2525 Grays Bend Rd, Centerville, TN 37033 Property Records

Hickman County property record for 2525 Grays Bend Rd, Centerville, TN 37033

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,975 sqft · built 1988
Lot Size	9.75 acres (424,710 sqft)
Owner	Individual Name on Record
Last Sale	$290,000 (Jul 2022)
Tax Bill	$1,327 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`041085 00500`

Property Details

APN / Parcel Number

Primary APN	`041085 00500`
Alternative APN	`085 00500 00001085`

Interior

Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,975 sqft Living Area
1st Floor Area	1,625 sqft
Flooring	Wood
Interior Walls	Paneling

Exterior

Year Built	Built 1988
Effective Year Built	Effective 2006
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	424,710 sqft (9.75 acres)
Terrain	Rolling
Garage Area	1,176 sqft
Parking Spaces	4 Parking Spaces
Porch	Open Porch
Porch Area	946 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2525 GRAYS BEND RD
City	CENTERVILLE
State	TN
Zip	37033-4123
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 01, COUNTY AREA: S01
Legal Subdivision	GENEVA RUCKER PROP
Jurisdiction	HICKMAN TN
Township / Civil Division	5
Census Block Group	3
Census Block	3000
Census Tract	950302

Owner

Source: Hickman County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	2525 GRAYS BEND RD, CENTERVILLE, TN 37033-4123
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2022	Warranty Deed, Transfer · Conventional Mortgage FIRST CHOICE LENDING SERVICES LLC
Jul 13, 2020	Quit Claim Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC
Mar 23, 2017	Grant Deed, Transfer · FHA Mortgage CHURCHILL MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 20, 2022 · Amount on Record
Deed Sale	Jul 20, 2022 · Amount on Record
Prior Sale	Jul 13, 2020
Deed Document Number	22004338
Deed Book / Page	47 / 5169
Record Updated	Jun 8, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HICKMAN TN
Recording Date	Jul 20, 2022
Property Address	2525 GRAYS BEND RD, CENTERVILLE, TN 37033-4123
Document Number	0000004338
Book / Page	47 / 5169
Map Reference	MB 91 PG 43
Instrument Date	Jul 19, 2022
Instrument	22004338
Transaction Type	Transfer
Record Updated	Sep 1, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,073.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2525 GRAYS BEND RD, CENTERVILLE, TN 37033-4123

Mortgage

Document Number	0000004339
Date	Jul 20, 2022
Instrument	22004339

Lender

Name	FIRST CHOICE LENDING SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2037

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HICKMAN TN
Recording Date	Jul 13, 2020
Property Address	2525 GRAYS BEND RD, CENTERVILLE, TN 37033-4123
Document Number	0000003791
Book / Page	000042 / 004084
Instrument Date	Apr 26, 2020
Instrument	3791
Transaction Type	Transfer
Record Updated	Aug 19, 2020
Title Company	SERVICELINK

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2525 GRAYS BEND RD CENTERVILLE TN 370334123, CENTERVILLE, TN 37033-4123

Mortgage

Document Number	3792
Date	Jul 13, 2020
Book Page	000042/004088
Instrument	3792

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 12, 2050

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HICKMAN TN
Recording Date	Mar 23, 2017
Property Address	2525 GRAYS BEND RD, CENTERVILLE, TN 37033-4123
Document Number	0000001050
Book / Page	000036 / 002356
Instrument Date	Mar 15, 2017
Instrument	1050
Transaction Type	Transfer
Record Updated	Mar 28, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$508.75
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2525 GRAYS BEND RD CENTERVILLE TN 370334123, CENTERVILLE, TN 37033-4123

Mortgage

Document Number	1051
Date	Mar 23, 2017
Book Page	000036/002360
Instrument	1051

Lender

Name	CHURCHILL MTG
Type	Mortgage Company
Address	BRENTWOOD, TN 37027

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 22, 2047

Tax Assessment & Valuation

Source: Hickman County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hickman County
Unified School District	Hickman County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,327.00 (-32.54%)	$49,875 (-)	$199,500 (-) Land $39,200 Building $160,300
2023	$1,967.00	$49,875 (-)	$199,500 (-) Land $39,200 Building $160,300
2022	$1,967.00	$49,875	$199,500 Land $39,200 Building $160,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTERVILLE WATER SYSTEM serves 11,011 people · EPA ID TN0000103
Water Source	Surface water
Last State Inspection	May 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Mar 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Meriwether Lewis Connect Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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