2525 Cherry St, Bellingham, WA 98225 Property Records

Whatcom County property record for 2525 Cherry St, Bellingham, WA 98225

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,344 sqft · built 1905
Lot Size0.1 acres (4,356 sqft)
Owner2 Individual Names on File
Tax Bill$4,556 (2025)
Deeds & MortgagesSep 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN28979

Property Details

APN / Parcel Number

Primary APN28979
Alternative APNs
  • 380224 162117 0000
  • 50889

Interior

Bedrooms4 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,344 sqft Living Area
1st Floor Area672 sqft
2nd Floor Area672 sqft

Exterior

Year BuiltBuilt 1905
Architectural StyleSplit Level
Exterior MaterialCombination
Roof MaterialComposition Shingle
Lot Area4,356 sqft (0.1 acres)
PorchPorch
Porch Area216 sqft

Utilities, Heating & Cooling

Heating SystemForced Air

Location & Zoning

Account Number28979
Street Address2525 CHERRY ST
CityBELLINGHAM
StateWA
Zip98225-2003
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS5.0
Legal DescriptionELDRIDGE'S FIRST ADD TO WHATCOM LOT 7 BLK 7
Legal Range02
Legal Township38
Legal Section24
Legal SubdivisionELDRIDGE'S FIRST ADD
Legal Block7
Legal Lot Number7
JurisdictionWHATCOM WA
Township / Civil DivisionBELLINGHAM
Census Block Group1
Census Block1012
Census Tract402

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Eldridge Avenue Historic District
listed 1979 · 684 contributing resources · NRIS 79002566

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

2525 Cherry St is owned and occupied by two individuals.

Source: Whatcom County records, as of March 16, 2026

Owner of Record2 Individual Names on File
Mailing Address2525 CHERRY ST, BELLINGHAM, WA 98225-2003
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedJun 8, 2026

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWHATCOM WA
Property Address2525 CHERRY ST, BELLINGHAM, WA 98225-2003
Document Number2190903845
Instrument DateSep 26, 2019
Transaction TypeMortgage
Record UpdatedOct 9, 2019
Title CompanyCHICAGO TITLE BELLINGHAM

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2525 CHERRY ST BELLINGHAM WA 982252003, BELLINGHAM, WA 98225-2003

Mortgage

Document Number2190903845
DateSep 30, 2019
Instrument903845
Lender
NameINDUSTRIAL CU
TypeCredit Union
AddressBELLINGHAM, WA 98227-1767
Agreement
TypeConventional Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 2525 Cherry St was $4,556.

Source: Whatcom County assessment roll, as of May 31, 2025

Property Jurisdictions

TypeName
StateWashington
MunicipalityBellingham City
CountyWhatcom County
Unified School DistrictBellingham School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,556.00$557,083 Land $279,056 Building $278,027$557,083 Land $279,056 Building $278,027
2022$478,125 Land $239,504 Building $238,621$478,125 Land $239,504 Building $238,621
2021$3,143.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2525 Cherry St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2525 Cherry St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BELLINGHAM-WATER DIVISION
serves 141,127 people · EPA ID WA5305600
Water SourceSurface water
Last State InspectionSep 2024
Lead3 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 429 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber · DSL in parts of the area
2,000 / 1,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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