2524 1st Ave E, La Crosse, WI 54603 Property Records

La Crosse County property record for 2524 1st Ave E, La Crosse, WI 54603

Property Summary

Property Type	Single Family Home
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on File
Last Sale	$239,900 (May 2023)
Tax Bill	$2,219 (2025)
Deeds & Mortgages	May 2021 Mortgage Jul 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`004-000202-000`

Property Details

APN / Parcel Number

Primary APN	`004-000202-000`
Alternative APNs	`4 202 0` `2953`

Exterior

Lot Area	7,405 sqft (0.17 acres)

Location & Zoning

Street Address	2524 1ST AVE E
City	LA CROSSE
State	WI
Zip	54603-1201
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	ISLAND PARK ADDITION LOT 11 BLOCK 2
Legal Range	07W
Legal Township	16N
Legal Section	18
Legal Subdivision	ISLAND PARK ADDITION
Legal Block	2
Legal Lot Number	11
Jurisdiction	LA CROSSE WI
Township / Civil Division	CAMPBELL
Census Block Group	2
Census Block	2050
Census Tract	10300

Owner

2524 1st Ave E is owned and occupied by two individuals who bought it in May 2023.

Source: La Crosse County records, as of August 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2524 1ST AVE E, LA CROSSE, WI 54603-1201
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 14, 2021	Deed of Trust, Mortgage · FHA Mortgage HUD
Jul 6, 2022	Deed of Trust, Mortgage · Conventional Mortgage MERCHANTS BANK
Jul 1, 2010	Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA
May 26, 2023	Deed of Trust, Mortgage · Conventional Mortgage WHEDA
May 26, 2023	Warranty Deed, Transfer · Conventional Mortgage COULEE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 26, 2023 · Amount on File
Deed Sale	May 26, 2023 · Amount on File
Prior Sale	Sep 25, 2006 · Amount on File
Deed Document Number	20231808080
Record Updated	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA CROSSE WI
Property Address	2524 1ST AVE E, LA CROSSE, WI 54603-1201
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001772430
Date	May 14, 2021
Instrument	1772430

Lender

Name	HUD
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jul 1, 2040

Interest

Rate Type	Fixed Rate

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA CROSSE WI
Property Address	2524 1ST AVE E, LA CROSSE, WI 54603-1201
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001796147
Date	Jul 6, 2022
Instrument	1796147

Lender

Name	MERCHANTS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 6, 2052

Interest

Rate Type	Adjustable Rate

July 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA CROSSE WI
Property Address	2524 1ST AVE E, LA CROSSE, WI 54603-1201
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001552839
Date	Jul 1, 2010
Instrument	1552839

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	NEWARK, NJ 07101

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2040

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA CROSSE WI
Property Address	2524 1ST AVE E, LA CROSSE, WI 54603-1201
Transaction Type	Mortgage
Record Updated	Aug 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001808082
Date	May 26, 2023
Instrument	1808082

Lender

Name	WHEDA
Type	Government Agency

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jun 1, 2033

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LA CROSSE WI
Recording Date	May 26, 2023
Property Address	2524 1ST AVE E, LA CROSSE, WI 54603-1201
Document Number	0001808080
Instrument Date	May 26, 2023
Instrument	1808080
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	RIVER VALLEY TITLE GROUP

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$719.70
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2524 1ST AVE E, LA CROSSE, WI 54603-1201

Mortgage

Document Number	0001808081
Date	May 26, 2023
Instrument	1808081

Lender

Name	COULEE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2053

Mortgage

Document Number	0001808082
Date	May 26, 2023
Instrument	1808082

Lender

Name	WHEDA
Type	Government Agency

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jun 1, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 2524 1st Ave E was $2,219.

Source: La Crosse County assessment roll, as of March 11, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	La Crosse County
County Subdivision	Campbell Town
Unified School District	La Crosse School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,219.00 Homeowner's exemption	$197,000 Land $49,300 Building $147,700	$208,200
2023	$2,287.00 Homeowner's exemption	$123,200 Land $25,300 Building $97,900	$123,200 Land $25,300 Building $97,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2524 1st Ave E in Zone X, an area of minimal flood risk, though there have been 16 flood claims nearby since 1986.

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	16 (1986–2023)
Claims Outside the SFHA	6 of 16
Most Recent Claim	Apr 2023 · river or lake flooding
Claims by Event	Flooding, Severe Storms And Tornadoes, Jun 2001 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2524 1st Ave E has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONALASKA WATERWORKS serves 18,000 people · EPA ID WI6320327
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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