2524 N 3rd St, Saint Joseph, MO 64505 Property Records

Buchanan County property record for 2524 N 3rd St, Saint Joseph, MO 64505

Property Summary

Property Type	Single Family Home
Details	1,004 sqft · built 1995
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on File
Last Sale	$72,800 (Jan 2019)
Tax Bill	$1,227 (2025)
Deeds & Mortgages	Jan 2019 Mortgage
APN	`06-3.0-05-002-002-061.000`

Property Details

APN / Parcel Number

Primary APN	`06-3.0-05-002-002-061.000`

Interior

Building Area	1,004 sqft Base Area
1st Floor Area	1,004 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Lot Area	6,534 sqft (0.15 acres)
Lot Dimensions	130 ft deep x 50 ft wide

Location & Zoning

Street Address	2524 N 3RD ST
City	SAINT JOSEPH
State	MO
Zip	64505-2013
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITY
Legal Description	SUB:BOYER AND BOWEN'S LOT:19 BLK:1LGL DESC:
Legal Subdivision	BOYER AND BOWENS
Legal Block	1
Legal Lot Number	19
Jurisdiction	BUCHANAN MO
Township / Civil Division	WASHINGTON
Census Block Group	1
Census Block	1042
Census Tract	300

Owner

2524 N 3rd St is owned and occupied by an individual who bought it in January 2019.

Source: Buchanan County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	2524 N 3RD ST, SAINT JOSEPH, MO 64505-2013
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 17, 2019 · Amount on File
Deed Sale	Jan 17, 2019 · Amount on File
Deed Document Number	2019414
Deed Book / Page	3723 / 77
Record Updated	Sep 20, 2026

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUCHANAN MO
Recording Date	Jan 17, 2019
Property Address	2524 N 3RD ST, SAINT JOSEPH, MO 64505-2013
Document Number	0003723/77
Book / Page	3723 / 77
Instrument Date	Jan 17, 2019
Instrument	2019000414
Transaction Type	Transfer
Record Updated	Aug 16, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2902 S 36TH PL, 2902, SAINT JOSEPH, MO 64503-1406

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2524 N 3RD ST, SAINT JOSEPH, MO 64505-2013

Mortgage

Document Number	0003723/79
Date	Jan 17, 2019
Book Page	3723/79
Instrument	2019000415

Lender

Name	QUICKEN LOANS INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 2524 N 3rd St was $1,227.

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,227.00	$17,200 Land $1,650 Building $15,550	$90,540 Land $8,700 Building $81,840
2024	$1,227.00 (+16.52%)
2023	$1,053.00 (-0.66%)	$16,120 (-) Land $1,650 Building $14,470	$84,840 Land $8,700 Building $76,140
2022	$1,060.00	$16,120 Land $1,650 Building $14,470
2021			$84,840 Land $8,700 Building $76,140

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 2524 N 3rd St.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2524 N 3rd St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 73% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 431 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
United Fiber Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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