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2524 McGovern Dr, Niskayuna (Schenectady), NY 12309 Property Records

Schenectady County and Niskayuna Town property record for 2524 McGovern Dr, Niskayuna, NY 12309

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,088 sqft · built 1958
Lot Size0.44 acres (19,166 sqft)
Owner2 Individual Names on Record
Last Sale$345,000 (Sep 2014)
Tax Bill$14,199 (2026)
Deeds & MortgagesSep 2021 Second Mortgage
Jul 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN422400 40.19-3-23

Property Details

APN / Parcel Number

Primary APN422400 40.19-3-23
Alternative APN
  • 240004001900030230000000

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,088 sqft Living Area
1st Floor Area1,044 sqft
2nd Floor Area1,044 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 1958
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Lot Area19,166 sqft (0.44 acres)
Lot Dimensions149 ft deep x 135 ft wide
Garage TypeAttached
Garage Area616 sqft
Parking Spaces2 Parking Spaces
Pool Area648 sqft
PorchPatio
Porch Area256 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address2524 MCGOVERN DR
CitySCHENECTADY
StateNY
Zip12309-2411
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal SubdivisionSECTION 2A OF WOOD CREST
Legal Block3
Legal Lot Number23.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionNISKAYUNA
Census Block Group2
Census Block2006
Census Tract32101

Owner

Source: Schenectady County and Niskayuna Town records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address2524 MCGOVERN DR, SCHENECTADY, NY 12309-2411
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 14, 2021Deed of Trust, Mortgage · Stand-Alone Second Mortgage
STATE EMPLOYEES FCU
Jul 9, 2021Deed of Trust, Mortgage · Conventional Mortgage
STATE EMPLOYEES FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 4, 2014 · Amount on Record
Deed SaleSep 4, 2014 · Amount on Record
Prior SaleSep 29, 2008 · Amount on Record
Deed Document Number201442781
Deed Book / Page1900 / 459
Record UpdatedOct 29, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address2524 MCGOVERN DR, SCHENECTADY, NY 12309-2411
Transaction TypeMortgage
Record UpdatedSep 24, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address2524 MCGOVERN DR, SCHENECTADY, NY 12309-2411

Mortgage

Document Number0000045398
DateSep 14, 2021
Book Page5144/295
Instrument202145398
Lender
NameSTATE EMPLOYEES FCU
TypeCredit Union
AddressALBANY, NY 12206
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term181 Months
DueOct 1, 2036

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address2524 MCGOVERN DR, SCHENECTADY, NY 12309-2411
Transaction TypeMortgage
Record UpdatedJul 21, 2021
Title CompanyLEGACY TITLE SERVICES, LEGACY TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address2524 MCGOVERN DR, NISKAYUNA, NY 12309-2411

Mortgage

Document Number0000032280
DateJul 9, 2021
Book Page5118/833
Instrument202132280
Lender
NameSTATE EMPLOYEES FCU
TypeCredit Union
Address12006
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2051

Tax Assessment & Valuation

Source: Schenectady County and Niskayuna Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
County SubdivisionNiskayuna Town
Unified School DistrictNiskayuna Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$14,199.00 (+1.39%) Homeowner's exemption
2025$14,004.00$310,000 (-) Land $45,500 Building $264,500$459,300 (+17.05%) Land $67,413 Building $391,887
2023$310,000 Land $45,500 Building $264,500$392,400 Land $57,594 Building $334,806

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims2 (2011–2013)
Claims Outside the SFHA2 of 2
Most Recent ClaimMay 2013 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNISKAYUNA CONSOLIDATED WD #11
public/private · serves 22,287 people · EPA ID NY4600073
Water SourceGroundwater
Last State InspectionMar 2024
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 314 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
T-Mobile
Fixed Wireless		100 / 20

May also be available: Verizon.

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