2525 39th Ave NE, Naples, FL 34120 Property Records

Collier County property record for 2525 39th Ave NE, Naples, FL 34120

Property Summary

Property Type	Single Family Home
Details	2,046 sqft · built 2003
Lot Size	1.58 acres (69,260 sqft)
Owner	Individual Name on File
Last Sale	$575,000 (Aug 2023)
Tax Bill	$4,579 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Jul 2018 Loan Modification + 1 more
Flood Zone	Zone AH (high risk)
APN	`345400 40 23D18`

Property Details

APN / Parcel Number

Primary APN	`345400 40 23D18`
Alternative APN	`39893720005`

Interior

Stories	1 Story
Building Area	2,046 sqft Living Area
1st Floor Area	2,046 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Construction Type	Masonry / Concrete Block
Lot Area	69,260 sqft
Pool Area	392 sqft
Deck Area	472 sqft

Location & Zoning

Street Address	2525 39TH AVE NE
City	NAPLES
State	FL
Zip	34120-7405
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	E
Legal Description	GOLDEN GATE EST UNIT 64 W105FT OF TR 40
Legal Range	28
Legal Township	48
Legal Section	18
Legal Subdivision	GOLDEN GATE EST UNIT 64
Legal Tract	40
Legal Block	1
Legal Lot Number	2
Legal Unit	64
Jurisdiction	COLLIER FL
Township / Civil Division	IMMOKALEE
Census Block Group	1
Census Block	1008
Census Tract	11211

Owner

2525 39th Ave NE is owned and occupied by an individual who bought it in August 2023.

Source: Collier County records, as of August 25, 2026

Owner of Record	Individual Name on File
Mailing Address	2525 39TH AVE NE, NAPLES, FL 34120-7405
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 9, 2023	Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC
Jul 2, 2018	Loan Modification, Mortgage · Conventional with PMI USSA FSB
Nov 15, 2017	Deed of Trust, Mortgage · Conventional Mortgage US SMALL BUSN ADMN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 9, 2023 · Amount on File
Deed Sale	Aug 9, 2023 · Amount on File
Prior Sale	Oct 1, 2015 · Amount on File
Deed Document Number	20236438784
Deed Book / Page	6276 / 2069
Record Updated	Oct 29, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Aug 9, 2023
Property Address	2525 39TH AVE NE, NAPLES, FL 34120-7405
Document Number	0062762069
Book / Page	6276 / 2069
Map Reference	MB 7 PG 64
Instrument Date	Jul 31, 2023
Instrument	6438784
Transaction Type	Transfer
Record Updated	Aug 25, 2023
Title Company	CYPRESS TITLE AND ESCROW INC, CYPRESS TITLE & ESCROW INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,025.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2811 ORANGE GROVE TRL, NAPLES, FL 34120-7525

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2525 39TH AVE NE, NAPLES, FL 34120-7405
Investor	Possibly a Property Investor

Mortgage

Document Number	0062762071
Date	Aug 9, 2023
Instrument	6276/2071

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2053

July 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	COLLIER FL
Property Address	2525 39TH AVE NE, NAPLES, FL 34120-7405
Document Number	0055353325
Instrument Date	Jul 2, 2018
Transaction Type	Mortgage
Record Updated	Aug 6, 2018
Title Company	CORELOGIC-SOLUTIONS EXPRESS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2525 39TH AVE NE NAPLES FL 341207405, NAPLES, FL 34120-7405

Mortgage

Document Number	0055353325
Date	Jul 24, 2018
Book Page	005535/003325
Instrument	5590074

Lender

Name	USSA FSB
Type	Federal Savings Bank
Address	COPPELL, TX 75019

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jul 23, 2048

Interest

Rate Type	Fixed Rate
Rate	3.25%

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	2525 39TH AVE NE, NAPLES, FL 34120-7405
Document Number	0054991628
Instrument Date	Nov 15, 2017
Transaction Type	Mortgage
Record Updated	May 3, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2525 39TH AVE NE NAPLES FL 341207405, NAPLES, FL 34120-7405

Mortgage

Document Number	0054991628
Date	Apr 18, 2018
Book Page	005499/001628
Instrument	5542292

Lender

Name	US SMALL BUSN ADMN
Address	BIRMINGHAM, AL 35211

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 17, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 2525 39th Ave NE was $4,579 with a homeowner's exemption.

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$382,062 (-3.05%) Land $66,780 Building $315,282	$382,062 (-3.05%) Land $66,780 Building $315,282
2025	$4,579.00 Homeowner's exemption	$394,065 Land $66,780 Building $327,285	$394,065 Land $66,780 Building $327,285
2023	$3,043.00 (-0.75%) Homeowner's exemption	$263,874 (+3%)	$448,776 (+10.03%) Land $92,220 Building $356,556
2022	$3,066.00 Homeowner's exemption	$256,188	$407,858 Land $71,789 Building $336,069

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2525 39th Ave NE in Zone AH, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AH high risk · shallow ponding 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 289 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	289 in force
Nearby Flood Claims	6 (2017–2024)
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Helene, Sep 2024 · 2 claims Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2525 39th Ave NE is moderate, ranking above 47% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 82% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Streamline Internet Fixed Wireless	450 / 80
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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