Indian River County property record for 2525 89th Ave, Vero Beach, FL 32966
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,184 sqft · built 1995 |
| Lot Size | 0.11 acres (4,792 sqft) |
| Owner | Individual Name on File |
| Last Sale | $265,000 (Aug 2022) |
| Tax Bill | $2,804 (2025) |
| Deeds & Mortgages | Aug 2026 Mortgage Aug 2023 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 33-38-02-00003-0260-00013.0 |
| Primary APN | 33-38-02-00003-0260-00013.0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,184 sqft Living Area |
| Gross Area | 1,464 sqft |
| 1st Floor Area | 1,184 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Custom Design |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 4,792 sqft (0.11 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| View / Lot | Interior |
| Garage Type | Attached |
| Garage Area | 280 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 252 sqft |
| Porch | Open Porch |
| Porch Area | 160 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 2525 89TH AVE |
|---|---|
| City | VERO BEACH |
| State | FL |
| Zip | 32966-5072 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-6 |
| Legal Description | PARADISE PARK UNIT NO 2 IRF BLK Z LOT 13 PBI 3-77 |
| Legal Range | 38E |
| Legal Township | 33S |
| Legal Section | 02 |
| Legal Subdivision | PARADISE PARK UNIT NO 2 |
| Legal Block | Z |
| Legal Lot Number | 13 |
| Legal Unit | NO |
| Jurisdiction | INDIAN RIVER FL |
| Township / Civil Division | FELLSMERE |
| Census Block Group | 1 |
| Census Block | 1039 |
| Census Tract | 50907 |
2525 89th Ave is owned and occupied by an individual who bought it in August 2022.
Source: Indian River County records, as of September 2, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2525 89TH AVE, VERO BEACH, FL 32966-5072 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 21, 2026 | Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT |
| Aug 4, 2023 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Aug 26, 2022 | Warranty Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC |
| Oct 14, 2020 | Warranty Deed, Transfer · FHA Mortgage ACADEMY MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 26, 2022 · Amount on File |
| Deed Sale | Aug 26, 2022 · Amount on File |
| Prior Sale | Oct 14, 2020 · Amount on File |
| Deed Document Number | 202252977 |
| Deed Book / Page | 3566 / 1772 |
| Prior Transfer Date | Jun 22, 2010 |
| Prior Transfer Doc | 0002073446 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Recording Date | Aug 21, 2026 |
| Property Address | 2525 89TH AVE, VERO BEACH, FL 32966-5072 |
| Document Number | 0000040105 |
| Book / Page | 3883 / 1400 |
| Instrument Date | May 8, 2026 |
| Instrument | 202640105 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 2525 89TH AVE, VERO BEACH, FL 32966-5072 |
| Document Number | 0000040105, |
|---|---|
| Date | Aug 21, 2026 |
| Book Page | 3883/1400 |
| Instrument | 202640105 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 312 Months |
| Due | Aug 1, 2052 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Property Address | 2525 89TH AVE, VERO BEACH, FL 32966-5072 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2023 |
| Title Company | FAIRWATER TITLE COMPANY LLC |
| Name | Verified Name |
|---|---|
| Address | 2525 89TH AVE, VERO BEACH, FL 32966-5072 |
| Document Number | 0036410528 |
|---|---|
| Date | Aug 4, 2023 |
| Book Page | 3641/528 |
| Instrument | 3120230039704 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 348 Months |
| Due | Aug 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Recording Date | Aug 26, 2022 |
| Property Address | 2525 89TH AVE, VERO BEACH, FL 32966-5072 |
| Document Number | 0035661772 |
| Book / Page | 3566 / 1772 |
| Map Reference | MB 3 PG 77 |
| Instrument Date | Jul 29, 2022 |
| Instrument | 3120220052977 |
| Transaction Type | Transfer |
| Record Updated | Sep 12, 2022 |
| Title Company | FAIRWATER TITLE COMPANY LLC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,855.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 646 40TH AVE, 646, VERO BEACH, FL 32968-1142 |
| Name | Verified Name |
|---|---|
| Address | 2525 89TH AVE, VERO BEACH, FL 32966-5072 |
| Document Number | 0035661774 |
|---|---|
| Date | Aug 26, 2022 |
| Instrument | 3566/1774 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2052 |
| Document Number | 0035661786 |
|---|---|
| Date | Aug 26, 2022 |
| Book Page | 3566/1786 |
| Instrument | 3120220052979 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | 85231 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Recording Date | Oct 14, 2020 |
| Property Address | 2525 89TH AVE, VERO BEACH, FL 32966-5072 |
| Document Number | 0033471379 |
| Book / Page | 3347 / 1379 |
| Map Reference | MB 3 PG 77 |
| Instrument Date | Oct 12, 2020 |
| Instrument | 3120200061643 |
| Transaction Type | Transfer |
| Record Updated | Dec 6, 2021 |
| Title Company | ATLANTIC COASTAL LAND TTL CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,155.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 650036, VERO BEACH, FL 32965-0036 |
| Name | Verified Name |
|---|---|
| Address | 2525 89TH AVE, VERO BEACH, FL 32966-5072 |
| Document Number | 33471381 |
|---|---|
| Date | Oct 14, 2020 |
| Instrument | 3347/1381 |
| Name | ACADEMY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2050 |
The 2025 property tax bill for 2525 89th Ave was $2,804 with exemptions applied.
Source: Indian River County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Indian River County |
| Unified School District | Indian River County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,804.00 Homeowner's exemption Veteran's exemption | $215,749 | $216,002 Land $23,205 Building $192,797 |
| 2023 | $2,388.00 (+19.58%) | $203,562 (+19.96%) Land $29,974 Building $173,588 | $203,562 (+19.96%) Land $29,974 Building $173,588 |
| 2022 | $1,997.00 | $169,691 Land $17,791 Building $151,900 | $169,691 Land $17,791 Building $151,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2525 89th Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 72 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 72 in force |
| Nearby Flood Claims | 1 (2017) |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2525 89th Ave is moderate, ranking above 68% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 68% of the US · above 48% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people · EPA ID FL3314052 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 14 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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