

Monroe County property record for 2525 Patterson Ave, Key West, FL 33040 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,232 sqft · built 1989
Lot Size0.115 acres (5,000 sqft)
OwnerIndividual Name on File
Last Sale$1,000,000 (Mar 2026)
Tax Bill$3,860 (2024)
Deeds & MortgagesMar 2026 Sale & Mortgage
Mar 2022 Mortgage
+ 1 more
Flood ZoneZone AE (high risk)
APN00050880-000000

Property Details

APN / Parcel Number

Primary APN00050880-000000
Alternative APNs
  • 01010100050880000000
  • 1051501

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,232 sqft Living Area
Gross Area2,044 sqft
1st Floor Area1,232 sqft
FlooringConcrete/Cement
Interior WallsPlaster

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 2000
Exterior MaterialConcrete Block
Construction TypeConcrete Block
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area5,000 sqft (0.115 acres)
Lot Dimensions100 ft deep x 50 ft wide
Garage TypeAttached
Garage Area812 sqft
PorchOpen Porch
Porch Area1,268 sqft
Patio Area767 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number1051501
Street Address2525 PATTERSON AVE
CityKEY WEST
StateFL
Zip33040-3918
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionKW REALTY COS FIRST SUB PB1-43 LOT 6 SQR 46 TR 21 G11-592 OR405-644/46 OR827-604D/C OR1040-193 OR1075-908 OR1732-1980 OR2582-2015/16 OR2621-1976/77 OR2691-558/61C/T OR2711-2143/44 OR3070-2012 OR3164-0067
Legal Range25E
Legal Township67S
Legal Section33
Legal SubdivisionKEY WEST REALTY COS FIRST SUB
Legal Tract21
Legal Lot Number6
JurisdictionMONROE FL
Township / Civil DivisionKEY WEST
Census Block Group2
Census Block2017
Census Tract972100

Owner

Source: Monroe County records · APN 00050880-000000

Assessment roll updated December 8, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address2525 PATTERSON AVE, KEY WEST, FL 33040-3918
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried Man, Separate Property

Deeds, Mortgages & Sale History

DateDocument
Mar 17, 2026Warranty Deed, Transfer · FHA Mortgage
NEWREZ LLC
Mar 28, 2022Intrafamily Transfer, Transfer · Conventional Mortgage
HOMEBRIDGE FINANCIAL SERVICES INC
Jul 14, 2020Deed of Trust, Mortgage · FHA Mortgage
HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 17, 2026 · Amount on Record
Deed SaleMar 17, 2026 · Amount on Record
Prior SaleNov 13, 2014 · Amount on Record
Deed Document Number20262535942
Deed Book / Page3371 / 854
Prior Transfer DateMar 23, 2022
Prior Transfer Doc0031640067
Record UpdatedSep 20, 2026

March 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateMar 17, 2026
Property Address2525 PATTERSON AVE, KEY WEST, FL 33040-3918
Document Number0033710854
Book / Page3371 / 854
Map ReferenceMB 1 PG 43
Instrument DateMar 13, 2026
Instrument2535942
Transaction TypeTransfer
Record UpdatedApr 17, 2026
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$7,000.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3310 E 42ND AVE, ANCHORAGE, AK 99508-5419

Transferred To (Grantee/Buyer)

NameVerified Name
Address2525 PATTERSON AVE, KEY WEST, FL 33040-3918

Mortgage

Document Number0003371856
DateMar 17, 2026
Instrument3371/856
Lender
NameNEWREZ LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2056
Interest
Rate TypeAdjustable Rate
Rate4.12%
Type Change DateJul 01, 2031
Change FrequencyAnnually
Min Rate At Change3.12%
Max Rate At Change5.12%
Index1-Year CMT
Margin2
Max Rate5%

March 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMONROE FL
Recording DateMar 28, 2022
Property Address2525 PATTERSON AVE, KEY WEST, FL 33040-3918
Document Number0031640067
Book / Page3164 / 67
Map ReferenceMB 1 PG 43
Instrument DateMar 22, 2022
Instrument2367941
Transaction TypeTransfer
Record UpdatedApr 22, 2022
Title CompanyNATIONS TITLE AGENCY/MO INC, NATIONS TITLE AGCY OF FL INC

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2525 PATTERSON AVE, KEY WEST, FL 33040-3918

Mortgage

Document Number0000316469
DateMar 28, 2022
Instrument3164/69
Lender
NameHOMEBRIDGE FINANCIAL SERVICES INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2052

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Property Address2525 PATTERSON AVE, KEY WEST, FL 33040-3918
Document Number0030352356
Instrument DateJul 14, 2020
Transaction TypeMortgage
Record UpdatedAug 28, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address2525 PATTERSON AVE KEY WEST FL 330403918, KEY WEST, FL 33040-3918

Mortgage

Document Number0030352356
DateAug 06, 2020
Book Page003035/002356
Instrument2276002
Lender
NameHUD-HOUSING/URBAN DEV
Address451 7TH ST SW, WASHINGTON, DC 20410-0001
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term300 Months
DueAug 05, 2045

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated December 8, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
MunicipalityKey West City
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$465,006 (+5.99%)$732,887 (+6.37%) Land $485,000 Building $247,887
2024$3,860.00 (+1.87%)
2023$3,789.00 (+4.58%) Homeowner's exemption$438,739 (+3%)$688,975 (+11.08%) Land $455,000 Building $233,975
2022$3,623.00 Homeowner's exemption$425,961$620,245 Land $390,000 Building $230,245

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monroe County (12087C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120879721002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation7.0 ft
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 300 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies313 units insured
13 under condo master policies
Nearby Flood Claims517 (1980–2022)
Most Recent ClaimOct 2022, Hurricane Ian
Claims By Storm
  • Hurricane Irma, Sep 2017 · 59 claims
  • Hurricane Wilma, Oct 2005 · 309 claims
  • Hurricane Georges, Sep 1998 · 59 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 194 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
XfinityCable2,000 / 250
T-Mobile USAFixed Wireless100 / 20
AT&TDSL100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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