Howard County property record for 2525 Melba Rd, Ellicott City, MD 21042
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,202 sqft · built 1963 |
| Lot Size | 0.459 acres (19,994 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $10,500 (Nov 1984) |
| Tax Bill | $7,399 (2026) |
| Deeds & Mortgages | Mar 2026 Line of Credit Feb 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-242966 |
| Primary APN | 02-242966 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,202 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Exterior Material | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 19,994 sqft (0.459 acres) |
| Garage Type | Attached |
| Garage Area | 780 sqft |
| Parking Spaces | 3 Parking Spaces |
| Deck Area | 244 sqft |
| Patio Area | 540 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Baseboard |
| Sewer | Connected |
| Account Number | 242966 |
|---|---|
| Street Address | 2525 MELBA RD |
| City | ELLICOTT CITY |
| State | MD |
| Zip | 21042-1831 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R20 |
| Legal Description | LOT 7 BL F S 2 2525 MELBA RD WILTON ACRES ADD. |
| Legal Subdivision | WILTON ACRES ADD |
| Legal Block | F |
| Legal Lot Number | 7 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 2, ELLICOTT CITY |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 602100 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Individually Listed | Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Howard County records, as of September 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2525 MELBA RD, ELLICOTT CITY, MD 21042-1831 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 31, 2026 | Deed of Trust, Mortgage · Line of Credit TRUIST BANK |
| Feb 16, 2017 | Deed of Trust, Mortgage · Conventional Mortgage FLORIDA CAPITAL BANK NA |
| Nov 5, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CORNERSTONE FIRST FINANCIAL LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 23, 1984 · Amount on Record |
| Deed Sale | Nov 23, 1984 · Amount on Record |
| Deed Book / Page | 1305 / 337 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 2525 MELBA RD, ELLICOTT CITY, MD 21042-1831 |
| Transaction Type | Mortgage |
| Record Updated | Apr 16, 2026 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|---|
| Address | 2525 MELBA RD, ELLICOTT CITY, MD 21042-1831 |
| Document Number | 0231710113 |
|---|---|
| Date | Mar 31, 2026 |
| Book Page | 23171/113 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 2525 MELBA RD, ELLICOTT CITY, MD 21042-1831 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | VENUS TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0174480275 |
|---|---|
| Date | Feb 16, 2017 |
| Book Page | 17448/275 |
| Instrument | 17448-275 |
| Name | FLORIDA CAPITAL BANK NA |
|---|---|
| Type | Bank |
| Address | JACKSONVILLE, FL 32256 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Feb 1, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 2525 MELBA RD, ELLICOTT CITY, MD 21042-1831 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | THE PROPERTY T&E LLC |
| Name | Verified Name |
|---|---|
| Address | 2525 MELBA RD, ELLICOTT CITY, MD 21042-1831 |
| Document Number | 0198910071 |
|---|---|
| Date | Nov 5, 2020 |
| Book Page | 19891/71 |
| Name | CORNERSTONE FIRST FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | WASHINGTON, DC 20007 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2050 |
Source: Howard County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,399.00 (-3.96%) Homeowner's exemption | $572,433 (+10.2%) | $625,400 (-) Land $299,400 Building $326,000 |
| 2025 | $7,704.00 (+5.27%) Homeowner's exemption | $519,467 (+14.49%) | $625,400 (+34.06%) Land $299,400 Building $326,000 |
| 2024 | $7,318.00 (+47.39%) | ||
| 2023 | $453,733 | $466,500 Land $189,400 Building $277,100 | |
| 2022 | $4,965.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2018) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2018 · Severe Storm And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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