2524 Taylor Rd, Shelby, NC 28152 Property Records

Cleveland County property record for 2524 Taylor Rd, Shelby, NC 28152

Property Summary

Property Type	Single Family Home
Details	2,360 sqft · built 1976
Lot Size	3.34 acres (145,490 sqft)
Owner	2 Individual Names on File
Last Sale	$360,000 (Aug 2022)
Tax Bill	$2,037 (2026)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Nov 2021 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`1348998`

Property Details

APN / Parcel Number

Primary APN	`1348998`
Alternative APNs	`1314521` `4912`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	2,360 sqft Finished Area

Exterior

Year Built	Built 1976
Effective Year Built	Effective 2005
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Shed Roof
Lot Area	145,490 sqft (3.34 acres)
Garage Area	360 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	162 sqft
Deck Area	192 sqft
Shed	1 Shed
Shed Area	480 sqft
Canopy	120 sqft
Storage Building	80 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Heat Pump

Location & Zoning

Account Number	1348998
Street Address	2524 TAYLOR RD
City	SHELBY
State	NC
Zip	28152-7939
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Legal Description	3.34 AC ROAD 2200
Legal Subdivision	CHARLES BEAM
Legal Block	1
Legal Lot Number	33
Jurisdiction	CLEVELAND NC
Township / Civil Division	CLEVELAND
Census Block Group	4
Census Block	4002
Census Tract	951602

Owner

2524 Taylor Rd is owned and occupied by two individuals who bought it in August 2022.

Source: Cleveland County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2524 TAYLOR RD, SHELBY, NC 28152-7939
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2022	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Nov 9, 2021	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Jun 1, 2017	Deed of Trust, Mortgage · ARM STATE EMPLOYEES CU
Nov 28, 2018	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU
Aug 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 3, 2022 · Amount on File
Deed Sale	Aug 3, 2022 · Amount on File
Deed Document Number	2022200076606
Deed Book / Page	1879 / 1315
Record Updated	Oct 29, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	Aug 3, 2022
Property Address	2524 TAYLOR RD, SHELBY, NC 28152-7939
Document Number	0018791315
Book / Page	1879 / 1315
Instrument Date	Aug 3, 2022
Instrument	200076606
Transaction Type	Transfer
Record Updated	Aug 19, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$720.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2052 AYERSHIRE LN, 2052, MYRTLE BEACH, SC 29575-5816

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2524 TAYLOR RD, SHELBY, NC 28152-7939
Investor	Possibly a Property Investor

Mortgage

Document Number	0018791318
Date	Aug 3, 2022
Instrument	1879/1318

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND NC
Property Address	2524 TAYLOR RD, SHELBY, NC 28152-7939
Transaction Type	Mortgage
Record Updated	Nov 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0018562975
Date	Nov 9, 2021
Book Page	1856/2975
Instrument	200063993

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	BOILING SPRINGS, NC 28017

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	143 Months
Due	Oct 3, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND NC
Property Address	2524 TAYLOR RD, SHELBY, NC 28152-7939
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0017431811
Date	Jun 1, 2017
Book Page	1743/1811
Instrument	200001057

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2047

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND NC
Property Address	2524 TAYLOR RD, SHELBY, NC 28152-7939
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0017810244
Date	Nov 28, 2018
Book Page	1781/0244
Instrument	200020570

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Dec 1, 2038

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND NC
Property Address	2524 TAYLOR RD, SHELBY, NC 28152-7939
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0018191209
Date	Aug 14, 2020
Book Page	1819/1209
Instrument	200042931

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Sep 1, 2040

Tax Assessment & Valuation

The 2026 property tax bill for 2524 Taylor Rd was $2,037, up 2% from the year before.

Source: Cleveland County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,037.00 (+2%)	$314,499 (-) Land $39,151 Building $275,348	$314,499 (-) Land $39,151 Building $275,348
2025	$1,997.00	$314,499 Land $39,151 Building $275,348	$314,499 Land $39,151 Building $275,348
2023		$133,302 Land $30,473 Building $102,829	$133,302 Land $30,473 Building $102,829

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 2524 Taylor Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 5, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2524 Taylor Rd is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 54% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVELAND COUNTY WATER serves 59,395 people · EPA ID NC0123055
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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