2524 S Penzance Ave, Springfield, MO 65809 Property Records

Greene County property record for 2524 S Penzance Ave, Springfield, MO 65809

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,580 sqft · built 1991
Lot Size	0.498 acres (21,693 sqft)
Owner	2 Trust Names on File
Last Sale	$199,900 (Aug 2015)
Tax Bill	$2,731 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Jul 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`88-12-35-300-049`

Property Details

APN / Parcel Number

Primary APN	`88-12-35-300-049`
Alternative APN	`1235300049`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,580 sqft Living Area
1st Floor Area	1,560 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Ranch
Lot Area	21,693 sqft (0.498 acres)
Lot Dimensions	163 ft deep x 133 ft wide
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	881235300049
Street Address	2524 S PENZANCE AVE
City	SPRINGFIELD
State	MO
Zip	65809-3613
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	INGRAM HILLS ESTATES LOT 20 (EX N 8FT)
Legal Range	21W
Legal Township	29N
Legal Section	35
Legal Subdivision	INGRAM HILLS
Legal Block	300
Legal Lot Number	20
Jurisdiction	GREENE MO
Township / Civil Division	CLAY C
Census Block Group	3
Census Block	3022
Census Tract	3802

Owner

2524 S Penzance Ave is owner-occupied and held in a trust since September 2024.

Source: Greene County records, as of September 28, 2026

Owner of Record	2 Trust Names on File
Mailing Address	2524 S PENZANCE AVE, SPRINGFIELD, MO 65809-3613
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Jul 25, 2018	Deed of Trust, Mortgage · Line of Credit EDUCATIONAL COMMUNITY CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 27, 2015 · Amount on File
Deed Sale	Aug 27, 2015 · Amount on File
Deed Document Number	201533454
Deed Book / Page	2015 / 3345415
Last Transfer Date	Sep 11, 2024
Transfer Doc	0000028505
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENE MO
Property Address	2524 S PENZANCE AVE, SPRINGFIELD, MO 65809-3613
Transaction Type	Mortgage
Record Updated	Jul 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003392
Date	Jul 7, 2021
Book Page	2021/33921-21
Instrument	33921-21

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENE MO
Property Address	2524 S PENZANCE AVE, SPRINGFIELD, MO 65809-3613
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000026844
Date	Jul 25, 2018
Book Page	2018/026844-18
Instrument	026844-18

Lender

Name	EDUCATIONAL COMMUNITY CU
Type	Credit Union
Address	SPRINGFIELD, MO 65804

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 2524 S Penzance Ave was $2,731.

Source: Greene County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Greene County
Unified School District	Springfield R-XII School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$52,710 (-) Land $9,500 Building $43,210
2025	$2,731.00	$52,710 Land $9,500 Building $43,210	$277,400 Land $50,000 Building $227,400
2023	$2,406.00 (+23.07%)	$45,520 (+26.3%) Land $4,750 Building $40,770	$239,600 Land $25,000 Building $214,600
2022	$1,955.00	$36,040 Land $4,750 Building $31,290
2021			$189,700 Land $25,000 Building $164,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2524 S Penzance Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2524 S Penzance Ave is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 75% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY UTILITIES OF SPRINGFIELD serves 210,898 people · EPA ID MO5010754
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50
Brightspeed Fiber	940 / 940

May also be available: Wisper ISP.

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