2525 4th St, Charleston, IL 61920 Property Records

Coles County property record for 2525 4th St, Charleston, IL 61920

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 1,920 sqft · built 1965
Lot Size0.41 acres (17,860 sqft)
OwnerIndividual Name on File
Tax Bill$4,230 (2025)
Deeds & MortgagesNov 2021 Line of Credit
Flood ZoneZone X (minimal risk)
APN02-2-08958-000

Property Details

APN / Parcel Number

Primary APN02-2-08958-000

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,920 sqft Base Area
1st Floor Area1,920 sqft
Basement Area1,920 sqft
Unfinished Basement1,920 sqft

Exterior

Year BuiltBuilt 1965
Effective Year BuiltEffective 1965
Lot Area17,860 sqft (0.41 acres)
Lot Dimensions152 ft deep x 121 ft wide
Garage TypeAttached
Garage Area480 sqft

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address2525 4TH ST
CityCHARLESTON
StateIL
Zip61920-3842
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLINCOLN WOOD SUBD #1 LOT 38 EX: THAT PT TO STATE OF ILLINOIS (688/207) NW 1/4 SEC 23 T12N R09E
Legal Range09E
Legal Township12N
Legal Section23
Legal SubdivisionLINCOLN WOOD SUBD
Legal Lot Number38
JurisdictionCOLES IL
Township / Civil DivisionCHARLESTON
Census Block Group3
Census Block3022
Census Tract900

Owner

2525 4th St is owned and occupied by an individual.

Source: Coles County records, as of June 23, 2026

Owner of RecordIndividual Name on File
Mailing Address2525 4TH ST, CHARLESTON, IL 61920-3842
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOLES IL
Property Address2525 4TH ST, CHARLESTON, IL 61920-3842
Transaction TypeMortgage
Record UpdatedDec 20, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address2525 4TH ST, CHARLESTON, IL 61920-3842

Mortgage

Document Number202100798413
DateNov 24, 2021
Instrument202100798413
Lender
NameFIRST MID BANK & TRUST NA
TypeBank
AddressCHARLESTON, IL 61920
Agreement
TypeLine of Credit
AmountAmount on Record
Term240 Months
DueNov 10, 2041
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2025 property tax bill for 2525 4th St was $4,230 with a homeowner's exemption.

Source: Coles County assessment roll, as of June 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyColes County
County SubdivisionCharleston Township
MunicipalityCharleston City
Unified School DistrictCharleston Community Unit School District 1 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,230.00$64,094 Land $8,383 Building $55,711$192,282 Land $25,149 Building $167,133
2023$50,142 Land $6,947 Building $43,195$150,426 Land $20,841 Building $129,585
2020$3,733.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2525 4th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 18, 2011

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2525 4th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLESTON
serves 17,286 people · EPA ID IL0290100
Water SourceSurface water
Last State InspectionMay 2024
Lead3 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Fidium Fiber
Fiber
2,000 / 2,000
Mediacom Xtream
Cable · Fiber in parts of the area
1,000 / 50
Verizon
Fixed Wireless
300 / 20
GigFire
Fixed Wireless
150 / 130
AT&T
Fixed Wireless
100 / 20
Watch TV
Fixed Wireless
100 / 20

May also be available: Nextlink.

Nearby Properties on 4th St

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