Whatcom County property record for 2524 Henry St, Bellingham, WA 98225
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,392 sqft · built 1905 |
| Lot Size | 0.1 acres (4,356 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $680,000 (Mar 2024) |
| Tax Bill | $5,037 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Mar 2024 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 380224-327122-0000 |
| Primary APN | 380224-327122-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,392 sqft Living Area |
| 1st Floor Area | 832 sqft |
| Flooring | Carpet |
| Interior Walls | Finished/Painted |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1905 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Multi-Level |
| Exterior Material | Combination |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 4,356 sqft (0.1 acres) |
| Garage Type | Detached |
| Garage Area | 600 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Account Number | 51371 |
|---|---|
| Street Address | 2524 HENRY ST |
| City | BELLINGHAM |
| State | WA |
| Zip | 98225-2213 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS5.0 |
| Legal Description | SUPPLEMENTAL MAP OF WHATCOM LOT 10 BLK 310 |
| Legal Range | 02 |
| Legal Township | 38 |
| Legal Section | 24 |
| Legal Subdivision | SUPPLEMENTAL MAP OF WHATCOM |
| Legal Block | 310 |
| Legal Lot Number | 10 |
| Jurisdiction | WHATCOM WA |
| Township / Civil Division | BELLINGHAM |
| Census Block Group | 1 |
| Census Block | 1029 |
| Census Tract | 402 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Eldridge Avenue Historic District listed 1979 · 684 contributing resources · NRIS 79002566 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
2524 Henry St is owned and occupied by two individuals who bought it in March 2024.
Source: Whatcom County records, as of May 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2524 HENRY ST, BELLINGHAM, WA 98225-2213 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 20, 2026 | Deed of Trust, Mortgage · Conventional Mortgage MOVEMENT MORTGAGE |
| Mar 26, 2024 | Warranty Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 26, 2024 · Amount on File |
| Deed Sale | Mar 26, 2024 · Amount on File |
| Prior Sale | Dec 23, 2002 · Amount on File |
| Deed Document Number | 20241659 |
| Prior Transfer Date | Dec 18, 2002 |
| Prior Transfer Doc | 0001204838 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Recording Date | May 20, 2026 |
| Property Address | 2524 HENRY ST, BELLINGHAM, WA 98225-2213 |
| Document Number | 0000001645 |
| Instrument Date | May 14, 2026 |
| Instrument | 20261645 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 2524 HENRY ST, BELLINGHAM, WA 98225-2213 |
| Document Number | 0000001645, |
|---|---|
| Date | May 20, 2026 |
| Instrument | 20261645 |
| Name | MOVEMENT MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WHATCOM WA |
| Recording Date | Mar 26, 2024 |
| Property Address | 2524 HENRY ST, BELLINGHAM, WA 98225-2213 |
| Document Number | 0000301659 |
| Map Reference | VOL 1 PG 42 |
| Instrument Date | Mar 18, 2024 |
| Instrument | 2024-0301659 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2024 |
| Title Company | CHICAGO TITLE COMPANY/WA, CHICAGO TITLE CO OF WA |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $11,164.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2524 HENRY ST, BELLINGHAM, WA 98225-2213 |
| Document Number | 0000301660 |
|---|---|
| Date | Mar 26, 2024 |
| Instrument | 2024-0301660 |
| Name | AMERICAN PACIFIC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2054 |
The 2025 property tax bill for 2524 Henry St was $5,037.
Source: Whatcom County assessment roll, as of December 30, 2025
| Type | Name |
|---|---|
| State | Washington |
| Municipality | Bellingham City |
| County | Whatcom County |
| Unified School District | Bellingham School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,037.00 | $633,813 Land $279,056 Building $354,757 | $633,813 Land $279,056 Building $354,757 |
| 2022 | $543,979 Land $239,504 Building $304,475 | $543,979 Land $239,504 Building $304,475 | |
| 2021 | $3,576.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2524 Henry St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 2524 Henry St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BELLINGHAM-WATER DIVISION serves 141,127 people · EPA ID WA5305600 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2024 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 429 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber · DSL in parts of the area | 2,000 / 1,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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