25239 Front St, Sterling, IL 61081 Property Records

Whiteside County property record for 25239 Front St, Sterling, IL 61081

Property Summary

Property Type	Single Family Home
Lot Size	0.77 acres (33,541 sqft)
Owner	Individual Name on Record
Last Sale	$36,666 (Jun 2018)
Tax Bill	$1,087 (2025)
Deeds & Mortgages	Jun 2018 Sale & Mortgage Dec 2017 Sale & Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`1036155004`

Property Details

APN / Parcel Number

Primary APN	`1036155004`
Alternative APN	`94670`

Exterior

Lot Area	33,541 sqft (0.77 acres)

Location & Zoning

Account Number	94670
Street Address	25239 FRONT ST
City	STERLING
State	IL
Zip	61081-8877
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VILLAGE OF COMO E 66' LOT 1& PT VACATED CRT ST BLK 8 57200X
Legal Subdivision	VILLAGE COMO
Legal Block	8
Legal Lot Number	1
Jurisdiction	WHITESIDE IL
Township / Civil Division	HOPKINS
Census Block Group	4
Census Block	4027
Census Tract	100

Owner

Source: Whiteside County records, as of May 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	25239 FRONT ST, STERLING, IL 61081-8877
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2018	Warranty Deed, Transfer · Conventional Mortgage US BK
Dec 1, 2017	Warranty Deed, Transfer · Conventional Mortgage CORNERSTONE CU
Jan 11, 2017	Deed of Trust, Mortgage · Conventional with PMI STERLING BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 25, 2018 · Amount on Record
Deed Sale	Jun 25, 2018 · Amount on Record
Prior Sale	Jul 18, 2011 · Amount on Record
Deed Document Number	20183362
Prior Transfer Date	Feb 1, 2016
Prior Transfer Doc	0000000617
Record Updated	Sep 20, 2026

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITESIDE IL
Recording Date	Jun 25, 2018
Property Address	25239 FRONT ST, STERLING, IL 61081-8877
Document Number	0000003362
Instrument Date	Jun 22, 2018
Instrument	3362
Transaction Type	Transfer
Record Updated	Jul 17, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$165.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	25239 FRONT ST STERLING IL 610818877, STERLING, IL 61081-8877

Mortgage

Document Number	3364
Date	Jun 25, 2018
Instrument	3364

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 24, 2048

Interest

Rate	4.75%

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITESIDE IL
Recording Date	Dec 1, 2017
Property Address	25239 FRONT ST, STERLING, IL 61081-8877
Document Number	0000007275
Instrument Date	Nov 29, 2017
Instrument	7275
Transaction Type	Transfer
Record Updated	Aug 28, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$93.75
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	25275 FRONT ST STERLING IL 610818877, STERLING, IL 61081-8877

Mortgage

Document Number	7276
Date	Dec 1, 2017
Instrument	7276

Lender

Name	CORNERSTONE CU
Type	Credit Union
Address	FREEPORT, IL 61032

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Nov 30, 2027

Mortgage

Document Number	7286,
Date	Dec 1, 2017
Instrument	7286

Lender

Name	STERLING BK
Type	Bank
Address	STERLING, IL 61081

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 30, 2047

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITESIDE IL
Property Address	25239 FRONT ST, STERLING, IL 61081-8877
Document Number	0000000270
Instrument Date	Jan 11, 2017
Transaction Type	Mortgage
Record Updated	Aug 15, 2018
Title Company	SAUK VALLEY TITLE, SAUK VLY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12860 LAWRENCE RD STERLING IL 610817881, STERLING, IL 61081-7881

Mortgage

Document Number	0000000270
Date	Jan 13, 2017
Instrument	270

Lender

Name	STERLING BK
Type	Bank
Address	STERLING, IL 61081-0617

Agreement

Type	Conventional with PMI
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Whiteside County assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Whiteside County
County Subdivision	Hopkins Township
Unified School District	Sterling Community Unit District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,087.00	$44,252 Land $4,194 Building $40,058
2024			$132,756 Land $12,582 Building $120,174

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	4 (2002–2013)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Apr 2013 · Severe Storms, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 70% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink, Verizon.

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