25245 Kerri Ln, Ramona, CA 92065 Property Records

San Diego County property record for 25245 Kerri Ln, Ramona, CA 92065

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,866 sqft · built 1987
Lot Size	0.427 acres (18,584 sqft)
Owner	2 Trust Names on File
Last Sale	$275,000 (Mar 2012)
Tax Bill	$4,593 (2025)
Deeds & Mortgages	May 2021 Mortgage Mar 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`288-583-03-00`

Property Details

APN / Parcel Number

Primary APN	`288-583-03-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	1,866 sqft Living Area

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Lot Area	18,584 sqft (0.427 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	25245 KERRI LN
City	RAMONA
State	CA
Zip	92065-4744
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LOT 165 TR 007893
Legal Subdivision	SAN DIEGO COUNTRY ESTATES I
Legal Tract	007893
Legal Block	3
Legal Lot Number	165
Jurisdiction	SAN DIEGO CA
Township / Civil Division	RAMONA
Census Block Group	3
Census Block	3005
Census Tract	20811

Owner

25245 Kerri Ln is owner-occupied and held in a trust since July 2024.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Trust Names on File
Mailing Address	25245 KERRI LN, RAMONA, CA 92065-4744
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Mar 22, 2017	Deed of Trust, Mortgage · Line of Credit SAN DIEGO COUNTY CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 26, 2012 · Amount on File
Deed Sale	Mar 26, 2012 · Amount on File
Prior Sale	Mar 28, 2007 · Amount on File
Deed Document Number	2012173987
Last Transfer Date	Jul 3, 2024
Transfer Doc	0000174880
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	25245 KERRI LN, RAMONA, CA 92065-4744
Transaction Type	Mortgage
Record Updated	May 24, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TTL SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25245 KERRI LN, RAMONA, CA 92065-4744

Mortgage

Document Number	0000366297
Date	May 12, 2021
Instrument	2021-0366297

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	25245 KERRI LN, RAMONA, CA 92065-4744
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000128981
Date	Mar 22, 2017
Instrument	2017-0128981

Lender

Name	SAN DIEGO COUNTY CU
Type	Credit Union
Address	RAMONA, CA 92065

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	241 Months
Due	Apr 17, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly
Index	Prime Rate
Max Rate	17%

Tax Assessment & Valuation

The 2025 property tax bill for 25245 Kerri Ln was $4,593.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Ramona City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$352,309 (+2%) Land $128,110 Building $224,199
2025	$4,593.00 Homeowner's exemption	$345,402 Land $125,599 Building $219,803
2023	$4,251.00 (-3.08%) Homeowner's exemption	$331,992 Land $120,723 Building $211,269
2022	$4,386.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 25245 Kerri Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2005.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2005)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2005 · Severe Storms, Flooding, Debris Flows, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 25245 Kerri Ln is very high, ranking above 91% of the US, with a 1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 91% of the US · above 75% of California
Wildfire Likelihood	1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAMONA MUNICIPAL WD serves 36,455 people · EPA ID CA3710019
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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