2524 Watson Dr, Lancaster, SC 29720 Property Records

Lancaster County property record for 2524 Watson Dr, Lancaster, SC 29720

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,366 sqft · built 1977
Lot Size	0.504 acres (21,976 sqft)
Owner	Individual Name on Record
Tax Bill	$691 (2025)
Deeds & Mortgages	Aug 2023 Line of Credit Aug 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0087M-0C-037.00`

Property Details

APN / Parcel Number

Primary APN	`0087M-0C-037.00`
Alternative APN	`17318`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,366 sqft Living Area
Gross Area	1,759 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Exterior Material	Wood Siding
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	21,976 sqft (0.504 acres)
Lot Width	117 ft Width
Garage Area	280 sqft
Porch	Porch
Porch Area	393 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	17318
Street Address	2524 WATSON DR
City	LANCASTER
State	SC
Zip	29720-9514
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MDR
Legal Description	106.6X174.5X127.3X20
Legal Subdivision	SMOKERISE SUBDIVISION
Legal Block	29
Legal Lot Number	29
Jurisdiction	LANCASTER SC
Township / Civil Division	LANCASTER
Census Block Group	2
Census Block	2025
Census Tract	10600

Owner

Source: Lancaster County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2524 WATSON DR, LANCASTER, SC 29720-9514
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 16, 2023	Deed of Trust, Mortgage · Line of Credit FOUNDERS FCU
Aug 19, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage FOUNDERS FCU
Dec 21, 2017	Intrafamily Transfer, Transfer · ARM FOUNDERS FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Aug 12, 2022
Transfer Doc	0000013612
Record Updated	Sep 20, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER SC
Property Address	2524 WATSON DR, LANCASTER, SC 29720-9514
Transaction Type	Mortgage
Record Updated	Aug 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010301
Date	Aug 16, 2023
Book Page	5007/337
Instrument	2023010301

Lender

Name	FOUNDERS FCU
Type	Credit Union
Address	LANCASTER, SC 29720

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Aug 5, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LANCASTER SC
Recording Date	Aug 19, 2022
Property Address	2524 WATSON DR, LANCASTER, SC 29720-9514
Document Number	0000013612
Book / Page	1581 / 241
Map Reference	PL 11406
Instrument Date	Aug 12, 2022
Instrument	2022013612
Transaction Type	Transfer
Record Updated	Aug 30, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2524 WATSON DR, LANCASTER, SC 29720-9514

Mortgage

Document Number	0000013613
Date	Aug 19, 2022
Instrument	2022013613

Lender

Name	FOUNDERS FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 5, 2037

December 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LANCASTER SC
Recording Date	Dec 21, 2017
Property Address	2524 WATSON DR, LANCASTER, SC 29720-9514
Document Number	0000018802
Book / Page	1104 / 288
Map Reference	PL 11406
Instrument Date	Dec 13, 2017
Instrument	2017018802
Transaction Type	Transfer
Record Updated	Mar 4, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	254 WATSON DR, LANCASTER, SC 29720

Mortgage

Document Number	0000018803
Date	Dec 21, 2017
Instrument	2017018803

Lender

Name	FOUNDERS FCU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jan 5, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.62%
Adjustable	Adjustable Rate Rider
Change Frequency	Annually
Min Rate At Change	2%
Max Rate At Change	5.62%
Max Rate	9.62%

Tax Assessment & Valuation

Source: Lancaster County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Lancaster County
Unified School District	Lancaster County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$691.00 (-66.21%)	$4,729 (-23.33%) Land $692 Building $4,037	$170,800 (+66.15%) Land $25,000 Building $145,800
2024	$2,045.00 (+0.15%)
2023	$2,042.00	$6,168 Land $1,056 Building $5,112	$102,800 Land $17,600 Building $85,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 92% of South Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LANCASTER COUNTY W&SD serves 79,107 people · EPA ID SC2920001
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2024
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Feb 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 136 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Comporium Cable	1,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: RiverNet Connect.

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