2525 Flowering Tree Ln, Gambrills, MD 21054 Property Records

Anne Arundel County property record for 2525 Flowering Tree Ln, Gambrills, MD 21054

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 1,744 sqft · built 1976
Lot Size0.141 acres (6,126 sqft)
Owner2 Individual Names on File
Last Sale$350,000 (Jul 2018)
Tax Bill$4,405 (2025)
Deeds & MortgagesDec 2019 Mortgage
Dec 2020 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN04-295-06092530

Property Details

APN / Parcel Number

Primary APN04-295-06092530
Alternative APNs
  • 4-295-06092530
  • 29506092530

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,744 sqft Living Area
1st Floor Area996 sqft
Basement Area748 sqft
Finished Basement748 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 1976
Architectural StyleSplit Foyer
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area6,126 sqft (0.141 acres)
Garage TypeBasement
Garage Area300 sqft
Parking Spaces1 Parking Space
Deck Area392 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number29506092530
Street Address2525 FLOWERING TREE LN
CityGAMBRILLS
StateMD
Zip21054-1405
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR5
Legal DescriptionLT 60 BK D SC 14 PL2 FOUR SEASONS ESTATES
Legal SubdivisionFOUR SEASONS ESTATES
Legal BlockD
Legal Lot Number60
JurisdictionANNE ARUNDEL MD
Township / Civil Division4
Census Block Group1
Census Block1008
Census Tract740703

Owner

2525 Flowering Tree Ln is owned and occupied by two individuals who bought it in July 2018.

Source: Anne Arundel County records, as of September 4, 2026

Owner of Record2 Individual Names on File
Mailing Address2525 FLOWERING TREE LN, GAMBRILLS, MD 21054-1405
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 11, 2019Deed of Trust, Mortgage · VA Mortgage
BOKF NA
Dec 8, 2020Deed of Trust, Mortgage · VA Mortgage
BOKF NA
Jul 25, 2018Deed, Transfer · VA Mortgage
BOKF NA
Dec 4, 2017Quit Claim Deed, Mortgage · Conventional with PMI
BAY CAP MTG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 25, 2018 · Amount on File
Deed SaleJul 25, 2018 · Amount on File
Prior SaleMar 4, 2004
Deed Book / Page32332 / 332
Prior Transfer DateNov 20, 2017
Prior Transfer Doc0031630160
Record UpdatedOct 29, 2026

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANNE ARUNDEL MD
Property Address2525 FLOWERING TREE LN, GAMBRILLS, MD 21054-1405
Transaction TypeMortgage
Record UpdatedOct 25, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0339420327
DateDec 11, 2019
Book Page33942/327
Lender
NameBOKF NA
TypeBank
AddressTULSA, OK 74153
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2050

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANNE ARUNDEL MD
Property Address2525 FLOWERING TREE LN, GAMBRILLS, MD 21054-1405
Transaction TypeMortgage
Record UpdatedOct 25, 2022
Title CompanyRADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0357550430
DateDec 8, 2020
Book Page35755/430
Lender
NameBOKF NA
TypeBank
AddressTULSA, OK 74153
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2051

July 2018: Deed, Transfer

Document TypeDeed
JurisdictionANNE ARUNDEL MD
Recording DateJul 25, 2018
Property Address2525 FLOWERING TREE LN, GAMBRILLS, MD 21054-1405
Document Number0323320332
Book / Page32332 / 332
Map ReferenceMB51 PG2
Instrument DateJul 9, 2018
Transaction TypeTransfer
Record UpdatedMay 2, 2022
Title CompanyMARYLAND FIRST TITLE LTD

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,375.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address2525 FLOWERING TREE LN, GAMBRILLS, MD 21054-1405

Mortgage

Document Number0032332338
DateJul 25, 2018
Instrument32332/338
Lender
NameBOKF NA
TypeBank
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2048

December 2017: Quit Claim Deed, Mortgage

Document TypeQuit Claim Deed
JurisdictionANNE ARUNDEL MD
Recording DateDec 4, 2017
Property Address2525 FLOWERING TREE LN, GAMBRILLS, MD 21054-1405
Document Number0316300160
Book / Page031630 / 000160
Instrument DateNov 20, 2017
Transaction TypeMortgage
Record UpdatedJan 3, 2018
Title CompanyGATEWAY TITLE COMPANY

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSole Owner
Address2525 FLOWERING TREE LN GAMBRILLS MD 210541405, GAMBRILLS, MD 21054-1405

Mortgage

Document Number316300163
DateDec 4, 2017
Book Page031630/000163
Lender
NameBAY CAP MTG
TypeMortgage Company
AddressANNAPOLIS, MD 21401
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueDec 3, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 2525 Flowering Tree Ln was $4,405 with a homeowner's exemption, up 2% from the year before.

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyAnne Arundel County
Unified School DistrictAnne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$409,533 (+6.65%)$460,600 (+19.95%) Land $277,400 Building $183,200
2025$4,405.00 (+2.01%) Homeowner's exemption$384,000 Land $216,300 Building $167,700$384,000 Land $216,300 Building $167,700
2024$4,318.00 (+16.11%)
2023$3,719.00 Homeowner's exemption$349,933$384,000 Land $216,300 Building $167,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2525 Flowering Tree Ln in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force
Nearby Flood Claims2 (2018–2024)
Claims Outside the SFHA2 of 2
Most Recent ClaimMay 2024 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2525 Flowering Tree Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 87% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCROFTON-ODENTON
serves 62,986 people · EPA ID MD0020008
Water SourceGroundwater
Last State InspectionJan 2026
LeadUnder 1 ppb (2017–2019)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
Verizon
Fiber
980 / 880

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