St. Louis County property record for 2525 Minnesota Ave, Duluth, MN 55802
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,077 sqft · built 1908 |
| Lot Size | 0.091 acres (4,002 sqft) |
| Owner | Company Name on File |
| Last Sale | $3,000 (Mar 2022) |
| Tax Bill | $8,596 (2026) |
| Deeds & Mortgages | Sep 2021 Line of Credit Sep 2021 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-3110-00700 |
| Primary APN | 010-3110-00700 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,077 sqft Gross Area |
| 1st Floor Area | 1,405 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1908 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Lot Area | 4,002 sqft (0.091 acres) |
| Garage Area | 96 sqft |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Slab |
| Porch Area | 400 sqft |
| Deck Area | 168 sqft |
| Storage Building | 184 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Account Number | 1127020 |
|---|---|
| Street Address | 2525 MINNESOTA AVE |
| City | DULUTH |
| State | MN |
| Zip | 55802-2519 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 133 AND NW1/2 OF LOT 135 MINNESOTA AVELOWER DULUTH SERIAL # |
| Legal Subdivision | MINNESOTA AVENUE LOWER DULUTH |
| Legal Lot Number | 133 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | DULUTH |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 2200 |
Source: St. Louis County records · APN 010-3110-00700
Assessment roll updated August 17, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 2525 MINNESOTA AVE, DULUTH, MN 55802-2519 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Sep 29, 2021 | Deed of Trust, Mortgage · Line of Credit NORTH SHORE BANK OF COMMERCE |
| Sep 29, 2021 | Deed of Trust, Mortgage · Line of Credit SUMMIT MORTGAGE CORP |
| Mar 08, 2022 | Intrafamily Transfer, Transfer |
| Mar 08, 2022 | Intrafamily Transfer, Transfer |
| Dec 15, 2017 | Deed of Trust, Mortgage · Line of Credit NORTH SHORE BK/COMMERCE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 08, 2022 · Amount on Record |
| Deed Sale | Mar 08, 2022 · Amount on Record |
| Prior Sale | Jul 30, 2001 · Amount on Record |
| Deed Document Number | 20221438784 |
| Prior Transfer Date | Mar 04, 2022 |
| Prior Transfer Doc | 0001438784 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 2525 MINNESOTA AVE, DULUTH, MN 55802-2519 |
| Transaction Type | Mortgage |
| Record Updated | Aug 15, 2022 |
| Name | Verified Name |
|---|---|
| Address | 2525 MINNESOTA AVE, DULUTH, MN 55802-2519 |
| Document Number | 0001425897 |
|---|---|
| Date | Sep 29, 2021 |
| Instrument | 1425897 |
| Name | NORTH SHORE BANK OF COMMERCE |
|---|---|
| Type | Bank |
| Address | DULUTH, MN 55802 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Sep 13, 2026 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 2525 MINNESOTA AVE, DULUTH, MN 55802-2519 |
| Transaction Type | Mortgage |
| Record Updated | Aug 15, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0001047466 |
|---|---|
| Date | Sep 29, 2021 |
| Instrument | 1047466 |
| Name | SUMMIT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | MINNEAPOLIS, MN 55441 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Sep 13, 2026 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Mar 08, 2022 |
| Property Address | 2525 MINNESOTA AVE, DULUTH, MN 55802-2519 |
| Document Number | 0001054116 |
| Instrument Date | Mar 04, 2022 |
| Instrument | 1054116 |
| Transaction Type | Transfer |
| Record Updated | Aug 15, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2525 MINNESOTA AVE, DULUTH, MN 55802-2519 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Mar 08, 2022 |
| Property Address | 2525 MINNESOTA AVE, DULUTH, MN 55802-2519 |
| Document Number | 0001438784 |
| Instrument Date | Mar 04, 2022 |
| Instrument | 1438784 |
| Transaction Type | Transfer |
| Record Updated | Aug 15, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2525 MINNESOTA AVE, DULUTH, MN 55802-2519 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 2525 MINNESOTA AVE, DULUTH, MN 55802-2519 |
| Document Number | 00A1324800 |
| Instrument Date | Dec 15, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 10, 2018 |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2525 MINNESOTA AVE DULUTH MN 558022519, DULUTH, MN 55802-2519 |
| Document Number | 00A1324800 |
|---|---|
| Date | Dec 27, 2017 |
| Instrument | A1324800 |
| Name | NORTH SHORE BK/COMMERCE |
|---|---|
| Type | Bank |
| Address | DULUTH, MN 55816 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Dec 26, 2022 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.5% |
Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Duluth City |
| Unified School District | Duluth Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,596.00 (+33.44%) Homeowner's exemption | ||
| 2025 | $6,442.00 (-15.44%) Homeowner's exemption | $620,100 (+31.91%) Land $121,800 Building $498,300 | $620,100 (+31.91%) Land $121,800 Building $498,300 |
| 2024 | $7,618.00 | $470,100 (+3.94%) Land $119,000 Building $351,100 | $470,100 (+3.94%) Land $119,000 Building $351,100 |
| 2022 | $452,300 Land $57,600 Building $394,700 | $452,300 Land $57,600 Building $394,700 |
Source: FEMA National Flood Hazard Layer as of March 24, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 22 policies |
| Nearby Flood Policies | 22 in force |
| Nearby Flood Claims | 5 (1986–2019) |
| Claims Outside the SFHA | 1 of 5 |
| Most Recent Claim | Oct 2019 · river or lake flooding |
| Claims by Event |
|
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AirFiber Fixed Wireless | 100 / 20 |
Based on FCC filings for 31 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | Duluth serves 86,859 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 8 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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