2524 E 16th St, Des Moines, IA 50316 Property Records

Polk County property record for 2524 E 16th St, Des Moines, IA 50316

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,248 sqft · built 1965
Lot Size	0.173 acres (7,527 sqft)
Owner	2 Individual Names on Record
Last Sale	$162,500 (Jun 2023)
Tax Bill	$3,586 (2024)
Deeds & Mortgages	Jun 2023 Second Mortgage Jun 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`110/03625-003-000`

Property Details

APN / Parcel Number

Primary APN	`110/03625-003-000`
Alternative APN	`792425376004`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,248 sqft Living Area
Gross Area	2,112 sqft
1st Floor Area	1,248 sqft
Basement Area	864 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1971
Architectural Style	Ranch
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,527 sqft (0.173 acres)
Lot Dimensions	122 ft deep x 61 ft wide
Garage Area	616 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	2524 E 16TH ST
City	DES MOINES
State	IA
Zip	50316-1837
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3 JOHNSON SMITH HEIGHTS PLAT 3
Legal Subdivision	JOHNSON SMITH HEIGHTS PLAT 3
Legal Lot Number	3
Jurisdiction	POLK IA
Township / Civil Division	LEE
Census Block Group	4
Census Block	4011
Census Tract	300

Owner

Source: Polk County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2524 E 16TH ST, DES MOINES, IA 50316-1837
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage GREENSTATE CU
Jun 23, 2023	Warranty Deed, Transfer · Conventional Mortgage GREENSTATE CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 23, 2023 · Amount on Record
Deed Sale	Jun 23, 2023 · Amount on Record
Prior Sale	Nov 21, 2012 · Amount on Record
Deed Document Number	202332408
Deed Book / Page	19516 / 956
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	2524 E 16TH ST, DES MOINES, IA 50316-1837
Transaction Type	Mortgage
Record Updated	Jul 4, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000032410
Date	Jun 23, 2023
Book Page	19516/972
Instrument	2023-00032410

Lender

Name	GREENSTATE CU
Type	Credit Union
Address	NORTH LIBERTY, IA 52317

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 5, 2053

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Jun 23, 2023
Property Address	2524 E 16TH ST, DES MOINES, IA 50316-1837
Document Number	0000032408
Book / Page	19516 / 956
Instrument Date	May 24, 2023
Instrument	2023-00032408
Transaction Type	Transfer
Record Updated	Nov 6, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$259.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2524 E 16TH ST, DES MOINES, IA 50316-1837

Mortgage

Document Number	0000032409
Date	Jun 23, 2023
Book Page	19516/958
Instrument	2023-00032409

Lender

Name	GREENSTATE CU
Type	Credit Union
Address	NORTH LIBERTY, IA 52317

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 5, 2053

Interest

Rate Type	Adjustable Rate
Rate	7%
Type Change Date	Jul 5, 2030
Change Frequency	Annually
Min Rate At Change	5%
Max Rate At Change	9%
Index	1-Year T-Bill
Max Rate	13%

Tax Assessment & Valuation

Source: Polk County assessment roll, as of October 13, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Municipality	Des Moines City
Unified School District	Des Moines Independent Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$204,500 (+12.18%) Land $27,900 Building $176,600	$204,500 (+12.18%) Land $27,900 Building $176,600
2024	$3,586.00 (+7.37%)
2023		$182,300 Land $24,400 Building $157,900	$182,300 Land $24,400 Building $157,900
2020	$3,340.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	2,000 / 1,000
CenturyLink Fiber	2,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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